"My favorite part of attending ICBA Institutes is connecting with peers from other institutions. I look forward to future events knowing familiar faces will be there, and while the training is always excellent, it’s the networking that keeps me coming back."
-McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa
"Through ICBA, I earned the CCBIA, CBAP, and CCBCO designations, each enhancing my role at different stages of my career. Each designation provided valuable resources and insights that improved my expertise in these areas."
-Michael Hoehn, Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama.
"The Fraud Seminar was excellent and very informative. I got a lot of resources that will help in our FI. Great tools."
-Donna Franklin, AmeriState Bank, Atoka, Ohio
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Home Mortgage Disclosure Act: In Depth (Individual)
Online Course
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CPE Credits: 1.00
The Home Mortgage Disclosure Act (HMDA) requires certain financial
institutions to collect, report, and disclosure information about
their mortgage lending activity. HMDA was originally enacted by the
Congress in 1975 and is implemented by Regulation C.
The Regulation was overhauled in 2015, requiring a large of amount of
additional data to be collected and reported. This course will provide
you with the detailed information you need to ensure your Financial
Institution is in full compliance with HMDA including, definitions,
coverage, data collection and reporting, and disclosure requirements.
This course in intended for compliance and loan operations personnel.
Learning Objectives:
State the purpose of HMDA
Identify whether or not a financial institution is a HMDA reporter
Identify the transactions that are HMDA applicable
Know when to report covered loans
Identify the modified and new data collection points
Ensure compliance with disclosure requirements
Course Outline:
Purpose
Important Definitions
Institution Coverage
Transactions Coverage
Data Points
Reporting Data
Disclosure Requirements
Rev–Jan. 2022. Course length ≈ 65 minutes. This course is worth 1
CPE credit.
