ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Answering the most common FedNow-related questions
For nearly two years, ICBA Bancard has been working with banks to help them prepare for instant payments and the imminent launch of FedNow. We’ve facilitated countless webinars, spoken at conferences, and discussed the topic when meeting with bankers in person.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Credit-Push Fraud: Recognizing the Signs
If you feel like it’s hard to stay on top of payments fraud trends these days, you would not be alone. The introduction of any new payment instrument opens the opportunity for criminals to dupe the system, organizations, and consumers.
June 13, 2023 |
Payments Quarterly
Payments
Chairman's Column: Flipping the Switch - It's Time to Receive Instant Payments
For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Playing Catch-up with FedNow – The Greatest Hits of FedNow Resources and Reference Materials
With the July launch of FedNow looming, are you feeling behind in terms of learning more about the service, its impacts on your bank, and the steps needed to implement it?
June 13, 2023 |
Payments Quarterly
Payments Instant Payments
Lindsay LaNore: How to Work the Room
These days, we do a lot of our networking online via forums like LinkedIn, but they’re no match for meeting in person.
June 13, 2023 |
Independent Banker
ICBA, groups urge Congress to oppose credit card routing mandates
ICBA and other groups called on congressional leaders to oppose newly reintroduced legislation to impose routing mandates on credit card transactions.
June 12, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
ICBA seeking candidates for panel on CFPB rulemaking
ICBA is seeking community bankers interested in joining a Small Business Regulatory Enforcement Fairness Act panel to weigh in on a Consumer Financial Protection Bureau rulemaking under the Fair Credit Reporting Act.
June 12, 2023 |
ICBA NewsWatch Today
Compliance
OCC seeking feedback on consumer trust in banking survey
The OCC released a request for information for its first-ever survey on consumer trust in banking and bank supervision.
June 12, 2023 |
ICBA NewsWatch Today
Compliance
ICBA seeking feedback on Nacha ACH risk management proposal
ICBA is seeking survey responses from member community bankers on the potential impact of nine Nacha proposals related to ACH risk management.
June 09, 2023 |
ICBA NewsWatch Today
Risk
Agencies propose guidance on reconsiderations of value
Federal regulators requested public comment on proposed guidance addressing reconsiderations of value, or ROVs, for residential real estate transactions.
June 09, 2023 |
ICBA NewsWatch Today
Compliance Housing Finance/GSEs
OCC seeking feedback on consumer trust in banking survey
The OCC today is slated to release a request for information for its first-ever survey on consumer trust in banking and bank supervision.
June 09, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Offers Tips to Help Simplify the Homebuying Process
In recognition of National Homeownership Month in June, the Independent Community Bankers of America (ICBA) is encouraging current and prospective homeowners to consult their trusted local community banker about how to make the homebuying process easier and more affordable.
June 09, 2023 |
Press Release
Mortgage Lending
CFPB extends deadline for feedback on data brokers
The Consumer Financial Protection Bureau extended the comment deadline on its request for information on data brokers, such as credit reporting companies and background screening firms, and how the Fair Credit Reporting Act applies to their activities.
June 09, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
Derek Williams: The Meaning of a True Leader
In an industry overwhelmed with financial performance and earnings, community banks shine by focusing on what matters: the people and communities they serve.
June 09, 2023 |
Independent Banker
CISA, FBI issue advisory on MOVEit Transfer vulnerability
The Cybersecurity and Infrastructure Security Agency and FBI published a joint cybersecurity advisory with technical information on the CL0P ransomware gang, also known as TA505.
June 08, 2023 |
ICBA NewsWatch Today
Cybersecurity
ICBA strongly opposes bill to impose credit card routing mandates
ICBA expressed its strong opposition to newly reintroduced legislation to impose routing mandates on credit card transactions.
June 08, 2023 |
ICBA NewsWatch Today
Credit Cards
ICBA commends Fed’s Bowman on guidance recommendations
ICBA commended Federal Reserve Governor Michelle Bowman for her recommendations to improve newly released interagency guidance on third-party risk management.
June 08, 2023 |
ICBA NewsWatch Today
Payments Fintech Regulation
ICBA urging grassroots messages supporting rural lending tax relief bill
ICBA is calling on community bankers to urge their members of Congress to co-sponsor legislation to exempt from taxation the interest income on farm real estate and rural mortgage loans.
June 08, 2023 |
ICBA NewsWatch Today
Agriculture Taxes & Budget Rural Development
Paid Marketing: A Boost for Your Community Bank
In a changing marketing landscape, the benefits provided by ultra-targeted online campaigns with budgets behind them are more valuable than ever.
June 08, 2023 |
Independent Banker
Growing the Community
ICBA Strongly Opposes Anti-Consumer Credit Card Bill
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s introduction of legislation to impose routing restrictions on credit card transactions.
June 07, 2023 |
Press Release
Payments
ICBA Statement on Interagency Guidance on Third-Party Risk Management
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Governor Michelle Bowman’s statement regarding interagency third-party risk management guidance.
June 07, 2023 |
Press Release
Risk
Rebeca Romero Rainey: Cultivate Lasting Success
Preparing for the future is not as much about filling a particular job description as it is about creating a conscious path for our banks and communities.
June 07, 2023 |
Independent Banker
CFPB encourages collaboration to combat elder financial abuse
The Consumer Financial Protection Bureau encouraged participation in Elder Fraud Prevention and Response Networks, which it has helped establish alongside state and local organizations.
June 06, 2023 |
ICBA NewsWatch Today
Compliance
Step-by-Step Succession Planning for Community Banks
The future success of a community bank depends heavily on its leaders,
but the prospect of succession planning can feel overwhelming. Community bankers and other experts offer a guide to ensuring a seamless transition that’ll benefit the bank and its customers for years to come.
June 06, 2023 |
Independent Banker
ICBA continues 1071 grassroots campaign
ICBA continues calling on community bankers to urge their members of Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule to establish data collection and reporting standards for small-business loan applicants.
June 05, 2023 |
ICBA NewsWatch Today
Compliance
House hearings this week on Treasury markets, U.S. dollar
Both chambers of Congress are in session this week. The House Financial Services Committee has two hearings scheduled.
June 05, 2023 |
ICBA NewsWatch Today
Department of Treasury
House committee leaders issue discussion draft of crypto market structure bill
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) and House Agriculture Committee Chairman Glenn "GT" Thompson (R-Pa.) released a discussion draft of legislation to establish a statutory framework for digital asset regulation.
June 05, 2023 |
ICBA NewsWatch Today
Agriculture Digital Assets
Smart Strategies for Community Bank Construction Lending
Community banks take on a large amount of risk when it comes to construction lending. But by doing their due diligence, applying the right strategies and connecting with their customers, banks can achieve profitability while reducing risk.
June 05, 2023 |
Independent Banker
Lending
ICBA Independent Banker Recognizes Emerging Leaders in Annual 40 Under 40 List
Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its fifth annual list of 40 Under 40: Emerging Community Bank Leaders.
June 02, 2023 |
Press Release
Community Bank Awareness
ICBA Announces Staff Additions to Government Relations Team
The Independent Community Bankers of America (ICBA) today announced two additions to its government relations team with the hire of Lance Noggle as senior vice president operations, senior regulatory counsel and Scott Anchin as vice president, senior operational risk and payments policy.
June 02, 2023 |
News
Regulators propose standards for automated valuation models
Federal regulators requested public comment on a proposed rule designed to implement quality control standards for automated valuation models, or AVMs, used by mortgage originators and secondary market issuers in valuing real estate collateral securing mortgage loans.
June 02, 2023 |
ICBA NewsWatch Today
Compliance
John Coleman: Make the Most of the August Congressional Recess
When members of Congress return home during congressional recess,
it’s a great opportunity for community bankers to engage with them over
policy—with the right preparation.
June 02, 2023 |
Independent Banker
Advocacy
ICBA urges second framework on harmonizing ISO 20022 requirements
ICBA called on a Bank for International Settlements panel to issue a second proposed framework on ISO 20022 harmonization requirements for enhancing cross-border payments.
June 01, 2023 |
ICBA NewsWatch Today
Payments
Regulators Offer Insights, Input and Guidance on the Growth of Community Bank Innovation at ICBA ThinkTECH’s Regulator Day
Recognizing the need to prioritize and foster ongoing engagement between regulators and the community banking technology community, the Independent Community Bankers of America (ICBA) today hosted its focused “Regulator Day.”
June 01, 2023 |
Press Release
Community bank Q1 net income up 6.1% from a year ago
Community banks reported a 6.1% first-quarter increase in net income from a year ago and a 4.2% decline from the previous quarter, according to the FDIC’s latest Quarterly Banking Profile.
June 01, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
Campaign on CFPB’s 1071 rule continues
With the House still planning to take up a resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 data-collection rule, ICBA continues calling on community bankers to urge their members of Congress to support the measure.
June 01, 2023 |
ICBA NewsWatch Today
Compliance
Texas First Bank Lends a Helping Hand
When a tornado struck their community in January, employees of Texas First Bank in Pasadena, Texas, joined forces with a local Jersey Mike’s and Orangetheory Fitness to hand out free lunches to people affected by the tornado.
June 01, 2023 |
Independent Banker
Loren Brown: Above it All
The president and chief executive officer of $88 million-asset Ascent Bank in Helena, Mont., has fulfilled his childhood dream of being a pilot and skydiver.
June 01, 2023 |
Independent Banker
Bankers Trust Illustrates a Love of Art
Bankers Trust in Des Moines, Iowa, hosts a gallery of artwork created by local artists and rotates each piece through its branches.
June 01, 2023 |
Independent Banker
Cedar Rapids Bank & Trust and the Road to Succession
Cedar Rapids Bank & Trust’s succession planning professionals have built up their expertise to better serve the community bank’s retail business customers.
June 01, 2023 |
Independent Banker
Compliance Vault: The Ultimate Compliance Resource
With a vast library of Q&As, select online courses and informational documents, Compliance Vault is a valuable resource for all your regulatory compliance questions.
June 01, 2023 |
Independent Banker
Compliance
How to Get Ready for the FedNow Service
SPONSORED | The Federal Reserve’s FedNowSM Service is launching in July 2023. Will your financial institution be ready? Find tips and resources in this article that can support you on your way to instant payments.
June 01, 2023 |
Independent Banker
Payments Instant Payments
TCM Bank Celebrates 25 Years of Service to Community Banks
ICBA Bancard®, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced that its credit card bank, TCM Bank, N.A., is celebrating its 25th anniversary this month.
May 30, 2023 |
Press Release
Past innovations offer insights on instant payments: blog
A new blog post from ICBA Bancard President and CEO Tina Giorgio reviews the evolution of digital payments and lessons for the current conversation about instant payments.
May 24, 2023 |
ICBA NewsWatch Today
Payments Payments
Global securities watchdog proposes guidelines for crypto regulation
The International Organization of Securities Commissions published a consultation report with its proposed policy recommendations for regulating crypto markets as securities.
May 24, 2023 |
ICBA NewsWatch Today
Cybersecurity Digital Assets
Gruenberg: Efforts to expand banking access making an impact
FDIC research suggests that efforts to connect unbanked consumers to the banking system are having an effect, FDIC Chairman Martin Gruenberg said.
May 24, 2023 |
ICBA NewsWatch Today
Community Bank Awareness Federal Deposit Insurance Corporation
Bowman: Policy response to bank failures shouldn’t undermine tiered regulation
Policymakers should ensure the response to recent bank failures does not undermine regulatory tailoring and risk-based supervision, Federal Reserve Governor Michelle Bowman said.
May 22, 2023 |
ICBA NewsWatch Today
Lending Regulatory Compliance
Wholesale CBDC could speed cross-border payments: N.Y. Fed report
A wholesale central bank digital currency could enable faster, simultaneous, and safer cross-border payments, according to a new report from the Federal Reserve Bank of New York and the Monetary Authority of Singapore.
May 22, 2023 |
ICBA NewsWatch Today
Digital Assets
House panel meeting this week on FHFA, megabanks
While the Senate is not in session this week, the House Financial Services Committee has two hearings scheduled.
May 22, 2023 |
ICBA NewsWatch Today
Housing Finance/GSEs
Julie Bauer: Hotel hero
The assistant vice president of $1.6 billion-asset First Citizens Bank in Mason City, Iowa, is the chair of a local fundraiser that benefits the last remaining Frank Lloyd Wright–designed hotel in the world.
May 18, 2023 |
Independent Banker
ICBA to Congress: SBA Should Pause 7(a) Rule
ICBA today told Congress that the Small Business Administration should pause new rules lifting the moratorium on the number of non-federally regulated institutions, including nonbank fintech companies, that can make loans under its 7(a) program.
May 17, 2023 |
Press Release
Lending
Clinton Savings Bank’s animal rescue
Clinton Savings Bank's has supported Animal Adventures, an exotic animal rescue in Bolton, Mass., for more than 25 years. The Bank's recent donation will help the organization continue its mission of protecting animals.
May 17, 2023 |
Independent Banker
CFPB issues small entity guide on 1071 rule
The Consumer Financial Protection Bureau issued a small entity compliance guide on the bureau’s Section 1071 rule on small-business data collection and reporting.
May 16, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Releases 2023 Community Banking Policy Resolutions
ICBA today released its legislative and regulatory policy objectives for 2023 during the ICBA Capital Summit. Developed and approved by ICBA volunteer community bankers, these resolutions will guide ICBA advocacy in the coming year and reflect its unique mission of creating and promoting an environment where community banks flourish.
May 16, 2023 |
Press Release
Advocacy
Member Benefits: TCM Bank's suite of credit programs
Need help building or expanding your bank’s credit services? TCM Bank, N.A. can help your community bank grow with a well-rounded selection of personal and business credit cards.
May 16, 2023 |
Independent Banker
As Community Bankers Gather in Nation’s Capital, Polling Confirms Growing Public Support for Local Banking
The Independent Community Bankers of America (ICBA) today is kicking off the 2023 ICBA Capital Summit in Washington with the release of new national and state-level polling data showing Americans in all 50 states have an increasingly favorable view of community banking.
May 15, 2023 |
Press Release
Listen Up: Taking bold and brave action
In episode 6 of the Independent Banker podcast, host Charles Potts speaks with Greg Ohlendorf of First Community Bank and Trust and Joe Ehrhardt of Teslar Software about the digital imperative for community banks and how both community bankers and entrepreneurs can benefit from ICBA’s ThinkTECH Accelerator.
May 15, 2023 |
Independent Banker
Charles Potts: Why you need a digital back office
A bank’s innovation investment in back-office automation will deliver a streamlined, digital approach that increases efficiency and enhances front- and back-end experiences.
May 14, 2023 |
Independent Banker
Payments
Protect your community bank from business payments fraud
Multiple types of business payments fraud are on the rise. We spoke with experts on how to effectively protect your community bank and its customers.
May 13, 2023 |
Independent Banker
Compliance
FHFA rescinds upfront fees based on debt-to-income ratio
The Federal Housing Finance Agency rescinded its previously announced upfront fees for certain borrowers with a debt-to-income ratio above 40%.
May 12, 2023 |
ICBA NewsWatch Today
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
Marketing Resource Center
Visit this page regularly for new customizable press releases, opeds, tutorials, sharable videos, tip sheets, and sample social media posts which are available exclusively for ICBA members.
Access the toolkit
Example Text
ICBA NewsWatch Today
ICBA offers numerous specialty newsletters related to the community banking industry. Sign up for ICBA's daily email news bulletin for current and breaking industry news
Read Articles
Example Text
Subscribe to Independent Banker Magazine
Independent Banker® is the monthly publication of the Independent Community Bankers of America, recognized as the number one source ICBA members rely on for community banking news.
Subscribe Now
Example Text
Manage Your Email Notifications and Subscriptions
Sign up to receive or manage your email messages from ICBA. Questions? Contact ICBA.
Subscribe Now
Example Text