"My favorite part of attending ICBA Institutes is connecting with peers from other institutions. I look forward to future events knowing familiar faces will be there, and while the training is always excellent, it’s the networking that keeps me coming back."
-McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa
"Through ICBA, I earned the CCBIA, CBAP, and CCBCO designations, each enhancing my role at different stages of my career. Each designation provided valuable resources and insights that improved my expertise in these areas."
-Michael Hoehn, Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama.
"The Fraud Seminar was excellent and very informative. I got a lot of resources that will help in our FI. Great tools."
-Donna Franklin, AmeriState Bank, Atoka, Ohio
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Home Mortgage Disclosure Act: Practical Application (Individual)
Online Course
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CPE Credits: 0.50
The Home Mortgage Disclosure Act (HMDA) requires certain financial
institutions to collect, report, and disclosure information about
their mortgage lending activity. HMDA was originally enacted by the
Congress in 1975 and is implemented by Regulation C.
The Regulation was overhauled in 2015, requiring a large of amount of
additional data to be collected and reported. The course provides
learners with an overview of the entire Home Mortgage Disclosure Act
with an in-depth look at loan application applicability and applicant
information collection.
This course is intended for lenders and other staff who are involved
in the loan application process.
Learning Objectives:
State the purpose of HMDA
Identify the transactions that are HMDA applicable
Identify the data collection points
Recognize what applicant information to collect and when
Course Outline:
Purpose
General Requirements
Definitions
Transactional Coverage
Data Points
Rev–Jan. 2022. Course length ≈ 35 minutes. This course is worth
0.5 CPE credit.
