"My favorite part of attending ICBA Institutes is connecting with peers from other institutions. I look forward to future events knowing familiar faces will be there, and while the training is always excellent, it’s the networking that keeps me coming back."
-McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa
"Through ICBA, I earned the CCBIA, CBAP, and CCBCO designations, each enhancing my role at different stages of my career. Each designation provided valuable resources and insights that improved my expertise in these areas."
-Michael Hoehn, Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama.
"The Fraud Seminar was excellent and very informative. I got a lot of resources that will help in our FI. Great tools."
-Donna Franklin, AmeriState Bank, Atoka, Ohio
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Regulation Z requires creditors to disclose the terms and cost of
consumer credit transactions along with a host of other things. This
course will provide an overview of each of the subparts within the
Truth in Lending Act. This course is intended for those working in the
consumer lending arena, both real estate and non-real estate.
Learning Objectives:
Understand what loan types apply to Regulation Z
Determine what a finance charge is in order to calculate the APR
Acknowledge the requirements of closed-end credit for both real
estate and non-real estate secured loans
Acknowledge the requirements of open-end credit for both real
estate and non-real estate secured loans
Identify other miscellaneous provision of Regulation Z