Skip to Main Content
ICBA
ICBA
  • Member Login
  • Member Login

Solid labor market, stalling disinflation led to rate decision: minutes


Disinflation appeared to stall during the first half of the year while labor market conditions remained solid, according to the minutes of the Federal Open Market Committee’s July 29–30 meeting.

August 21, 2025 / By ICBA

Disinflation appeared to stall during the first half of the year while labor market conditions remained solid, according to the minutes of the Federal Open Market Committee’s July 29–30 meeting.

About the Rate Decision: With Federal Reserve staff's economic growth projections holding steady and its inflation projection slightly lower than the one prepared for the June meeting, the FOMC voted to maintain target interest rates at a range of 4.25% to 4.5%.

Dissenting Votes: Fed Governors Michelle Bowman and Christopher Waller voted against the action, saying they preferred to lower the target range for the federal funds rate by 25 basis points.

Outlook: The next FOMC meeting is scheduled for Sept. 16-17.

Join ICBA Community

Interested in discussing this and other topics? Network with and learn from your peers with the app designed for community bankers. 

Join the community Example Text