At ICBA Securities, we provide community bankers the tools to grow their investments.

ICBA Securities Corporation is a service of the ICBA Services Network®, a wholly owned subsidiary of ICBA.

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ICBA Securities Overview

ICBA Securities Corporation (ICBA Securities) a subsidiary of the ICBA (Independent Community Bankers of America) that was founded in 1989 following two years of intensive research by ICBA's Bank Services Committee.

As ICBA Securities is owned by the nation’s largest trade association for community banks, it has a commitment to return all of its profits to the industry, in the form of royalties, sponsorships, or dividends. Through 2021, it had reinvested over $49 million back into its supporting state/regional partners or into the ICBA. Six of the seven ICBA Securities board directors are leadership community bankers.

We are also proud be to the endorsed broker-dealer for over 30 community bank state associations.

Education Opportunities Through ICBA Securities

ICBA Securities provides an education platform tailored to the needs of community banks and ICBA Securities representatives attend and speak at most state community banking conferences, conducting an average of 50 educational events per year.

ICBA Securities annually hosts the ICBA Bond Academy, which equips community bank portfolio managers with the skills to maintain a high performing institution, and the ICBA Balance Sheet Academy, which is an intermediate-level program for more experienced financial managers.

ICBA Securities also endorses and teaches at the Barret Graduate School of Banking in Memphis, Tenn. The President of ICBA Securities, Jim Reber, writes a monthly investment column for ICBA’s Independent Banker magazine.

If you would like to learn more about the organization, please contact ICBA Securities President Jim Reber at 901-262-1353 or jreber@icbasecurities.com

Current Financials

We are happy to provide you with a copy of our most recent audited financial statement. If you would like to learn more, please contact ICBA Securities President Jim Reber at 901-262-1353 or jreber@icbasecurities.com.

Learn How ICBA Securities Can Help Your Community Bank

For general information email us: info@icbasecurities.com
Reach us by phone at 901-262-1353

Upcoming Events

What the 25% Interest Exclusion on Ag Real Estate Loans Means for Lenders

The 25% interest exclusion for agricultural real estate loans introduces both opportunities and complexities for ag lenders. This session breaks down how the exclusion works, who qualifies, and how it can affect loan pricing. Attendees will leave with an understanding of the policy’s intent, its operational effects, and actionable items to take back to their banks.

Learning Objectives:

Understand the high-level changes associated with the OBBBA
Discuss interest exclusion on ag real estate loans
Discuss provisions of interim Section 139L guidance

Duration: 50-minutes

Presented live and recorded on 02/05/26.

Feb 5, 2026 |

Webinar

Agriculture Lending Agriculture

Tariffs, Monetary Policy, Fiscal Policy and The Impact on your Borrowers

Managing credit risk requires an understanding of the external forces that can affect your borrowers, especially government policies. This webinar will break down the financial implications of current federal actions coming out of Washington D.C., and how they may influence your clients’ performance.

This session explores the real-world impact of and discusses the impacts regarding tariff changes, monetary policy shifts, and fiscal decisions that shape today’s business environment. With this insight, you’ll be better equipped to ask the right questions, anticipate potential cash flow pressures, and strengthen your strategy for evaluating borrower risk.

Learning Objectives:

Understand tariff, monetary, and fiscal federal policies that influence business cash flow and credit risk.
Assess how monetary policy decisions influence borrowing costs, liquidity, and debt service capacity.
Identify early warning indicators tied to policy shifts that could signal increased credit risk.

Duration: 60-minutes

Presented live and recorded on 02/10/26.

Feb 10, 2026 |

Webinar

Agriculture Lending Commercial Lending

Tax-Advantaged Savings: 2026 Update

The rules and regulations governing IRAs, HSAs, and other tax favored savings accounts are constantly evolving, and can be challenging to keep up with. Rely on our industry experts to bring you up to date on recently proposed legislation and regulatory updates that may affect your organization and your clients.

Learning Objectives:

Understand legislative and regulatory changes affecting IRAs, HSAs, and other tax-advantaged savings accounts.
Learn how these updates may impact your organization’s practices and client strategies.
Gain insights on how to effectively navigate and apply these changes to stay compliant and optimize client outcomes.

Duration: 60 minutes

Presented live and recorded on 2/11/26.

Feb 11, 2026 |

Webinar

Health Savings Account (HSA) Individual Retirement Account (IRA)

34 State Associations Endorse ICBA Securities

ICBA Securities is pleased to have earned the endorsement of the community bank state associations below. We participate in their educational agendas and support their advocacy efforts. We also help support their operations financially in the form of royalties and sponsorships. Click on a logo to visit an association’s website.

For more information, please contact ICBA Securities President Jim Reber at jreber@icbasecurities.com or 901-262-1353.