ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
FinCEN proposes rule to implement beneficial owner reforms
The Financial Crimes Enforcement Network issued a proposed rule to implement ICBA-advocated beneficial ownership reporting provisions of the Corporate Transparency Act passed in 2020.
December 08, 2021 |
ICBA NewsWatch Today
Compliance Technology
Multi-Factor Authentication – Widely Adopted, Effective Protection
Static passwords alone are no longer a viable tool for identifying customers. With payments fraud rising year after year, and consumers becoming more comfortable with making payments online, the importance of authentication has never been more crucial.
December 07, 2021 |
Payments Quarterly
Payments
ICBA Statement on the Withdrawal of Saule Omarova’s OCC Nomination
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the withdrawal of Cornell University law professor Saule Omarova’s nomination to lead the Office of the Comptroller of the Currency.
December 07, 2021 |
Press Release
Advocacy OCC
Understanding Velocity BIN Attacks and How to Address Them
It’s Friday night and you are enjoying your well-deserved, stress-free night when your work phone rings. It’s your call center manager informing you of a rise in complaints of unauthorized transactions—all at the same merchant.
December 07, 2021 |
Payments Quarterly
Payments
Telltale signs to avoid becoming a victim of a social engineering attack
The financial services industry is constantly under siege against would-be fraudsters seeking to exploit vulnerabilities—system or man-made—to launch an attack.
December 07, 2021 |
Payments Quarterly
Payments
Using Loyalty Programs to Grow Your Portfolio
Loyalty programs are a tremendous tool for community banks to build trust with consumers and deliver an enhanced shopping experience. These cardholder loyalty programs have always been about showing appreciation for customers.
December 07, 2021 |
Payments Quarterly
Payments
Grow and Protect
I’m a glass-half-full banker. So, while we can look at 2021 as a year of challenges, we should also take a moment to recognize the opportunities that have emerged in their wake.
December 07, 2021 |
Payments Quarterly
Payments
ICBA/Travelers Deliver Over $4 Million in Dividends for Participating Community Banks
ICBA today announced that a dividend of $4.1 million will be shared by nearly 1,200 member banks based on their participation in the ICBA/Travelers insurance program in 2020.
December 07, 2021 |
Press Release
This week: ICBA advocacy briefing on 1071 push
ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal.
December 07, 2021 |
ICBA NewsWatch Today
Lending
ICBA to CFPB: Extend inquiry of largest tech firms
The Consumer Financial Protection Bureau should extend its inquiry of the six largest technology companies to all tech firms that participate in payments and financial services or hold consumer data, ICBA said.
December 07, 2021 |
ICBA NewsWatch Today
Compliance Payments Technology
Growing your credit portfolio starts with knowing the numbers
You’ve probably heard the saying, “the numbers don’t lie” and in the financial world, it is more than a cliché it’s usually a fact.
December 07, 2021 |
Payments Quarterly
Payments
Credit unions report Q3 growth
Shares and deposits at federally insured credit unions increased 14.4% in the third quarter from the previous year, the National Credit Union Administration reported.
December 07, 2021 |
ICBA NewsWatch Today
Credit Unions
ICBA advocacy briefing this week on 1071 push
ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal.
December 06, 2021 |
ICBA NewsWatch Today
Lending
Boozman op-ed targets postal banking pilot
A U.S. Postal Service pilot program to test postal banking will further complicate already-strained mail delivery, Sen. John Boozman (Ark.) wrote in a new op-ed.
December 06, 2021 |
ICBA NewsWatch Today
Postal Service Banking
New ICBA video: Call for credit union hearings
ICBA released a new video distinguishing taxpaying community banks from tax-exempt credit unions.
December 03, 2021 |
ICBA NewsWatch Today
Credit Unions
ICBA 1071 campaign continues
ICBA this week began calling on community bankers to submit personalized comments on the Consumer Financial Protection Bureau’s proposal to implement Dodd-Frank Section 1071 collection and reporting requirements.
December 03, 2021 |
ICBA NewsWatch Today
Compliance
ICBA urges cannabis banking safe harbor in Senate defense bill
ICBA called on senators to support the inclusion of an ICBA-advocated cannabis banking safe harbor as an amendment to a pending defense authorization bill.
December 03, 2021 |
ICBA NewsWatch Today
Cannabis banking
Romero Rainey: Act now on 1071 proposal
ICBA President and CEO Rebeca Romero Rainey called on community bankers to join the grassroots push on the Consumer Financial Protection Bureau’s 1071 proposal.
December 02, 2021 |
ICBA NewsWatch Today
Compliance
ICBA’s Romero Rainey, Paul Merski Named Top Lobbyists by The Hill
Independent Community Bankers of America President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President of Congressional Relations and Strategy Paul Merski are featured on The Hill’s 2021 list of the top influencers in the nation.
December 02, 2021 |
Press Release
Advocacy
Regulators update BSA/AML exam manual
The Federal Financial Institutions Examination Council updated its BSA/AML Examination Manual, which instructs examiners on assessing BSA/AML compliance.
December 02, 2021 |
ICBA NewsWatch Today
Compliance
Agencies adjust regulatory thresholds
Federal regulators announced 2022 updates to key regulatory thresholds.
December 02, 2021 |
ICBA NewsWatch Today
Compliance
CFPB: Community banks charge lower overdraft fees
The Consumer Financial Protection Bureau said community banks charge lower overdraft fees than larger institutions.
December 02, 2021 |
ICBA NewsWatch Today
Advocacy
ICBA’s Independent Banker Names 2021 Best Community Banks to Work For
Independent Banker magazine today bestowed 2021 Best Community Banks to Work For honors upon five community banks for their exemplary efforts to create exceptional work environments for their employees.
December 01, 2021 |
Press Release
Out of Office: Chrissy Neff
Chrissy Neff, a digital systems administrator at $1 billion-asset Bank of Clarke County in Berryville, Va., adopted her first pet goat in 2018 and has since expanded her farm family to three goats—Lightning, Uni and Jerry—and Benjamin, a miniature donkey.
December 01, 2021 |
Independent Banker
The power of a CDFI
First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development financial institution (CDFI) funding.
December 01, 2021 |
Independent Banker
Lending
Beneficial State Bank’s financial activism
The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.
December 01, 2021 |
Independent Banker
New Era of Consumer Engagement by Mladen Vladic
SPONSORED | Over the past 18 months, the marketplace has experienced huge disruptions. The world has changed, and so have consumers. In fact. 75% of consumers have changed their spending habits since early 2020.
December 01, 2021 |
Independent Banker
Payments
Evaluate New Core Providers With Successful Vendor Management
SPONSORED | When selecting a new core provider, there are critical conversations that need to happen before signing a contract. Asking about the products, costs, and conversion timeline only skim the surface. Here are some discussion points for successful vendor management.
December 01, 2021 |
Independent Banker
Payments
Rebeca Romero Rainey: Focus on the light
While our decisions over the past year have been driven even more by our mission than by our bottom lines, we’ve also achieved good results.
December 01, 2021 |
Independent Banker
Robert Fisher: Committing to being in the moment
Let’s collectively commit to being more present in all of our interactions. It won’t be long until we recognize what a true gift that is to ourselves and those we serve.
December 01, 2021 |
Independent Banker
Charles Potts: 2021: A year of awakening
Community bankers’ awakening to new possibilities has made for an impactful year and will help position community banks to flourish in 2022 and beyond.
December 01, 2021 |
Independent Banker
Payments
Inside the evolving roles of community bank tellers
Today’s tellers meet very different customer needs than they did just a decade ago. In the wake of trends like falling in-branch transactions and the rise of digital services, some community banks are filling the gap by retooling tellers with an array of new titles and skills.
December 01, 2021 |
Independent Banker
The community banks standing by hospitality customers
Many hotels and other hospitality businesses haven’t fully bounced back from COVID-19 travel and safety restrictions, but community banks have been by their side through the challenges. Luckily, these lenders say loan demand is returning in many areas.
December 01, 2021 |
Independent Banker
Lending
Michael Emancipator: The case against the Section 1071 proposal
The CFPB’s proposed rule to implement Section 1071 would add a burdensome and costly reporting requirement onto all community bank small business lenders.
December 01, 2021 |
Independent Banker
Advocacy
How did compliance change in 2021?
This year has largely been a quiet time for regulatory and compliance reform. But while community banks were focused on the economic recovery of their communities, a few changes came during 2021.
December 01, 2021 |
Independent Banker
Compliance
Strategies for fighting remote authentication fraud
As more customers moved online, fraudsters took advantage of new and increasingly inventive opportunities to commit remote authentication fraud. Experts say community banks can use education, biometrics and solid cybersecurity practices to fight this growing area of crime.
December 01, 2021 |
Independent Banker
Compliance
Lindsay LaNore: Moving from idea to implementation
Terms like ideation and innovation have become buzzwords in our industry, but it takes great leaders to translate exciting ideas into real value.
December 01, 2021 |
Independent Banker
9 tips for smooth succession planning
Planning for future leadership is something every community bank must contend with, but it’s not always an easy process. That’s why community bankers and other experts are using succession planning to benefit the entire institution through better communication, recruiting and planning. Here are their tips for finding the best future leaders with as few bumps in the road as possible.
December 01, 2021 |
Independent Banker
CFPB issues annual threshold adjustment
The Consumer Financial Protection Bureau raised the annual threshold adjustment maximum that consumer reporting agencies may charge consumers for making a file disclosure to a consumer under the Fair Credit Reporting Act.
November 30, 2021 |
ICBA NewsWatch Today
Compliance
ICBA, The Venture Center Announce 2022 ThinkTECH Accelerator Cohort
ICBA and The Venture Center, in partnership with the State of Arkansas, announced the selection of 11 companies for the fourth annual ICBA ThinkTECH Accelerator program, kicking off on Jan. 11, 2022.
November 30, 2021 |
Press Release
Small Business Lending
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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