ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Build Up Your Protections
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.
March 16, 2023 |
Payments Quarterly
Payments
Georgia Banker Elected ICBA Chairman
Derek B. Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., was elected chairman of the Independent Community Bankers of America (ICBA) for 2023-24. His term begins March 16 at the conclusion of the ICBA LIVE national convention in Honolulu.
March 16, 2023 |
News
ICBA Announces 2023-24 Executive Committee
The Independent Community Bankers of America today announced the election of its 2023-24 Executive Committee during the 2023 ICBA LIVE national convention in Honolulu.
March 16, 2023 |
News
Advocacy
NCUA considering ICBA-opposed subordinated debt today
With the National Credit Union Administration meeting today on a rule to relax restrictions on issuing subordinated debt, a former NCUA official raised concerns in a recent blog post.
March 16, 2023 |
ICBA NewsWatch Today
Credit Unions
FedNow Service will launch in July
The Federal Reserve is scheduled to launch its FedNow Service in July, Fed officials announced at ICBA LIVE 2023 in Hawaii.
March 16, 2023 |
ICBA NewsWatch Today
Federal Reserve
Incoming ICBA Chairman Derek Williams: Community Banking Light Continues to Burn Bright
Incoming Independent Community Bankers of America Chairman Derek Williams urged community banks attending ICBA LIVE to fuel a legacy of compassion, courage and commitment that attracts and inspires others and illuminates the path forward.
March 16, 2023 |
Press Release
Advocacy Community Bank Awareness
Passwordless Authentication: The Next Ecosystem?
It has been a continuous conversation over the past several years, and one that is gaining further momentum with each reported data breach—when, or should, banks shift to passwordless authentication?
March 16, 2023 |
Payments Quarterly
Payments
How Visa’s Updated Compelling Evidence Rule Impacts Community Banks
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.
March 16, 2023 |
Payments Quarterly
Payments
Closing The Digital Divide, Opening New Threats
While cash is still considered to be the most secure form of payment by merchants and consumers, there are a litany of options—including checks, credit and debit cards, wire transfers, and ACH payments—and more recently, new and innovative solutions are emerging—further altering the payments ecosystem.
March 16, 2023 |
Payments Quarterly
Payments
Customers as a First Line of Defense
As the payment card industry continues to strengthen its overall fraud posture with the introduction of security features like machine learning fraud detection, chip cards, EMV 3DS (previously termed 3DS 2.0), and one-time passcodes, criminals have resorted to classic techniques such as social engineering to successfully perpetrate account takeover attempts.
March 16, 2023 |
Payments Quarterly
Payments
Preventing Mobile Fraud in Nine Steps
As consumer smart phone adoption has grown over the years, so has the share of online purchases transacted via mobile devices—and with it, incidents of fraud.
March 16, 2023 |
Payments Quarterly
Payments
ICBA’s Romero Rainey: Community Bank-Focused Advocacy, Innovation, Education Will Light the Way
During her keynote speech at ICBA LIVE, Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today told community bankers that ICBA’s advocacy, education and innovative efforts are driven by community banks' passion to succeed for their customers and communities.
March 15, 2023 |
Press Release
Advocacy
ICBA Commends Federal Reserve for Reviewing Silicon Valley Bank Oversight
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement from the Federal Reserve.
March 14, 2023 |
Press Release
Deposit Insurance
ICBA: Silicon Valley Bank and the Nation’s Largest Banks Are Not Community Banks
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued this response following a joint statement released from the Treasury Department, FDIC, and Federal Reserve following Friday’s closure of Silicon Valley Bank.
March 13, 2023 |
Press Release
Deposit Insurance
ICBA voicing community bank resiliency amid banking industry developments
Amid a series of developments following the closure of Silicon Valley Bank on Friday, ICBA said it is ensuring the community banking voice is being heard while it reminded consumers they can bank with confidence at a community bank.
March 13, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA, groups urge Congress to oppose proposed tax hikes
ICBA and other groups called on Congress to oppose the more than $4 trillion in proposed tax increases targeting Main Street businesses in the Biden administration’s new fiscal 2024 budget.
March 13, 2023 |
ICBA NewsWatch Today
Taxes & Budget
ICBA LIVE Kicks Off Today: “Light the Fire. Light the Way” Illuminates the Path Forward for Community Banks
Starting today, community bankers and industry leaders from across the country will gather for the 2023 Independent Community Bankers of America (ICBA) national convention, ICBA LIVE, at Hilton Hawaiian Village Waikiki Resort.
March 13, 2023 |
Press Release
House committee starts flood insurance reauthorization process
The House Financial Services Committee kicked off its efforts to reauthorize the National Flood Insurance Program before it expires Sept. 30.
March 13, 2023 |
ICBA NewsWatch Today
Flood Insurance Compliance
CFPB seeking input on impact of mortgage loan originator rules
The Consumer Financial Protection Bureau requested feedback on the economic impact of its mortgage loan originator rules on small mortgage companies.
March 13, 2023 |
ICBA NewsWatch Today
Compliance
ICBA: Consumers Can Bank with Confidence at Community Banks
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued a statement on today’s bank closure.
March 11, 2023 |
Press Release
Deposit Insurance Digital Assets
Latest ICBA podcast spotlights cybersecurity collaboration
The latest episode of ICBA’s “Independent Banker” podcast spotlights cybersecurity collaborations and how to turn vendor relationships into true partnerships to maximize value.
March 10, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
ICBA’s Balcer discusses Durbin Amendment expansion on podcast
ICBA chief of government relations and public policy Anne Balcer appeared on the “Coffee with Closers” podcast to discuss top community bank advocacy priorities, including opposing efforts to apply Durbin Amendment routing restrictions to credit cards.
March 10, 2023 |
ICBA NewsWatch Today
Credit Cards Lending
FDIC issues guidance on Fair Hiring in Banking Act
The FDIC released a Financial Institution Letter on amendments to Section 19 of the Federal Deposit Insurance Act under the Fair Hiring in Banking Act.
March 10, 2023 |
ICBA NewsWatch Today
Compliance
USDA budget would fund $5.6B guaranteed farm loans, $2B for B&I guarantees
The USDA’s portion of the Biden administration’s proposed fiscal 2024 budget would provide $5.6 billion in guaranteed farm operating and ownership loans, the same amount USDA recommended for the 2023 budget cycle.
March 10, 2023 |
ICBA NewsWatch Today
House members raise concerns with CFPB’s 1071 rule
Several members of Congress expressed concerns with the community bank impact of the Consumer Financial Protection Bureau’s pending rule implementing Section 1071 small-business reporting requirements.
March 10, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Calls for Research on Digital Asset Impact on Community Banks
The Independent Community Bankers of America (ICBA) called on the federal government to support and prioritize research on the specific effects of digital assets on community banks and their customers.
March 08, 2023 |
Press Release
Digital Assets
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator
The Independent Community Bankers of America officially kicked off its application period for initial 2023 ICBA ThinkTECH Accelerator program, with a focus on deposit gathering and retention, and real-time/instant payment solutions.
March 08, 2023 |
Press Release
ICBA Selects the Plateau Group as a Preferred Service Provider for Payment Protection Insurance
The Independent Community Bankers of America (ICBA) today announced the continuation of its long-standing affiliation with the Plateau Group, first established through its partnership with ICBA Reinsurance, as ICBA’s newest Preferred Service Provider.
March 07, 2023 |
Press Release
ICBA Bancard Names Executive Vice President of Client Engagement and Business Development
ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, today announced Alicia Marrone as executive vice president of client engagement and business development.
March 06, 2023 |
Press Release
Why community banks should urge updates to TRID mortgage disclosures: blog
ICBA encourages community bankers to submit comments urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update mortgage disclosures, ICBA’s Ron Haynie writes in a new blog post.
March 06, 2023 |
ICBA NewsWatch Today
Mortgage Rules
ICBA backs bill to strengthen CFPB cost-benefit analysis
ICBA expressed support for newly reintroduced House legislation that would require a thorough cost-benefit analysis for proposed Consumer Financial Protection Bureau rules.
March 06, 2023 |
ICBA NewsWatch Today
Compliance
ICBA calls for research on community bank impact of digital assets
ICBA called on the federal government to support and prioritize research on the specific effects of digital assets on community banks and their customers.
March 06, 2023 |
ICBA NewsWatch Today
Digital Assets Technology Fintech Regulation
ICBA accepting service award nominations
ICBA is accepting nominations for its National Community Bank Service Award program recognizing community banks that provide outstanding volunteer services to local communities.
March 06, 2023 |
ICBA NewsWatch Today
ICBA Statement on Fannie Mae and Freddie Mac 2022 Earnings Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the 2022 earnings releases from Fannie Mae and Freddie Mac.
March 03, 2023 |
Press Release
Secondary Mortgage Market Secondary Mortgage Market Housing Finance/GSEs
ICBA urging comments supporting updated TRID disclosures
ICBA is encouraging community bankers to call on the Consumer Financial Protection Bureau to adopt an ICBA proposal to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure rules.
March 03, 2023 |
ICBA NewsWatch Today
Compliance
Treasury lays out objectives of CBDC working group
A Treasury-led interagency working group charged with advancing work on a possible U.S. central bank digital currency has narrowed its objectives into three key policy areas, Treasury's Nellie Liang said.
March 02, 2023 |
ICBA NewsWatch Today
Payments
Unity Bank’s fields of gold
Unity Bank volunteers help people facing food insecurity in their community.
March 01, 2023 |
Independent Banker
Brad Bolton: Keep advocating
I am grateful to have had the opportunity to serve as chairman. I will continue to advocate for community banking, and for the rest of my career, stand side by side with you to fight our future battles.
March 01, 2023 |
Independent Banker
ICBA's Marketing Communications Toolkit
Using ICBA’s Marketing Communications Toolkit, your community bank can tell its story with intention and precision.
March 01, 2023 |
Independent Banker
Growing the Community
Jim Reber: Collateral advantage
A variety of MBS pools can spread your risk.
March 01, 2023 |
Independent Banker
Lending
Out of Office: Natalie Bartholomew
The Northwest Arkansas community president of $2.4 billion-asset First Community Bank in Batesville, Ark., is part of the fifth generation to live on her family farm. She recently bought a new greenhouse and runs an Instagram account that highlights her farm and home.
March 01, 2023 |
Independent Banker
Listen Up: Partners in fraud prevention
Interested in learning about the many ways you can protect your financial institution from fraud? Episode 4 of the Independent Banker podcast features Pioneer Trust Bank’s Betsy Steinberg and ICBA Bancard’s Rebecca Kruse to inform listeners of the types of fraud cases to protect your customers and services from.
March 01, 2023 |
Independent Banker
Compliance Payments
Valley Bank helps lead women home
Valley Bank is working side by side with Walter Hoving Home, a place of refuge for women struggling with addiction and other personal challenges, to offer residents financial empowerment.
March 01, 2023 |
Independent Banker
BankOnBuffalo redefines mobile banking
BankOnBuffalo has hit the road with its new mobile bank, BankOnWheels, to meet the needs of underserved communities.
March 01, 2023 |
Independent Banker
Lindsay LaNore: 7 ideas for cultivating inspiration
The theme for ICBA LIVE 2023 is “Light the Fire. Light the Way.” As leaders, that’s a huge part of what we do: spark enthusiasm, encourage creativity and guide our teams on the paths to success.
March 01, 2023 |
Independent Banker
Charles Potts: How to use data to drive bank growth
Working hand in hand with digital transformation, data provides a powerful tool for community banks. Its accessibility, readability and applicability in today’s digital-first environment has enhanced community banks’ ability to serve their customers, creating a heightened experience.
March 01, 2023 |
Independent Banker
Growing the Community
Phishing solutions for community banks
Phishing has been around almost as long as email itself, which means hackers have had plenty of time to perfect their practices. It’s more likely than not that community bank staff will fall for a scam, but how can the bank best respond?
March 01, 2023 |
Independent Banker
Compliance Payments
Aaron Stetter: Setting a course for the new Congress
ICBA is getting the community banking message out, from sending a letter detailing ICBA’s policy priorities to every member of the new Congress to reinforcing that messaging with advertisements in Politico, Capitol Hill’s must-read publication.
March 01, 2023 |
Independent Banker
Advocacy
Updates to the beneficial ownership rules
Starting in 2024, banks will be required to collect beneficial ownership information on accounts they maintain. Here’s what’s changing and what it means for community banks.
March 01, 2023 |
Independent Banker
Compliance
The benefits of offering virtual advisor services
Spurred by social distancing and shutdowns during the pandemic, many community banks turned to virtual financial advisory services, and these new practices are expected to stick around.
March 01, 2023 |
Independent Banker
Payments
Community banks’ guide to FedNow resources
The time has come for the long-awaited FedNow launch. As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance.
March 01, 2023 |
Independent Banker
Excel Disasters: 5 spreadsheet mistakes that cost billions
SPONSORED | Learn how your team can fight the hidden danger lurking between the columns: human error.
March 01, 2023 |
Independent Banker
Market your community bank with first-party data
Customer data fuels efficient and effective marketing these days. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent.
March 01, 2023 |
Independent Banker
Growing the Community
ICBA's Terry Jorde has eyes to the horizon
Terry Jorde didn’t originally plan on entering the community banking industry. But with a fortuitous move to North Dakota, she worked up from teller and bookkeeper to an industry leader. As Jorde, ICBA chief of staff, prepares to retire, she and her colleagues reflect on her journey.
March 01, 2023 |
Independent Banker
Crafting a marketing plan when a community bank merges
There are so many factors that community bank marketing teams need to consider following a merger or acquisition. How can they ease customers’ anxiety? How does employee satisfaction affect customer retention? We spoke to experts and community bankers on how to market during a merger.
March 01, 2023 |
Independent Banker
Growing the Community
New ICBA chairman Derek Williams’ commitment to community
Derek Williams, president and CEO of Century Bank & Trust in Georgia, is bringing his passion for community banking to his term as ICBA chairman for 2023/24.
March 01, 2023 |
Independent Banker
Getting Started with Faster Payments and FedNow
Your customers are demanding faster payments and the ability to provide it to them creates a big win for your bank. PCBB's insights paper, Getting Started with Faster Payments and FedNowSM, helps you prepare for faster payments and explores FedNow as an option.
March 01, 2023 |
Independent Banker
Payments
New Guide Helps Banks Make Informed Cannabis Lending Decisions
SPONSORED | Cannabis-related businesses are actively seeking bank lending, while bankers are increasingly viewing these customers as a source of new earning assets. By understanding the risks of lending to this industry, bankers can make informed decisions and gain financial rewards.
March 01, 2023 |
Independent Banker
Cannabis banking Lending
Rebeca Romero Rainey: Authentic connection
Community banks stand out in today’s financial services space because our business model depends on an ecosystem where the bank only benefits when customers do.
February 25, 2023 |
Independent Banker
Special-purpose nonbank Custodia continues push for Fed master account
Custodia Bank is reportedly continuing its effort to procure a master account with the Federal Reserve after the special-purpose depository institution was denied last month.
February 21, 2023 |
ICBA NewsWatch Today
Federal Reserve
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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