ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Senators echo concerns with CDFI application change
Senate Banking Committee members Mark Warner (D-Va.) and Mike Crapo (R-Idaho) encouraged the Treasury Department to consider all comments responding to its proposal to revise Community Development Financial Institution certification application and reporting requirements.
January 23, 2023 |
ICBA NewsWatch Today
CDFI Department of Treasury
ICBA to Regulators: Apply Stricter Resolution Standards on Large Regional Banks
The Independent Community Bankers of America (ICBA) today urged federal regulators to apply stricter regulatory standards on large regional banks.
January 23, 2023 |
Press Release
Regulatory Relief
ICBA urges CFPB to preempt state TILA law
The Consumer Financial Protection Bureau was incorrect in determining that the Truth in Lending Act does not preempt a recently enacted New York State disclosure law, ICBA said in a new comment letter.
January 23, 2023 |
ICBA NewsWatch Today
Compliance
ICBA, groups to CFPB: Seek input on review of credit card late fee safe harbor
ICBA and other groups called on the Consumer Financial Protection Bureau to comply with the Small Business Regulatory Enforcement Fairness Act as it considers reducing or eliminating the safe harbor fee that credit card issuers may charge to avoid scrutiny of their fees as unreasonable.
January 23, 2023 |
ICBA NewsWatch Today
Compliance Credit Cards
FHFA announces Fannie, Freddie fee updates
Fannie Mae and Freddie Mac will reduce their upfront fee for commingled securities to 9.375 basis points after announcing a 50-point fee last year, the Federal Housing Finance Agency announced.
January 20, 2023 |
ICBA NewsWatch Today
Secondary Mortgage Market Secondary Mortgage Market
Regulators should rethink climate proposals: ICBA op-ed
While federal regulators are working to finalize climate risk proposals that purportedly target the nation's largest financial institutions, the proposals would inevitably subject community banks to new and expensive regulatory burdens, ICBA President and CEO Rebeca Romero Rainey wrote in a new op-ed.
January 20, 2023 |
News
Climate
Brainard: Fed ‘staying the course’ in tackling inflation
The Federal Reserve is “determined to stay the course” to address inflation and restore price stability, Fed Vice Chair Lael Brainard said.
January 20, 2023 |
ICBA NewsWatch Today
Inflation
CFPB issues guidance on ‘negative option’ subscriptions
The Consumer Financial Protection Bureau issued a circular affirming that companies offering “negative option” subscription services must comply with federal consumer financial protection law.
January 20, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN announces BSA penalty inflation adjustments
The Financial Crimes Enforcement Network today is set to issue a final rule to reflect annual inflation adjustments to its civil monetary penalties as mandated by the Federal Civil Penalties Inflation Adjustment Act of 1990.
January 19, 2023 |
ICBA NewsWatch Today
Compliance
CFPB updates mortgage servicing exam procedures
The Consumer Financial Protection Bureau released updated mortgage servicing examination procedures for use by CFPB examiners.
January 19, 2023 |
ICBA NewsWatch Today
Compliance
What to expect at ICBA’s 2021 LEAD FWD Summit
No packing your bags, waiting in airport security lines or booking hotel rooms. This year, the LEAD FWD Summit will continue to be open to more community bankers than ever thanks to its virtual format. It’s time to expand what you know about leadership, technology and more.
January 19, 2023 |
Independent Banker
OCC details civil money penalty adjustment
The OCC issued a bulletin on its adjustment to the maximum amount of each civil money penalty within its jurisdiction.
January 18, 2023 |
ICBA NewsWatch Today
Compliance
ICBA updates advocacy dashboard with top priorities
ICBA updated its “Advocacy in Action” government relations dashboard for the first quarter with the latest community banking advocacy successes and priorities.
January 17, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA Offers New Digital Transformation Series to Support Community Banks in their Innovation Journeys
The Independent Community Bankers of America (ICBA) announced a series of curriculum-driven events as part of its expanded ICBA ThinkTECH innovation programming.
January 17, 2023 |
Press Release
Technology
‘Tell Your Story’ Toolkit offers resources for 2023
ICBA’s complimentary "Tell Your Story" Marketing Communications Toolkit offers new and updated resources to help community banks plan for the year ahead.
January 17, 2023 |
ICBA NewsWatch Today
Marketing
FinCEN issues alert on human smuggling at southwest border
The Financial Crimes Enforcement Network issued an alert to support financial institutions in detecting financial activity related to human smuggling along the southwest border of the United States.
January 17, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN requests comment on beneficial ownership information reporting
The Financial Crimes Enforcement Network today is slated to request public comments on two notices related to beneficial ownership information reporting, with comments due by March 20.
January 17, 2023 |
ICBA NewsWatch Today
Technology Fintech Regulation
ICBA Names Chris Gully Assistant Vice President of Member Relations
The Independent Community Bankers of America (ICBA) today announced the hire of Chris Gully as assistant vice president of member relations. In this role he will work with ICBA’s member relationship officers to educate existing and prospective members about the benefits of ICBA and how the association helps community banks achieve their business goals and objectives.
January 13, 2023 |
News
OCC issues revised fair lending booklet
The OCC issued a revised version of the “Fair Lending” booklet of the Comptroller’s Handbook.
January 13, 2023 |
ICBA NewsWatch Today
Compliance
ICBA, state groups meet with Treasury on key issues
ICBA and affiliated state community banking associations met this week with Treasury Department officials to discuss BSA/AML compliance, Corporate Transparency Act implementation, the impact of de-risking the financial system on financial inclusion, and other issues.
January 13, 2023 |
ICBA NewsWatch Today
Department of Treasury
House Financial Services subcommittee chairs named
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) announced the panel’s subcommittees, chairs, and jurisdiction for the 118th Congress.
January 13, 2023 |
ICBA NewsWatch Today
Congressional Matters
CFPB proposes nonbank registry of form contract terms
The Consumer Financial Protection Bureau proposed a rule to establish a public registry of supervised nonbanks’ terms and conditions in “take it or leave it” form contracts.
January 12, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Announces Nominations for 2023-24 Board of Directors
The Independent Community Bankers of America today announced the nominees to serve on its 2023-24 board of directors.
January 12, 2023 |
Press Release
USDA expands eligibility for emergency programs
The USDA’s Farm Service Agency expanded eligibility and enhanced available benefits for several programs that provide support following natural disasters.
January 11, 2023 |
ICBA NewsWatch Today
Agriculture Climate Risk
Fed’s Bowman: Regulators shouldn’t hinder crypto innovation
Federal Reserve Governor Michelle Bowman said that while crypto-assets can pose significant risks to consumers and the financial system, regulators should avoid hindering innovation.
January 11, 2023 |
ICBA NewsWatch Today
Digital Assets Technology
Powell: Fed climate responsibilities narrow
Federal Reserve Chair Jerome Powell said the Fed has narrow responsibilities regarding climate-related financial risks, while broader climate policies should be made by elected officials.
January 11, 2023 |
ICBA NewsWatch Today
Climate
Register for ICBA LIVE 2023: the Largest Networking Event for the Nation’s Community Bankers
Register today for the Independent Community Bankers of America’s (ICBA) national convention, ICBA LIVE 2023 — the largest, most comprehensive educational event for the nation’s community bankers.
January 10, 2023 |
Press Release
CFPB planning ‘pre-rule’ overdraft activity: agenda
The Biden Administration’s Office of Information and Regulatory Affairs published the regulatory agencies’ fall 2022 rulemaking agenda.
January 06, 2023 |
ICBA NewsWatch Today
Compliance
ICBA to SBA: Don’t Add Unregulated Fintechs to Federal Loan Program
The Independent Community Bankers of America (ICBA) reiterated its call for the Small Business Administration to maintain its long-standing moratorium on the number of non-federally regulated institutions, including nonbank fintech companies, that can make loans under its 7(a) program.
January 06, 2023 |
Press Release
Technology Fintech Regulation
CFPB accepting HMDA data submissions
The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2022 opened on Jan. 1. Submissions will be considered timely if received on or before Wednesday, March 1.
January 05, 2023 |
ICBA NewsWatch Today
Compliance
GSE Form 1103, fair lending requirements effective March 1
Fannie Mae and Freddie Mac are reminding lenders that they will require the Supplemental Consumer Information Form (Form 1103) for new conventional loans with application dates on or after March 1.
January 05, 2023 |
ICBA NewsWatch Today
Compliance
Banking agencies issue new crypto guidance
Federal banking regulators issued a statement highlighting key crypto risks for banking organizations and describing the agencies’ approaches to supervision in this area.
January 04, 2023 |
ICBA NewsWatch Today
Compliance
ICBA/Travelers Deliver 21st Consecutive Dividend for Participating Community Banks
The Independent Community Bankers of America (ICBA) today announced the 21st consecutive dividend for community banks participating in the Travelers ICBA insurance program’s Policyholder Safety Group Dividend plan.
January 04, 2023 |
Press Release
Bolton: Wells Fargo penalty reflects too-big-to-fail plague
The Consumer Financial Protection Bureau’s latest penalty against Wells Fargo Bank reflects the unfortunate fact that the too-big-to-fail problem is alive and well, ICBA Chairman Brad Bolton wrote in an op-ed on LinkedIn.
January 03, 2023 |
ICBA NewsWatch Today
Too-Big-To-Fail/Systemic Risk
CFPB updates TILA thresholds
The Consumer Financial Protection Bureau issued a final rule amending the official interpretations for Regulation Z, which implements the Truth in Lending Act, to update the dollar amounts of various thresholds that it must adjust annually.
January 03, 2023 |
ICBA NewsWatch Today
Compliance
CFPB adjusts asset-size thresholds
The Consumer Financial Protection Bureau issued three annual threshold adjustment final rules.
January 03, 2023 |
ICBA NewsWatch Today
Compliance
First Reliance Bank's adoption benefits
To help ease the process, First Reliance Bank offers assistance for associates who welcome a foster or adopted child into their family.
January 02, 2023 |
Independent Banker
Union Savings Bank’s tech touch
By partnering with fintechs, Union Savings Bank has rolled out an innovative digital tool that uses AI to help customers achieve financial wellbeing.
January 01, 2023 |
Independent Banker
Payments
Out of Office: Adrianne Brignac-Gradney
For the past eight years, the vice president and branch manager at $888 million-asset Evangeline Bank and Trust Company in Ville Platte, La., has been creating beauty, lifestyle and banking content on social media.
January 01, 2023 |
Independent Banker
Member Benefits: Fighting elder financial exploitation
Billions of dollars are lost to elder financial exploitation each year. Equip your team with the skills needed to protect your customers.
January 01, 2023 |
Independent Banker
Compliance
Lindsay LaNore: A new year’s reading list
In a rapidly evolving world, it’s more important than ever to commit to lifelong learning, but it’s just as challenging to make time for it.
January 01, 2023 |
Independent Banker
Charles Potts: Innovation trends for 2023
As we turn the page to a new year, the innovation evolution continues. ICBA is leaning into it, bringing its ThinkTECH Accelerator program and innovation efforts in-house to provide community bankers with targeted solutions.
January 01, 2023 |
Independent Banker
Payments
Jim Reber: Shop talk 2023
To start the year, let's listen in on a conversation with our consummate community banker.
January 01, 2023 |
Independent Banker
Aaron Stetter: Welcome, new members of Congress
As new members find their footing on Capitol Hill, learning the ins and outs of their new roles, ICBA is there to help them understand the strength of community banks and the critical role they play in economic prosperity in the U.S.
January 01, 2023 |
Independent Banker
Advocacy
Brad M. Bolton: Our greatest assets
One of our greatest assets is our reputation as relationship bankers. When things get tough, people want to be able to talk to their banker.
January 01, 2023 |
Independent Banker
Adapting lending practices during a recession
Many lenders are looking for ways to mitigate risk and ease economic burden for their customers amid a predicted recession. Three community bank lenders share their advice for lending during an economic downturn.
January 01, 2023 |
Independent Banker
Lending
Compliance changes to watch in 2023
From new fee practices to peer-to-peer fraud, keep an eye on what regulatory changes could be developing in the new year.
January 01, 2023 |
Independent Banker
Compliance
5 payments trends you should know about
The payments landscape is evolving, and customers’ needs are changing. Here’s how community banks can enhance their payments offerings.
January 01, 2023 |
Independent Banker
Payments
Expanding horizons with cross-country branches
Community banks across the nation are breaking into markets outside their typical areas of operation. Here’s how four banks are successfully finding new locations, acquiring new customers and bringing convenience to existing ones.
January 01, 2023 |
Independent Banker
Growing the Community
CEO Roundtable: Ideas for a successful 2023
We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year.
January 01, 2023 |
Independent Banker
Enhancing content with AI
From grammar suggestions to content ideation, artificial intelligence has evolved to be an asset for marketing industries. Learn how AI can enhance the work of community banks’ marketing teams of all sizes.
January 01, 2023 |
Independent Banker
Growing the Community
What are power skills?
The skills needed to succeed in the workplace are changing, with companies placing greater value on soft skills like communication and leadership. In response, community banks have an opportunity to revisit hiring policies and training programs.
January 01, 2023 |
Independent Banker
7 smart strategies during economic uncertainty
In the face of a possible recession, preparation and proactivity are key to making the most of economic uncertainty. Consultants, community bank leaders and other industry observers provide their tips for tightening up your community bank’s finances, increasing revenue streams and preparing customers for what’s ahead.
January 01, 2023 |
Independent Banker
How To Boost your CRA Efforts with Zogo
SPONSORED | In an ever-changing digital age, don’t keep your CRA programs analog. Zogo’s mobile-first solution can help you modernize your approach. Read to learn how digital-first financial education can boost your CRA efforts!
January 01, 2023 |
Independent Banker
Romero Rainey: ICBA, community bankers stand together in 2022
ICBA President and CEO Rebeca Romero Rainey said ICBA and community bankers this year proved once again to be effective advocates in Washington.
December 23, 2022 |
ICBA NewsWatch Today
Community Bank Awareness Interchange Lending
Boston Fed, MIT end CBDC research project
The Federal Reserve Bank of Boston and MIT concluded their joint Project Hamilton research project into the technical feasibility of a potential U.S. central bank digital currency.
December 23, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Toomey bill would allow Fed master accounts for stablecoin issuers
Retiring Senate Banking Committee Ranking Member Pat Toomey (R-Pa.) introduced legislation on stablecoin regulation, contributing to the debate over crypto oversight that will resume during the next Congress.
December 23, 2022 |
ICBA NewsWatch Today
Digital Assets
ICBA response to New York climate proposal making news
ICBA’s pushback against New York State Department of Financial Services proposed guidance on climate risk is making headlines.
December 23, 2022 |
ICBA NewsWatch Today
Climate
ICBA pledges to ensure community bank voice is heard on FDIC board
Following the Senate confirmation of FDIC board members, including FDIC Acting Chairman Martin Gruenberg’s nomination for chairman, ICBA released a statement pledging to work with the officials on behalf of the nation’s community banks.
December 21, 2022 |
ICBA NewsWatch Today
Community Bank Awareness
ICBA to Congress: CDFI Fund proposal would harm communities
ICBA and other groups requested a meeting with members of Congress to discuss a Treasury Department proposal that would reduce access to services provided by Community Development Financial Institutions Fund-certified depository institutions.
December 21, 2022 |
ICBA NewsWatch Today
Department of Treasury
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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