Due in part to AI, technology and security risks are rapidly evolving, pushing community banks to think about technology planning beyond the traditional budget cycle. Several community banks told us how they’re balancing technology adoption, timing and investment priorities.

ICBA Community is entering its third year as a space for community bankers from across the country to talk about topics, big and small, they encounter every day. We talked to several active Community members about what they like about the forum and how it’s helped their community banks flourish.

With the most divided Fed in over 30 years and optionality risk hiding in plain sight, portfolio managers who will win in this environment are the ones who understand what they own—and why they own it. By Andrew Okolski