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CFPB updates "underserved" methodology


The Consumer Financial Protection Bureau issued an interpretive rule on how it determines which counties qualify as "underserved" for a given calendar year.

June 24, 2020 / By ICBA

The Consumer Financial Protection Bureau issued an interpretive rule on how it determines which counties qualify as "underserved" for a given calendar year. With portions of the CFPB's method now obsolete due to changes in Home Mortgage Disclosure Act regulations, the interpretive rule details the revised HMDA data that will instead be used in the new methodology.

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