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Merchants and Consumers Benefit from Credit Card Rewards Programs
The first rewards credit card was introduced by American Airlines in 1934 to help it sell tickets. Ninety years later, merchants accepting credit cards and issuing co-branded rewards cards continue...
Four things to know about faster and instant payments
Consumers and businesses are increasingly using payment platforms that allow them to pay or transfer money faster than ever before, with U.S. faster payments transactions topping $900 billion in 2020.
Why Small Business See a (Use) Case for Instant Payments
According to the Federal Reserve, nine in 10 businesses (or 29.25 million) expect to be able to send and receive instant payments by 2023. Fortunately, in many cases, community-based financial...
ICBA Center for Innovation: The Next Chapter in Fostering Community Bank-Fintech Partnerships
It’s an exciting time for ICBA Innovation, culminating in the long-awaited opening of ICBA’s Center for Innovation—an initiative more than a year in the making with the promise to help drive...
Powering Potential through Community Bank Innovation
Bankers are operating in a fast-paced world, with solutions addressing customer growth and engagement. This technology can be a key driver to help them become more competitive; however, these...
Summit speakers: COVID-19 changed banking, payments
The COVID-19 pandemic altered customers’ expectations and the way they operate within the banking and finance sector, two presenters said Aug. 16 at the inaugural VenCent Fintech Summit held in...
3-2-1 We Have Contactless!
3-2-1 We Have Contactless! Tina Giorgio: Contactless transactions include everything from flashing your watch at the point-of-sale to paying for your groceries, via your refrigerator. As “smart”...
Navigating the New Norm with Digital Optimization
Navigating the New Norm with Digital Optimization In determining what this new business-as-usual will look like for your bank, it is important to identify where your customers are now and how their...
Safeguarding Against Fraud in a COVID-19 Era
Safeguarding Against Fraud in a COVID-19 Era Despite numerous warnings from the FBI, IRS and others, fraudsters are capitalizing on the pandemic to take advantage of consumers, highlighting the...
COVID-19: Considerations for Card Issuers
COVID-19: Considerations for Card Issuers Community banks are the stars of the financial services industry, and during times of crisis community bankers burn brightly to provide a guiding light to...
Three Steps to Support Customers in Today’s Digital Environment
Three Steps to Support Customers in Today’s Digital Environment We are in unprecedented times. “Shelter-in-place” acts help slow of the spread of coronavirus, but at the same time, they inject...
Reflecting on ICBA Bancard’s 35-Year History of Success
Reflecting on ICBA Bancard’s 35-Year History of Success In celebration of ICBA Bancard’s 35th anniversary, I sat down with our Chairman Greg Deckard, president, CEO and chairman of State Bank...
Positioning ICBA Bancard for the Future: What’s Your Why?
Positioning ICBA Bancard for the Future: What’s Your Why? Back in 1985, the first Macintosh computer debuted, and by today’s standards, it was a boxy, clunky, slow unit, yet Consumer Reports gave...
The Big Trouble with Big Tech
The Big Trouble with Big Tech Last month Google unveiled its new Google Pay app—complete with a DDA-like account attached. This latest effort by Google is part of a trend of non-bank tech companies...
Agencies request information on targeting payments fraud
ICBA applauded the federal banking agencies for announcing a request for comment on potential actions to help consumers, businesses, and financial institutions mitigate risk of payments fraud, with...
ICBA seeks participants for cross-border payments group
ICBA is seeking 12-15 community bankers to join its working group on cross-border payments.
ICBA Applauds House Financial Services Committee for Advancing Pro-Community Bank 1071, De Novo, Anti-CBDC Bills
The Independent Community Bankers of America (ICBA) commended the House Financial Services Committee for advancing three ICBA-advocated bills to support community banks and the local communities...
ICBA Payments and Mastercard Partner to Upgrade Customer Payment Experiences for Community Banks
ICBA Payments, the payments subsidiary of the Independent Community Bankers of America® (ICBA), announced today its new partnership with Mastercard to offer upgraded and enhanced card and payment...
Fed requests comments on payment account proposal
Fed requests comments on payment account proposal The Federal Reserve Board requested public comment on its proposal to establish a payment account—also known as a "skinny” master account—that...
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Ready to enhance your payment offerings? Feel the rhythm at ICBA LIVE 2025! Jan 1, 2025 | Category I’m an ICBA Payments Client ICBA Payments clients who direct issue credit and debit card programs...
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Topic Advocacy (533) Compliance (719) Consumer Financial Protection Bureau (CFPB) (255) Credit Unions (237) Crisis Preparedness (320) Cybersecurity (186) Digital Assets (269) Lending (473) Payments...
About Us
Home About Us Back ICBA Payments Careers Community banks strengthen, invest, and provide opportunities for the people and families in the communities they serve. ICBA Payments follows the example...
Digital Payments Transformation
Transformation Workbook Example Text Digital Payments Transformation As customer preferences shift and new technologies emerge, community banks must adapt their strategies to meet customer needs,...
Instant Payments
Download the FedNow Launch Webinar Series This webinar series hosted by ICBA Payments features speakers from the Federal Reserve Financial Services and is designed to help you create a plan for the...
FIS Credit
FIS’ Credit Suite includes: Contact Us Example Text 24/7 cardholder customer service Online cardholder access (www.mycardstatement.com) Robust, targeted marketing and advisory services Fraud...
Credit Card Solutions
Free Credit Card Portfolio Analysis Tool Run a comprehensive analysis of your bank’s credit card portfolio with our ACE tool. Fraud Loss Protection Plan Recuperate losses on card fraud with this...
ICBA Payments Board of Directors
Home About Us Board of Directors Back Feel the rhythm at ICBA LIVE 2025! Job Title Job Business Name ICBA Payments, a wholly owned subsidiary of the Independent Community Bankers of America®...
Strategy and Education
Strategy and Education Home Latest In Payments Strategy and Education Back Strong payments strategy spans all types of projects and initiatives, from program marketing to the latest trends like...
Client Resources
Home Client Resources Back Contact Us As an ICBA Payments client, did you know your bank has a dedicated relationship manager? With decades of experience between them, our relationship managers are...
FLPP Claims Portal
Login and File Claim Example Text ICBA Payments' Fraud Claims Reporting System: FLPP participants can quickly and accurately upload fraud claims, review the status of any pending claims, and view...
ACE Tool
Login to ACE Example Text Schedule Consultation Example Text Yes. Each user at your bank can have their own user name and password, so you can view the information and reports that are important to...
Manage Account
Home Manage Account Back Manage Account Are you or a member of staff new to managing your card program? Please update your bank’s roster to ensure you never miss an important communication.
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Article Type News (5537) ICBA NewsWatch Today (3344) Independent Banker (1475) Blog (927) Press Release (854) Main Street Matters (383) Payments Quarterly (180) Bank Director News (129) Podcast...
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Additional Services
Mastercard ICBA Payments can sponsor your bank's application for becoming an Affiliate Member of Mastercard. Our programs also support Principal Members. Learn More Example Text Home Solutions...
Mastercard
Home Solutions Additional Services Mastercard Back Mastercard Sponsorship Opportunities for Community Banks ICBA Payments can sponsor your bank's application for becoming an Affiliate Member of...
Protect Your Community Bank and Reduce Fraud Losses with FLPP
While many providers offer fraud-related services, this service is unique in the industry and exclusive to community banks from ICBA Payments. Eligibility and Benefits Show More All ICBA member...
Debit Card Solutions
Program Enhancements for Debit Issuers with ICBA Payments Innovative and Cost-Efficient Debit and ATM Solutions Debit cards remain the dominant consumer payments vehicle for community bank...
FIS Debit
Get Started Example Text Partnering with ICBA Payments and FIS for Debit issuing services gives your bank exclusive access to: Home Solutions Debit Card Solutions FIS Debit Back ICBA Payments' FIS...
Visa
Visa Sponsorship Opportunities for Community Banks ICBA Payments can sponsor your bank's application for becoming an Associate Member of Visa. Our programs also support Principal Members. Contact...
Our Team
Feel the rhythm at ICBA LIVE 2025! Job Title Job Business Name Contact Example Text Feel the rhythm at ICBA LIVE 2025! Job Title Job Business Name Contact Example Text ICBA Payments, a wholly owned...
Analyze Your Card Program
Home Analyze Your Card Program Back Analyze Your Card Program ICBA Payments offers a free analysis performed by staff experts to provide insights into your credit card portfolio. Together with data...
ICBA Payments Card Program Form
Get Started Example Text ICBA Payments offers card programs designed specifically for community banks. Our approach is tailored to give bank teams clarity, confidence, and control over every...
Debit Dominance: Unlocking the Potential of Debit Card Programs Whitepaper
Debit Dominance: Unlocking the Potential of Debit Card Programs Thank you for your interest in ICBA Payments newest whitepaper! Discover how community banks can ride the wave of consumer demand for...
Fed’s Waller expects rate cuts to continue over next year
Monetary policy is still restrictive and putting downward pressure on inflation without creating undesirable weakness in the labor market, according to Federal Reserve Governor Christopher Waller.
ICBA Independent Banker Honors 2024 Best Community Banks to Work For Winners
The December cover story of Independent Banker magazine, the award-winning publication of the Independent Community Bankers of America (ICBA), spotlights this year’s Best Community Banks to Work...
ICBA op-ed: Megabanks aren't—and never will be—community banks
While some industry watchers might apply the term “community bank” to the nation's largest financial institution, the truth is community banks cannot be replicated by megabanks, ICBA Chairman Lucas...
Q4 community bank briefing this month
ICBA this month is hosting a complimentary community bank briefing on key congressional and regulatory developments.
FDIC updates Q&As on official signage
The FDIC updated questions and answers related to its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.
OCC announces 2025 fees and assessments
The OCC announced its fees and assessments for calendar year 2025.
ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include BizFilings Beneficial Ownership Information Filing and OneSumX Reg Manager
The ICBA today announced it has expanded its Wolters Kluwer Preferred Service Provider relationship to include its BizFilings Beneficial Ownership Information Filing platform and its OneSumX Reg...
Independent Banker: How community banks can attract Gen Z customers
The latest Independent Banker magazine highlights the substantial influence of Gen Z—those born between 1997 and 2012—whose spending power now totals $44 billion and represents a key demographic...