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Report: Community banker optimism holds steady


Community bankers’ optimism on the future economy is holding steady, according to the Conference of State Bank Supervisors’ second-quarter Community Bank Sentiment Index.

July 09, 2025 / By ICBA

Community bankers’ optimism on the future economy is holding steady, according to the Conference of State Bank Supervisors’ second-quarter Community Bank Sentiment Index.

Details: The CBSI dipped three points to 126, driven by a less optimistic outlook for a lighter regulatory environment and moderated expectations for profitability. CSBS noted, however, that the overall index remains well above the neutral level of 100 and is among the highest three readings recorded since its inception in 2019.

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