"My favorite part of attending ICBA Institutes is connecting with peers from other institutions. I look forward to future events knowing familiar faces will be there, and while the training is always excellent, it’s the networking that keeps me coming back."
-McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa
"Through ICBA, I earned the CCBIA, CBAP, and CCBCO designations, each enhancing my role at different stages of my career. Each designation provided valuable resources and insights that improved my expertise in these areas."
-Michael Hoehn, Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama.
"The Fraud Seminar was excellent and very informative. I got a lot of resources that will help in our FI. Great tools."
-Donna Franklin, AmeriState Bank, Atoka, Ohio
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The fair lending laws prohibit discrimination in all credit
transactions including real estate and non-real estate secured
transactions as well as unsecured credit.
Understanding fair lending is important to managing credit and
compliance risk as well as reputation risk.
In this course we provide a brief overview of the fair lending laws,
the types of lending discrimination and the policies and procedures
your bank needs to enact to ensure compliance with the laws.
This course is intended for all lending personnel, management, and
directors.
Learning Objectives:
Understand the laws that require fair lending
Identify the types of lending discrimination
Know what information can and cannot be collected from an
applicant and how to use that information when evaluating an
application for credit
Understand how a bank can mitigate its fair lending risk
Understand the risk of non-compliance
Course Outline:
Fair Lending Laws (ECOA, FHA, others)
Types of Fair Lending Discrimination
Requests for Information & Application Evaluation
Managing Fair Lending Risk
Fair Lending Violations
Rev–Jan. 2025. Course Length ≈ 43 minutes. This course is worth 0.5 CPE credit.
