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FedDetect announces new payment fraud tool


The Federal Reserve announced a new reporting feature for its FedDetect Anomaly Notification for FedACH Services, which helps financial institutions quickly address potential fraud.

September 17, 2025 / By ICBA

The Federal Reserve announced a new reporting feature for its FedDetect Anomaly Notification for FedACH Services, which helps financial institutions quickly address potential fraud.

New: The Fed says the system now allows users to access reporting with transaction-level details and historical data with download capabilities for notification of change monitoring, same-day debit large-dollar variance, micro-entry forward monitoring, and micro-entry return monitoring.

About FedDetect: The service:

  • Is available at no additional cost to institutions that already have access to the FedLine Web or FedLine Advantage Solution:

  • Notifies subscribed users via email when it detects anomalous FedACH activity.

  • Identifies atypical activity using baselines established for a financial institution’s historical activity or by comparing ACH transactions to industry rules.

  • Enables multiple or individual RTNs within an account family.

Resources for Community Bankers: ICBA’s website features various fraud tools and resources for community banks.

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