Top-tier education for the nation's community bankers.

Meet your bank’s evolving needs, the expectations of the audit committee, and the examiners! Our curriculum will expand your knowledge of auditing and banking whether you are a veteran auditor or new to the audit function.

The curriculum is designed to provide tools and step-by-step procedures to establish and maintain an effective internal audit function within a community bank. Areas covered include auditing basics, internal auditing working papers, auditing liabilities and other activities, auditing assets, and bank information systems auditing.

Unique to this institute is a pre-recorded session, digitally delivered to attendees to begin their learning prior to attending the institute. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Understand the role of internal audit and the key elements of a bank’s audit program.
• Define internal controls and the methods of testing internal controls.
• Outline what should be included in your internal audit charter.
• Identify common fraud losses affecting banks and who commits fraud.
• Determine how your audit function should be structured for appropriate governance over IT.
• Learn how your organization can appropriately assess risks and understand the requirements when performing risk assessments.
• Distinguish between the types of data analytics and tools used for effective review.
• Understand the processes for auditing liabilities and assets.
• And more!

Assessing creditworthiness of a borrower is about information. This course focuses on the critical issues arising through preparation of financial statements by the borrower, the role of accountants, the calculation of key ratios, and the use of financial statements in the credit decision process.?

Through practical applications for the community bank, learn how you can make a positive impact on your bank's bottom line and improve loan decision making.

Learning Objectives:

• Review accounting principles and financial statement construction.
• Discuss necessary reclassification of income on financial statements.
• Become familiar with the Financial Analysis Process.
• Review key financial ratios used to assess borrower performance.
• Use the discount code MULTI_CFSA and receive $100 off when you register for both the Financial Statement Analysis and Cash Flow Analysis sessions!

Only cash can repay loans. To effectively conduct a complete credit analysis, the sources and uses of cash in the business must be understood. This seminar discusses the mechanics of constructing business cash flow statements and their use of credit analysis.

Understand the mechanics of cash flow analysis and its use in determining a business' ability to repay. This seminar will increase awareness of cash flow analysis tools and develop your confidence in the use of the tools.

Learning Objectives

• Understanding the business of the business.
• Types of cash flow analysis.
• Cash flow mechanics.
• Cash flow analysis.

Use the discount code MULTI_CFSA and receive $100 off when you register for both the Financial Statement Analysis and Cash Flow Analysis sessions!