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FDIC extends comment period on stablecoin rule


February 09, 2026 / By ICBA

The FDIC issued an ICBA-advocated extension of the comment period for its proposed rulemaking on the GENIUS Act.

Details: The FDIC announced a 90-day extension of the comment period from Feb. 17 to May 18.

ICBA Request: ICBA and other groups last month requested an extension, saying stakeholders need sufficient time to consider how the agency’s proposed rule would interact with the GENIUS Act’s complex and novel regulatory framework for payment stablecoins.

Background: The FDIC in December issued a proposed rule that would implement the application provisions under the GENIUS Act. The proposed rule would establish procedures for the agency to accept and process payment stablecoin issuer applications from FDIC-supervised banks.

More ICBA Advocacy: ICBA in November sent key principles for payment stablecoin supervision in a letter to the Treasury Department regarding implementation of the GENIUS Act.

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