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FDIC seeking input on AML CFT compliance costs


The FDIC requested comment on a proposal to survey banks about the costs to comply with the Bank Secrecy Act and related anti-money laundering and countering the financing of terrorism requirements.

September 16, 2025 / By ICBA

The FDIC requested comment on a proposal to survey banks about the costs to comply with the Bank Secrecy Act and related anti-money laundering and countering the financing of terrorism requirements.

Details: The FDIC said:

  • It is requesting Office of Management and Budget approval to seek information on the direct costs incurred by banks in complying with the BSA and related AML/CFT requirements and whether these costs overlap with those of activities such as fraud and credit monitoring.

  • Responses may inform efforts to adjust regulatory obligations and to advance deregulatory proposals consistent with the executive orders of the Trump administration.

  • Responses will not be used for supervisory purposes.

  • It expects to submit this information collection as a common form so that the other federal banking agencies and the National Credit Union Administration may use the information collection to survey the entirety of the banking and credit union industry.

More: The FDIC posted proposed survey questions on its website. Comments on the proposal are due by Nov. 12.

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