ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Independent Banker features top lenders for 2023
ICBA's Independent Banker magazine announced in the July issue its rankings of the top community bank loan producers based on 2022 FDIC data.
July 05, 2023 |
ICBA NewsWatch Today
Lending
8 Ways to Improve a Customer's Digital Banking Experience
Your customers expect a lot from your website, your app and other digital experiences. But how can community banks focus on what will really be useful to customers, rather than the latest shiny object?
July 05, 2023 |
Independent Banker
Payments
Stephen Keen: ICBA Defends Against FDIC Special Assessment
As soon as the news broke about Silicon Valley Bank and Signature Bank, ICBA sprang into action, shielding community banks from paying for the failures of the megabanks.
July 04, 2023 |
Independent Banker
Advocacy
CRA Partners/USI Alliance Welcomes New York Community Banker to Board of Directors
CRA Partners/USI Alliance, an ICBA affiliate, today announced the election of Robert M. Fisher, president, CEO, and chairman of Tioga State Bank in Spencer, N.Y., as a member of the USI Alliance and Senior Housing Crime Prevention Investment Corp. board of directors.
July 03, 2023 |
Press Release
Grassroots push continues on key issues
ICBA continues calling on community bankers to use its Be Heard grassroots resource center to urge their members of Congress to oppose legislation to impose routing mandates on credit card transactions among other resolutions.
July 03, 2023 |
ICBA NewsWatch Today
Compliance
CFPB accepting Community Bank Advisory Council applications
The Consumer Financial Protection Bureau is now accepting applications for membership on the Community Bank Advisory Council and other advisory committees through July 16.
July 03, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
CFPB signals focus on AI in loan underwriting
The Consumer Financial Protection Bureau indicated it will focus on the use of artificial intelligence in loan underwriting and will take enforcement action if algorithmic underwriting models create a disparate impact on borrowers.
July 03, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance Technology
CISA launches CyberSentry threat detection program
The Cybersecurity and Infrastructure Security Agency launched a CyberSentry threat detection and monitoring capability with critical infrastructure partners.
July 03, 2023 |
ICBA NewsWatch Today
Cybersecurity
FDIC head of supervising complex institutions retires
The FDIC announced the retirement of John Conneely following a nearly 35-year career at the agency, including his recent leadership of the FDIC’s Division of Complex Institution Supervision and Resolution.
July 03, 2023 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Who are ICBA's Top Lenders of 2023?
Interest rates are up, house prices are down, and the uncertain economic environment persists. But through it all, community banks have continued to make smart, strategic lending decisions, all with the aim of helping the individuals and businesses in their communities achieve their dreams. In these pages, we reveal the most successful loan producers according to lending category and asset size, and hear from some of the winners as to how they exemplify the community bank difference.
July 03, 2023 |
Independent Banker
Lending
CFPB: Fair lending enforcement focused on advanced tech
The Consumer Financial Protection Bureau issued its fair lending annual report to Congress describing its fair lending enforcement priorities and statistics.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
Agencies release 2022 HMDA data
The Federal Financial Institutions Examination Council released 2022 Home Mortgage Disclosure Act data for 4,460 U.S. financial institutions.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
FHFA publishes Uniform Appraisal Dataset statistics
The Federal Housing Finance Agency published first-quarter Uniform Appraisal Dataset aggregate data. For the first time, the FHFA's UAD Aggregate Statistics include data on residential property sales comparisons.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
Task force updates AML-deficiency jurisdiction list
The Financial Action Task Force—a global anti-money-laundering watchdog—updated its statements concerning jurisdictions with strategic AML, terrorist-financing, and weapons-proliferation deficiencies.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
Agencies finalize CRE guidance update
Banking regulators finalized updates to agency guidance on commercial real estate loan accommodations for borrowers.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
CFPB issues FAQs on 1071 rule
The Consumer Financial Protection Bureau issued frequently asked questions on its Section 1071 small-business data collection and reporting rule. The FAQs cover which financial institutions, transactions, and small businesses are covered under the rule.
June 30, 2023 |
ICBA NewsWatch Today
Compliance
ICBA ThinkTECH Accelerator Demo Day Highlights the Future of Real-time Payments and Deposit Innovation for Community Banks
The Independent Community Bankers of America (ICBA) hosted its fifth annual ICBA ThinkTECH Accelerator Demo Day, the first since ICBA brought the accelerator program in-house and in its new home in Atlanta.
June 29, 2023 |
Press Release
ICBA Commends Fed’s Bowman for Remarks on Pending Regulatory Capital Reforms
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Governor Michelle Bowman’s recent remarks on responsive and responsible bank regulation and supervision.
June 28, 2023 |
Press Release
Regulatory Relief
OCC releases Cybersecurity Supervision Work Program
The OCC released the Cybersecurity Supervision Work Program, which provides high-level examination objectives and procedures for cybersecurity assessment.
June 27, 2023 |
ICBA NewsWatch Today
Cybersecurity
ICBA urging grassroots outreach on credit card routing bill
ICBA is calling on community bankers to urge their members of Congress to oppose legislation to impose routing mandates on credit card transactions.
June 27, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
ICBA backs FTC inquiry on cloud computing providers
ICBA said it supports the Federal Trade Commission’s interest in the role and business practices of cloud service providers, or CSPs.
June 27, 2023 |
ICBA NewsWatch Today
Cybersecurity
CFPB accepting Community Bank Advisory Council applications
The Consumer Financial Protection Bureau said it will be accepting applications for membership on the Community Bank Advisory Council and other advisory committees between July 3 and July 16.
June 27, 2023 |
ICBA NewsWatch Today
Compliance
Agencies issue 2023 list of CRA geographies
Federal banking regulators issued the 2023 list of distressed or underserved nonmetropolitan middle-income geographies.
June 27, 2023 |
ICBA NewsWatch Today
Compliance
40 Under 40: 2023 Community Bank Leaders
In our fifth annual 40 Under 40 community bank leaders awards, meet the winners who are making a difference in their banks and communities through trailblazing innovations, a philanthropic spirit and a dedication to their industry.
June 26, 2023 |
Independent Banker
How Cloud Banking Benefits Customers
Customers don’t often see the inner workings of how cloud technology simplifies the banking process, but they can certainly experience the perks that come with it.
June 26, 2023 |
Independent Banker
Payments
Next ICBA ThinkTECH Accelerator application period underway
ICBA is accepting applications for the second ICBA ThinkTECH Accelerator program of 2023 through Thursday, July 15.
June 23, 2023 |
ICBA NewsWatch Today
CFPB webinar next week on 1071 rule
The Consumer Financial Protection Bureau is hosting a webinar next week on its 1071 rule on small-business lending.
June 23, 2023 |
ICBA NewsWatch Today
Compliance
Powell shares personal community banking story in testimony on industry’s importance
Federal Reserve Chairman Jerome Powell pledged to Congress that the Fed would consider the impact on community banks of any new regulatory initiatives.
June 23, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
ICBA, groups raise concerns with new FHFA credit score models
ICBA and other groups raised concerns about a Federal Housing Finance Agency plan for transitioning Fannie Mae and Freddie Mac to new credit score models
June 23, 2023 |
ICBA NewsWatch Today
Secondary Mortgage Market Secondary Mortgage Market
ICBA Services Network Announces Appointments to its Community Banker-led Board of Directors
ICBA Services Network, the business-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election of Robert Barnes, president and CEO of Priority One Bank in Magee, Miss.; Ruth Christopher, secretary of Amador Bancshares Inc. in Las Cruses, N.M.; and Doug Ouellette, chief community banking officer of Mercantile Bank in Mt. Pleasant, Mich., to its board of directors.
June 22, 2023 |
Press Release
ICBA Bancard Names New Mexico Community Banker as Chairman While Michigan Community Banker Joins Board
ICBA Bancard, the payments-services subsidiary of the Independent Community Bankers of America (ICBA), announced the election of Ruth Christopher, board member for Citizens Bank of Las Cruces, N.M., and secretary of its holding company, Amador Bancshares Inc., as chairman of the ICBA Bancard board of directors.
June 21, 2023 |
Press Release
Fed publishes master account database
The Federal Reserve Board published a database of financial institutions with access to, or requests to access, Federal Reserve Bank master accounts and services.
June 20, 2023 |
ICBA NewsWatch Today
Federal Reserve
Senate committee taking up bank executive clawback bill tomorrow
The Senate Banking Committee tomorrow is scheduled to take up legislation that would expand existing regulatory authority to claw back compensation from the executives of certain failed banks.
June 20, 2023 |
ICBA NewsWatch Today
Regulatory Relief
Fed nominees, Powell appearing at committees this week
In addition to the Senate Banking Committee markup, there are several key committee hearings this week.
June 20, 2023 |
ICBA NewsWatch Today
Congressional Matters
FDIC revises guidance on re-presentment fees following ICBA outreach
The FDIC updated its supervisory guidance on multiple re-presentment nonsufficient funds fees to clarify that it will not ask institutions to conduct a lookback review absent a likelihood of substantial consumer harm.
June 20, 2023 |
ICBA NewsWatch Today
Compliance Payments
How to See the Value of Customer Complaints
No one likes customer complaints, but they can provide a wealth of information that can improve both your community bank and your customers’ experience.
June 20, 2023 |
Independent Banker
Charles Potts: The Importance of Curiosity
What makes an innovation leader? By its very nature, innovation doesn’t conform to a particular series of checkboxes, yet all innovation-focused leaders exemplify one critical trait: curiosity.
June 19, 2023 |
Independent Banker
Join ICBA’s ThinkTECH Accelerator Showcase June 28 & 29
The Independent Community Bankers of America (ICBA) will host a two-day ICBA ThinkTECH Accelerator event featuring cohort graduates, where they will showcase their community bank offerings following their 10-week intensive bootcamp.
June 16, 2023 |
Press Release
CFPB says it’s working to streamline mortgage-servicing rules
The Consumer Financial Protection Bureau said it will use stakeholder input to propose ways to simplify and streamline mortgage servicing rules.
June 16, 2023 |
ICBA NewsWatch Today
Compliance
FDIC issues new cease-and-desist letters on deposit insurance claims
The FDIC issued a new series of letters demanding four nonbank entities cease making false or misleading representations about deposit insurance.
June 16, 2023 |
ICBA NewsWatch Today
Deposit Insurance
Grassroots continues on 1071, rural lending efforts
ICBA continues calling on community bankers to use its Be Heard grassroots resource center to urge their members of Congress to support resolutions and policies that affect community bankers across America.
June 16, 2023 |
ICBA NewsWatch Today
Agriculture Compliance Rural Development
Pro-Russia hackers planning attacks on financial targets: alert
Pro-Russia hackers are planning to conduct cyberattacks against Western financial targets, including Swift and the Federal Reserve, according to an alert from the U.S. government.
June 16, 2023 |
ICBA NewsWatch Today
Cybersecurity
How Community Banks Can Fight Synthetic Identity Fraud
Community banks need to be on the lookout for synthetic identity fraud, a growing problem since the pandemic. Here’s how tools and solutions can detect, prevent and solve this type of fraud.
June 16, 2023 |
Independent Banker
Compliance
ICBA and Senior Housing Crime Prevention Foundation Share Tips to Help Prevent Elder Financial Abuse
The Independent Community Bankers of America (ICBA) and its affiliate, the Senior Housing Crime Prevention Foundation (SHCPF), are providing tips for preventing elder financial abuse in recognition of World Elder Abuse Awareness Day on June 15.
June 15, 2023 |
Press Release
Elder Abuse Prevention
Lawmakers press Chopra on 1071 rule in House hearing
Members of Congress continued to press Consumer Financial Protection Bureau Director Rohit Chopra on the bureau’s ICBA-opposed Section 1071 data-collection rule during a second day of hearings on Capitol Hill.
June 15, 2023 |
ICBA NewsWatch Today
Compliance
ICBA supports SEC proposal to include more crypto firms in ‘exchange’ definition
ICBA expressed support for a Securities and Exchange Commission proposal confirming that crypto exchanges must follow the same rules of the road as other entities that trade securities.
June 15, 2023 |
ICBA NewsWatch Today
Digital Assets
OCC: Banks should be ‘on balls of their feet’ in monitoring risk
While the overall strength of the federal banking system is sound, banks should be “on the balls of their feet” regarding risk management, the OCC said in its latest Semiannual Risk Perspective.
June 15, 2023 |
ICBA NewsWatch Today
Risk
Jim Reber: Returns, in Total
A wide range of market prices requires analysis.
June 15, 2023 |
Independent Banker
Chopra: CFPB to solicit 1033 comments in coming months
The Consumer Financial Protection Bureau expects to seek comments on its pending rulemaking to establish standards for sharing consumer financial data in the coming months, CFPB Director Rohit Chopra said.
June 13, 2023 |
ICBA NewsWatch Today
Compliance
Instant Payments and Digital Transformation Go Hand in Hand
At ICBA Bancard, we continue to arm bankers with information and resources to support their instant payments and digital transformation (icba.org/digital-transformation) journeys.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Entering the Era of Instant Payments
On March 15 during the final general session at ICBA LIVE, the Federal Reserve announced that it will launch its much-anticipated FedNow Service in July. With instant payments already a central topic of discussion, this news added to the buzz.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Answering the most common FedNow-related questions
For nearly two years, ICBA Bancard has been working with banks to help them prepare for instant payments and the imminent launch of FedNow. We’ve facilitated countless webinars, spoken at conferences, and discussed the topic when meeting with bankers in person.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Credit-Push Fraud: Recognizing the Signs
If you feel like it’s hard to stay on top of payments fraud trends these days, you would not be alone. The introduction of any new payment instrument opens the opportunity for criminals to dupe the system, organizations, and consumers.
June 13, 2023 |
Payments Quarterly
Payments
Chairman's Column: Flipping the Switch - It's Time to Receive Instant Payments
For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Playing Catch-up with FedNow – The Greatest Hits of FedNow Resources and Reference Materials
With the July launch of FedNow looming, are you feeling behind in terms of learning more about the service, its impacts on your bank, and the steps needed to implement it?
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Lindsay LaNore: How to Work the Room
These days, we do a lot of our networking online via forums like LinkedIn, but they’re no match for meeting in person.
June 13, 2023 |
Independent Banker
ICBA, groups urge Congress to oppose credit card routing mandates
ICBA and other groups called on congressional leaders to oppose newly reintroduced legislation to impose routing mandates on credit card transactions.
June 12, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
ICBA seeking candidates for panel on CFPB rulemaking
ICBA is seeking community bankers interested in joining a Small Business Regulatory Enforcement Fairness Act panel to weigh in on a Consumer Financial Protection Bureau rulemaking under the Fair Credit Reporting Act.
June 12, 2023 |
ICBA NewsWatch Today
Compliance
OCC seeking feedback on consumer trust in banking survey
The OCC released a request for information for its first-ever survey on consumer trust in banking and bank supervision.
June 12, 2023 |
ICBA NewsWatch Today
Compliance
ICBA seeking feedback on Nacha ACH risk management proposal
ICBA is seeking survey responses from member community bankers on the potential impact of nine Nacha proposals related to ACH risk management.
June 09, 2023 |
ICBA NewsWatch Today
Risk
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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