ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
CFPB issues guidance on fees for providing account information
ICBA said it is reviewing new Consumer Financial Protection Bureau guidance requiring banks and credit unions over $10 billion in assets to provide account information requested by customers without charging fees.
October 12, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
FDIC launches deposit insurance awareness campaign
The FDIC launched a national campaign to increase the public’s awareness of deposit insurance and how it can protect people’s money in the event of a bank failure.
October 12, 2023 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Bowman: Regulators should avoid harming bank viability
Banking regulators should ensure changes to the regulatory framework do not harm the long-term viability of banks, especially midsized and smaller banks, Federal Reserve Governor Michelle Bowman said.
October 12, 2023 |
ICBA NewsWatch Today
Federal Reserve
An Update on Data Protection Regulations
Last year, the CFPB issued an advisory opinion on privacy protection for personal data compiled from community banks. Here’s what you need to know.
October 12, 2023 |
Independent Banker
Advocacy Compliance
ICBA Statement on Today’s CFPB Advisory Opinion
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s guidance from the Consumer Financial Protection Bureau.
October 11, 2023 |
Press Release
Consumer Financial Protection Bureau
Fed’s Bowman: Advocacy on CDFI proposal making a difference
Federal Reserve Board Governor Michelle Bowman recognized community banker concerns with proposed changes to the community development financial institution certification application.
October 11, 2023 |
ICBA NewsWatch Today
ICBA supports bill to establish USDA Express loan program
ICBA expressed support for a recently introduced House bill based on an ICBA proposal to speed up approval times for USDA loans and thereby enhance access to credit in rural communities.
October 11, 2023 |
ICBA NewsWatch Today
USA Farm Loan Programs
Agencies issue additional guidance on open-source security
The Cybersecurity and Infrastructure Security Agency and other agencies issued a fact sheet on improving security of open-source software in operational technology and industrial control systems.
October 11, 2023 |
ICBA NewsWatch Today
Cybersecurity
Credit unions now labeling themselves community banks: Romero Rainey
Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far, ICBA President and CEO Rebeca Romero Rainey writes in a new LinkedIn post.
October 11, 2023 |
ICBA NewsWatch Today
Credit Unions
Oxford Bank Presents Cybersecurity Lessons from the FBI
Oxford Bank connected its community with the FBI during an educational, interactive session about the importance of cybersecurity and awareness.
October 11, 2023 |
Independent Banker
Payments
Nacha expanding spot checks of ACH Contact Registry info
Nacha encouraged financial institutions to ensure their information in the ACH Contact Registry is correct and up to date.
October 10, 2023 |
ICBA NewsWatch Today
ACH
Credit union data reporting exemption covered in Politico
A new Politico column draws attention to the lack of regulatory transparency at tax-exempt credit unions, particularly their exemption from federal reporting requirements on overdraft fees.
October 10, 2023 |
ICBA NewsWatch Today
Credit Unions
Chopra: CFPB’s 1033 consumer data proposal coming this month
The Consumer Financial Protection Bureau this month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.
October 10, 2023 |
ICBA NewsWatch Today
Compliance
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
October 10, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
Interagency appraisal panel meeting next month
The Federal Financial Institutions Examination Council’s Appraisal Subcommittee next month is scheduled to hold its third public hearing on appraisal bias, the residential appraisal process, and associated regulations.
October 10, 2023 |
ICBA NewsWatch Today
Derek Williams: Strengthening Cybersecurity Together
While cyberattacks are not going away, we’re all in this battle together and can learn from one another.
October 10, 2023 |
Independent Banker
How Community Banks Can Cut Down Data Privacy Threats
Education on how to keep data safe is important for both community bank employees and their customers. Community bankers and data privacy experts share their tips to help keep data safe.
October 09, 2023 |
Independent Banker
Compliance Payments
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
October 06, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
FDIC proposes corporate governance, risk management guidelines
The FDIC proposed guidelines to establish corporate governance and risk management standards for covered institutions with total consolidated assets of $10 billion or more.
October 06, 2023 |
ICBA NewsWatch Today
House bill introduces ICBA-proposed USDA Express loan program
A newly introduced House bill would implement an ICBA proposal to speed up approval times for USDA loans and thereby enhance access to credit in rural communities.
October 06, 2023 |
ICBA NewsWatch Today
USA Farm Loan Programs
ICBA backs bipartisan bill to update small-issue bond programs
ICBA expressed support for bipartisan legislation in the House and Senate to reform small-issue bond programs that support first-time farmers and manufacturing.
October 06, 2023 |
ICBA NewsWatch Today
Agriculture
Rebeca Romero Rainey: Combatting Cyber Threats
We need to continue our training … to identify threats and prepare ourselves, our staff and our customers for what’s possible and what’s potentially next.
October 06, 2023 |
Independent Banker
New HR subgroup on ICBA Community
ICBA launched a new human resources subgroup on its ICBA Community online platform.
October 05, 2023 |
ICBA NewsWatch Today
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
October 05, 2023 |
ICBA NewsWatch Today
Advocacy
Lawmakers targeting credit cards that benefit retailers: op-ed
Retailers benefit from the convenience of credit cards at the same time they’re asking Congress to impose new routing restrictions, according to a new Washington Times op-ed.
October 05, 2023 |
ICBA NewsWatch Today
Credit Cards
Bowman: Credit union acquisitions show need for rethinking merger standards
Credit union acquisitions of community banks support the case for including credit unions and other nonbanks in regulatory policies on proposed bank mergers, Federal Reserve Governor Michelle Bowman said.
October 05, 2023 |
ICBA NewsWatch Today
Credit Unions
Future-Proof Your Community Bank's Core
It’s a stressful time when your core contract is up for renewal. Is your community bank getting what it needs? More importantly, will it still be in five years or more? Here’s why it’s vital to take a closer look at those contracts and make sure you’re getting the best core for your bank’s future.
October 05, 2023 |
Independent Banker
Payments
Sheltered Harbor offers three pillars for cyber resiliency: blog
With Cybersecurity Awareness Month underway, a new ICBA blog post spotlights how the Sheltered Harbor initiative supports community bank cyber resilience.
October 04, 2023 |
ICBA NewsWatch Today
Cybersecurity
ICBA-CISA exercise returns this fall
ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host another tabletop exercise to support community bank cybersecurity this fall.
October 04, 2023 |
ICBA NewsWatch Today
Cybersecurity
ICBA offers teller specialist program for the team
The ICBA Teller Specialist Certificate Program equips community bank tellers with the knowledge and tools needed to meet the demanding requirements of the frontline banking environment.
October 04, 2023 |
ICBA NewsWatch Today
How to Excel in Niche Lending
From microbreweries to veterinary businesses, new companies pop up every day, but the needs of each business customer are different. We spoke to specialty community bank lenders on how they serve their chosen niches and, in turn, help their customers achieve their dreams.
October 04, 2023 |
Independent Banker
Lending
Independent Banker focuses on all things cybersecurity
The October issue of ICBA Independent Banker magazine features six things community banks need to know about cybersecurity today.
October 03, 2023 |
ICBA NewsWatch Today
Cybersecurity
Regulators propose updated reporting on web addresses
The federal banking agencies proposed regulatory reporting changes related to the Financial Accounting Standards Board’s accounting standards update on troubled debt restructurings and vintage disclosures.
October 03, 2023 |
ICBA NewsWatch Today
Regulatory Compliance
Supreme Court to begin hearing arguments on CFPB constitutionality
The U.S. Supreme Court today is set to hear arguments in a case challenging the constitutionality of the Consumer Financial Protection Bureau.
October 03, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA urging outreach on 1071, credit card legislation
ICBA continues urging community bankers to reach out to their lawmakers on two key initiatives pending in Congress.
October 03, 2023 |
ICBA NewsWatch Today
Lending Payments
Chris Cole: Basel III Endgame Proposals Targeted at Large Banks
With legislation like the Interagency Proposal to Amend Regulatory Capital Requirements for Large Banks, it’s as important as ever for community bankers to share their opinions on why “too big to fail” banks and community banks should be regulated differently.
October 03, 2023 |
Independent Banker
Advocacy
ICBA Provides Consumer Tips to Safeguard Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month in October, the Independent Community Bankers of America (ICBA) and the nation’s community banks are offering tips to consumers on practical measures they can take to protect their sensitive data and reduce risk.
October 02, 2023 |
Press Release
Cybersecurity
New ICBA podcast on how community banks can use AI
The latest episode of ICBA’s “Independent Banker” podcast spotlights what artificial intelligence means for community banks and how they can take advantage of it.
October 02, 2023 |
Podcast
Technology
Short-term funding extension averts government shutdown
Congress on Saturday passed a short-term government funding extension, which President Joe Biden signed into law, averting a government shutdown. The agreement keeps the government funded at current levels until Nov. 17.
October 02, 2023 |
ICBA NewsWatch Today
Crisis Preparedness
FinCEN issues updated guidance on beneficial ownership reporting
The Financial Crimes Enforcement Network issued additional guidance and resources on pending beneficial ownership information reporting requirements.
October 02, 2023 |
ICBA NewsWatch Today
Compliance Technology
6 Things Community Banks Need to Know About Cybersecurity Today
From dealing with emerging cyber threats, such as attacks on third-party open banking APIs or deep fakes via WormGPT, to finding ways to get all your employees to be aware and proactive, we spoke to community bankers and experts about the tools and knowledge that will help you fight cyberattacks.
October 02, 2023 |
Independent Banker
Payments
Gruenberg: Interest in reforming deposit insurance has dissipated
There does not seem to be any imminent likelihood of changes to U.S. deposit insurance coverage, FDIC Chairman Martin Gruenberg said.
September 29, 2023 |
ICBA NewsWatch Today
Deposit Insurance Deposit Insurance
OCC issues 2024 supervision plan
The OCC released its bank supervision operating plan for fiscal 2024, which the agency’s staff uses to guide supervisory priorities, planning, and resource allocations.
September 29, 2023 |
ICBA NewsWatch Today
Compliance
Central bank group says CBDC experiment successful
The Bank for International Settlements said an experiment showed that wholesale central bank digital currencies can be used to facilitate cross-border trading and settlement between financial institutions.
September 29, 2023 |
ICBA NewsWatch Today
Digital Assets
FDIC updates consumer compliance exam manual
The FDIC issued an updated version of its Consumer Compliance Examination Manual, which exam staff use for supervisory activities.
September 29, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN seeking comment on application for reporting identifier
The Financial Crimes Enforcement Network is seeking additional comment on a proposed application that entities would use to obtain an identifier for reporting beneficial ownership information.
September 29, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
FinCEN proposes extending deadline for filing beneficial owner info
The Financial Crimes Enforcement Network issued a proposal to extend the deadline for certain reporting companies to file their initial beneficial ownership information reports.
September 28, 2023 |
ICBA NewsWatch Today
Compliance
CISA launches cybersecurity public awareness campaign
The Cybersecurity and Infrastructure Security Agency announced the launch of a nationwide cybersecurity public awareness campaign to educate Americans on how to stay safe online.
September 27, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
ICBA opposing congressional efforts to advance rate caps
ICBA and other groups expressed united opposition to a legislative proposal to impose a national cap on the fees and interest charged on consumer loans.
September 27, 2023 |
ICBA NewsWatch Today
Lending
Senate preps for vote on resolution to reverse 1071 rule
With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to support the measure.
September 27, 2023 |
ICBA NewsWatch Today
Compliance Payments
ICBA Commends Senate Banking Committee for Passing Bipartisan Cannabis-Banking Bill
The Independent Community Bankers of America (ICBA) today commended the Senate Banking Committee for its passage of the SAFER Banking Act (S. 2860), bipartisan legislation that would establish a safe harbor from federal sanctions for financial institutions that serve cannabis-related businesses in states where cannabis is legal.
September 27, 2023 |
Press Release
Cannabis banking
ICBA requests comment extension on overtime proposal
ICBA and other groups asked the Labor Department to extend by 60 days the comment period on its proposal to increase the number of employees who are entitled to overtime compensation.
September 27, 2023 |
ICBA NewsWatch Today
Small Business Administration
Fed joins crackdown on re-presented transactions
The Federal Reserve has joined the FDIC and OCC in targeting how banks treat single items that are repeatedly rejected for insufficient funds.
September 26, 2023 |
ICBA NewsWatch Today
Compliance Federal Deposit Insurance Corporation
Out of Office: Rich Moldenhauer
The vice president of operations and information technology at $185 million-asset New Market Bank in Elko New Market, Minn., carries on the beekeeping legacy of his father and grandfather.
September 26, 2023 |
Independent Banker
Introducing ICBA Payments’ New Chairman: Ruth Christopher
When she launched her career as a certified public accountant (CPA), Ruth Christopher wasn’t necessarily envisioning a role at a community bank. But after a few years at a regional CPA firm, a partner encouraged her to apply as an internal auditor at one of their client banks, Citizens Bank of Las Cruces, N.M.
September 25, 2023 |
Payments Quarterly
Unlock Your Portfolio’s Potential with Credit Card Marketing
Marketing programs are critical to portfolio health and expansion. The key to success is simple: get started and take action! The steps below should help you start your journey.
September 25, 2023 |
Payments Quarterly
Key stakeholders join opposition to credit card routing bill
A key member of the House along with major airlines and transportation unions last week announced their opposition to legislation that would impose credit card routing restrictions, which ICBA continues urging community bankers to speak out against.
September 25, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
Fed’s Bowman urges community banks to weigh in on agency rulemakings
Federal Reserve Governor Michelle Bowman encouraged community bankers to provide feedback on agency rulemakings.
September 25, 2023 |
ICBA NewsWatch Today
Climate CRA Risk
Branding on Purpose
There’s been a lot of chatter lately about brand power and how brand drives an organization’s outward expression of its mission and values by being at the heart of great client and employee experiences.
September 25, 2023 |
Payments Quarterly
Rethinking Merchant Services
Banks have traditionally relied on interest income from loans and deposits, but non-traditional financial services companies are providing competition for these core products. To survive long term, banks must find alternative revenue streams and recognize the demand for innovative products and services.
September 25, 2023 |
Payments Quarterly
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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