ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
CFPB targets credit card late fees in ‘junk fee’ effort
The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”
March 30, 2022 |
ICBA NewsWatch Today
Credit Cards
ICBA Bancard is Here to Help
Our mission at ICBA Bancard is to deliver flexible, innovative payments and digital commerce solutions that allow community banks to flourish. To this end, ICBA Bancard’s relationship management team is here to help and is just an email or phone call away.
March 30, 2022 |
Payments Quarterly
Payments
Instant Payments Fraud
Instant, faster, real-time: no matter how you describe the newest sets of payment rails, there are many questions as to how those payments may be protected.
March 30, 2022 |
Payments Quarterly
Payments Instant Payments
DeFi platform crypto hack might be largest ever
Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.
March 30, 2022 |
ICBA NewsWatch Today
Cybersecurity Digital Assets
Understanding the What, Why, and How of Instant Payments
There is a lot happening in the payments world in 2022. As bankers try and digest a steady stream of news related to faster payments, it can be overwhelming to try and keep straight what all the different terms mean, what solutions ride which payment 'rails' or networks, and what actions banks should take in a complex payments landscape to attract and retain customers.
March 30, 2022 |
Payments Quarterly
Payments Instant Payments
Chairman's Column: Asking the Right Questions
As we come to the end of the first quarter of 2022, we’re still in the throes of finding our “new normal,” which is shaping everything from our branch strategy to product innovation and beyond. There are several issues deserving of our focus, but for many of us, instant payments has risen to become a necessary priority.
March 30, 2022 |
Payments Quarterly
Payments
NY Fed analysis signals rise in student loan delinquencies
Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly 37 million covered loans and “rising delinquencies once forbearance ends and payments resume,” according to a recent New York Federal Reserve analysis.
March 24, 2022 |
ICBA NewsWatch Today
“PAVE” report outlines pathway to homeownership equity
The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.
March 24, 2022 |
ICBA NewsWatch Today
Mortgage Lending
Nation’s Community Bankers Meet in Washington for ICBA Capital Summit
ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.
March 24, 2022 |
Press Release
Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments
The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112 of the CARES Act.
Ultimately, the SBA’s plan is to work with lenders to claw back the Section 1112 program mispayments, which do not involve either the Paycheck Protection Program or SBA’s 504 loan program
March 23, 2022 |
News
Small Business Administration
OCC reports mortgage performance improvement
The OCC said the performance of first-lien mortgages in the federal banking system improved during the fourth quarter of 2021.
March 23, 2022 |
ICBA NewsWatch Today
Mortgage Rules OCC
CFPB issues guidance targeting review fraud
The CFPB’s guidance describes certain business practices related to customer reviews that are generally unlawful under the Consumer Financial Protection Act.
March 23, 2022 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Cyber officials: Be on alert for Russian cyberattack
Federal cybersecurity officials called on U.S. critical infrastructure to be prepared to defend against a possible Russian state-sponsored cyberattack.
March 23, 2022 |
ICBA NewsWatch Today
Data Breach Cybersecurity
ICBA and Community Banks Celebrate America’s Ag Community
ICBA and the nation’s community banks celebrate America’s local farmers, ranchers and agricultural enterprises during National Ag Day.
March 22, 2022 |
Press Release
Agriculture
CISA stakeholder call on Russia-Ukraine conflict today
The Cybersecurity and Infrastructure Security Agency is hosting an unclassified stakeholder call today to address the U.S. homeland impact of the Russia-Ukraine conflict.
March 22, 2022 |
ICBA NewsWatch Today
Cybersecurity
What interest rate hikes mean for community banks
With the Federal Reserve voting this week to raise target interest rates, a new ICBA blog post details what the move means for community banks and the communities they serve.
March 18, 2022 |
News
Federal Reserve
ICBA summary details executive order on digital assets
ICBA released a summary of President Joe Biden’s executive order on digital assets and what it means for the nation’s community banks.
March 18, 2022 |
News
FS-ISAC offers Russia-Ukraine cyber update
The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary report offers the latest on the Russo-Ukraine conflict, including a joint advisory on Russian state-sponsored cyber actors.
March 18, 2022 |
ICBA NewsWatch Today
Cybersecurity Technology
Bolton: Tax-subsidized credit union acquisitions demand Washington response
The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new op-ed on LinkedIn.
March 18, 2022 |
ICBA NewsWatch Today
Credit Unions
ICBA testifies on harm of SBA direct lending
ICBA told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its 7(a) program.
March 17, 2022 |
News
Lending Small Business Administration
Bolton: Tax-subsidized credit union acquisitions demand Washington response
The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new op-ed on LinkedIn.
March 17, 2022 |
ICBA NewsWatch Today
Credit Unions
CFPB expands anti-discrimination oversight under UDAAP authority
The Consumer Financial Protection Bureau said it is expanding its “anti-discrimination efforts” beyond credit products to counter discriminatory practices “across the board in consumer finance.”
March 17, 2022 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA Summary of President Biden’s Executive Order on Digital Assets
On March 9, 2022, President Joe Biden signed an executive order that outlines the administration’s strategy to address cryptoasset risks, develop a framework to promote responsible innovation and competition with digital assets, and conduct more research on the potential impacts of a digital dollar.
March 16, 2022 |
News
Digital Assets Technology
Biden signs omnibus with ICBA-advocated fixes
President Joe Biden formally signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.
March 16, 2022 |
ICBA NewsWatch Today
Compliance Lending
ICBA to Congress: SBA Direct Lending Would Undermine Successful Programs
ICBA today told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its 7(a) program.
March 16, 2022 |
Press Release
ICBA testifying today on PPP, other SBA programs
ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) today on community bank leadership in lending under the Paycheck Protection Program and other Small Business Administration programs.
March 16, 2022 |
ICBA NewsWatch Today
FDIC rescinds pandemic-era Part 363 reporting relief
The FDIC rescinded guidance providing coronavirus-affected financial institutions extra time to file annual reports under Part 363 of the agency's regulations.
March 16, 2022 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Raskin withdraws Fed nomination
Former Federal Reserve Governor Sarah Bloom Raskin withdrew her nomination for Fed vice chair for supervision.
March 16, 2022 |
ICBA NewsWatch Today
Federal Reserve
ICBA testifying tomorrow on PPP
ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) tomorrow, March 16, on community bank leadership in Paycheck Protection Program lending.
March 15, 2022 |
ICBA NewsWatch Today
CFPB encourages Homeowner Assistance Fund participation
The Consumer Financial Protection Bureau encouraged mortgage servicers to sign up for Homeowner Assistance Fund programs to help homeowners avoid foreclosure.
March 15, 2022 |
ICBA NewsWatch Today
Mortgage Rules
Stablecoins raise policy questions affecting community banks: blog
With the growing volume of stablecoins in circulation drawing increased attention from policymakers and the media, a new ICBA blog post provides an update with implications for community bankers.
March 15, 2022 |
News
FS-ISAC: Global cyber threats to accelerate
FS-ISAC said the rapid digitization of the financial services sector has led to an increase in global cyber threats in 2021, specifically cyberattacks targeting third-party suppliers and critical zero-day vulnerabilities.
March 14, 2022 |
ICBA NewsWatch Today
Cybersecurity Data Security/Fraud Technology
U.S., other nations announce new actions against Russia
The White House announced a new round of international actions against Russia following the invasion of Ukraine.
March 14, 2022 |
ICBA NewsWatch Today
Data Security/Fraud
ICBA toolkit offers National Ag Week materials
With National Agriculture Day and Week set for next week, ICBA is offering customizable materials community banks can use to celebrate!
March 14, 2022 |
ICBA NewsWatch Today
Agriculture
Omnibus with ICBA-advocated fixes signed into law
President Joe Biden signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.
March 14, 2022 |
ICBA NewsWatch Today
Lending
ICBA testifying next week on PPP
ICBA is scheduled to testify before Congress next week on community bank leadership in Paycheck Protection Program lending.
March 11, 2022 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Senate passes omnibus with ICBA-advocated fixes
The Senate passed the $1.5 trillion omnibus to fund the government through Sept. 30 with ICBA-advocated provisions related to the SBA’s 504 loan program, LIBOR, and cyber incident reporting.
March 11, 2022 |
ICBA NewsWatch Today
Cybersecurity Lending
Task force updates AML-deficiency jurisdictions
The Financial Action Task Force—a global anti-money-laundering watchdog—updated its statements concerning jurisdictions with strategic AML, terrorist-financing, and weapons-proliferation deficiencies.
March 11, 2022 |
ICBA NewsWatch Today
BSA/AML
CFPB launches rural America initiative
The Consumer Financial Protection Bureau launched an initiative to focus on financial issues facing rural America.
March 11, 2022 |
ICBA NewsWatch Today
Agriculture
ICBA Examining Executive Order on Digital Assets and Its Impact on Community Banks and Consumers
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the White House’s executive order on digital asset risks and opportunities.
March 09, 2022 |
Press Release
Digital Assets
Agencies announce crypto-related charges with executive order on deck
The Securities and Exchange Commission and Commodity Futures Trading Commission announced separate charges related to digital asset-related fraud.
March 09, 2022 |
News
Cybersecurity Digital Assets Technology
Rounds, Gruenberg, Hsu addressing 2022 Capital Summit
Several speakers are set for the 2022 ICBA Capital Summit, the industry’s premier advocacy event scheduled for May 1-4 in Washington, D.C.
March 09, 2022 |
News
ICBA campaign targeting credit union tax exemption
ICBA is running a targeted digital campaign encouraging congressional offices to press credit unions on acquisitions of community banks and other key issues.
March 09, 2022 |
ICBA NewsWatch Today
Credit Unions
ICBA supports Senate TAILOR Act
ICBA expressed support for Senate legislation to promote tiered banking regulation by requiring agencies to tailor regulatory actions based on the risk profile and business model of affected institutions.
March 09, 2022 |
ICBA NewsWatch Today
Regulatory Relief
Jennifer Newman Joins ICBA Congressional Relations Team as Assistant Vice President
The Independent Community Bankers of America® (ICBA), announced today the hire of Jennifer Newman as assistant vice president of congressional relations.
March 08, 2022 |
Press Release
Advocacy
New sanctions target Russian billionaires, disinformation
The Treasury and State departments announced additional sanctions on Russian individuals and companies for supporting the Russian government despite existing sanctions.
March 04, 2022 |
ICBA NewsWatch Today
Cybersecurity
FinCEN: Beneficial ownership rulemaking next step in BSA/AML overhaul
The Financial Crimes Enforcement Network is working to issue proposed rules on beneficial ownership information access and disclosure requirements, FinCEN Deputy Director AnnaLou Tirol said.
March 04, 2022 |
ICBA NewsWatch Today
BSA/AML
Alabama Banker Elected ICBA Chairman
Brad M. Bolton, president, CEO and senior lender of Community Spirit Bank in Red Bay, Ala., was elected chairman of the Independent Community Bankers of America for 2022-23. His term begins March 3 at the conclusion of the ICBA LIVE national convention in San Antonio.
March 02, 2022 |
Press Release
Community Bank Awareness
ICBA Announces 2022-23 Executive Committee
The Independent Community Bankers of America today announced the election of its 2022-23 Executive Committee during the 2022 ICBA LIVE national convention in San Antonio.
March 02, 2022 |
Press Release
Community Bank Awareness
Incoming ICBA Chairman Brad Bolton: There’s No Success without Sacrifice
Incoming Independent Community Bankers of America Chairman Brad Bolton encouraged community banks attending ICBA LIVE to sacrifice a few minutes of every day to engage in ICBA advocacy efforts for the benefit of future generations.
March 02, 2022 |
Press Release
ICBA Urges Congress to Ask Credit Union Representatives About Tax Exemption
With representatives from tax-exempt credit unions in Washington this week for meetings with congressional offices, the Independent Community Bankers of America (ICBA) is calling on lawmakers to ask tough questions about the credit union tax exemption.
March 01, 2022 |
Press Release
Credit Unions
ICBA’s Rebeca Romero Rainey: Race for Community Banks and Main Street a Marathon, Not a Sprint
During her keynote speech today at ICBA LIVE, Independent Community Bankers of America® (ICBA) President and CEO Rebeca Romero Rainey reminded community bankers theyare the heartbeat of this nation’s economy and every community deserves a community bank dedicated to its success.
March 01, 2022 |
Press Release
First Women’s Bank tackles small business inequity
Dismayed at the lack of business ownership opportunities and advancement afforded to entrepreneurial women, Marianne Markowitz spearheaded a consortium to form a women-founded, women-owned and women-led de novo in search of a national solution.
March 01, 2022 |
Independent Banker
Lending
Can fintechs enhance your bank’s marketing campaign?
Customized, well-thought-out interactions—especially in the online banking space—are integral to wooing new customers and retaining existing ones. We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process.
March 01, 2022 |
Independent Banker
Growing the Community
The women leaders inspiring future generations
Women’s History Month is an opportunity to shine a spotlight on the women leaders who have crafted successful careers in community banking. For one trio of presidents and CEOs, dedication, belief and cultivating winning teams are just some of the ways they achieve their goals and inspire future generations.
March 01, 2022 |
Independent Banker
6 smart marketing moves for 2023
When it comes to customer acquisition tactics, it’s never too early to start thinking about next year’s budget. Here, experts give their take on the trends that can freshen up your community bank’s marketing plan as you strive to engage with new and existing customers.
March 01, 2022 |
Independent Banker
Growing the Community
Build your community bank's brand with swag
Promotional merchandise, or swag, has long been regarded as a no-brainer approach to business branding, but community banks are shedding those thrifty connotations with a new, mindful approach to company gifting that imparts value and purpose while bolstering bottom lines.
March 01, 2022 |
Independent Banker
Growing the Community
Charles Potts: Unlocking better customer connections
When assessing providers, keep in mind that there is no one-size-fits-all marketing solution. The beauty of innovation is that it comes in all shapes and sizes. Your marketing capabilities must fit your community bank and your customers.
March 01, 2022 |
Independent Banker
Payments
Six ways data can boost your community bank's brand
Combining data with customer feedback can help community banks understand what customers think about their services and turn those thoughts into action.
March 01, 2022 |
Independent Banker
Growing the Community
How to collect positive customer reviews
When customers look up businesses online, reviews are one of the first things they see. These community bankers share how they collect positive reviews, and how to respond to negative ones.
March 01, 2022 |
Independent Banker
Growing the Community
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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