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SBA raises combined loan limit, enhances lender tools


July 13, 2026 / By ICBA

The Small Business Administration announced that it has officially raised the amount that qualified borrowers can access through its 7(a) and 504 loan programs and has enhanced its online tools for lenders.

Details: Under the new loan policy, effective July 4, qualified borrowers who secure a 7(a) loan first may access up to $5 million through the 7(a) loan program and up to $5 million through the 504 loan program.

More: SBA announced several other policy enhancements to benefit U.S. manufacturers, including:

  • Providing a Red Tape Hotline where small businesses can report burdensome regulations.

  • Creating an online portal of U.S.-based suppliers and manufacturers.

  • Providing up to $5 million in revolving credit for manufacturers.

  • Waiving most upfront loan fees for manufacturers.

Lender Enhancements: In a new video, SBA Deputy Administrator Bill Briggs and Associate Administrator Thomas Kimsey discuss the upgrades as well as the launch of three lender experiences.

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