ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Community bank net income rises 13.5% in Q3
Community banks reported a 13.5% increase in net income during the third quarter from the previous quarter and a 3.9% increase from a year ago, according to the FDIC's latest Quarterly Banking Profile.
December 02, 2022 |
ICBA NewsWatch Today
Community Bank Awareness
Lawmakers urge FHFA to align capital standards with banking agencies
ICBA expressed support for a new bipartisan letter from members of Congress urging the Federal Housing Finance Agency to align its capital rules with those of federal banking regulators to avoid penalizing community banks for supporting local communities during the COVID-19 pandemic.
December 02, 2022 |
ICBA NewsWatch Today
Capital Regulatory Compliance
OCC cuts 2023 assessments
The OCC published its assessment rates for the 2023 calendar year, reducing the rates in its general assessment fee schedule and maintaining its 2022 rates for the independent trust and independent credit card fee schedules.
December 02, 2022 |
ICBA NewsWatch Today
ICBA Urges Regulators to Ensure CRA Reform Minimizes New Community Bank Reporting Burdens
With FDIC Acting Chairman Martin Gruenberg testifying before Congress that he expects regulators to release a final rule modernizing Community Reinvestment Act regulations during the early part of next year, the Independent Community Bankers of America (ICBA) reiterated its call for the federal banking agencies to issue a uniform rule that minimizes new data collection and reporting burdens for community banks.
December 01, 2022 |
News
CRA
Gruenberg: Expect CRA rule early part of next year
FDIC Acting Chairman Martin Gruenberg told lawmakers he anticipates regulators will release a final rule reforming Community Reinvestment Act regulations during the early part of next year.
December 01, 2022 |
ICBA NewsWatch Today
Compliance
ICBA Supports Congressional Letter Urging FHFA to Align Capital Standards with Banking Regulators
The Independent Community Bankers of America (ICBA) expressed support for a new bipartisan letter from members of Congress urging the Federal Housing Finance Agency to align its capital rules with those of federal banking regulators to avoid penalizing community banks for supporting local communities during the COVID-19 pandemic.
December 01, 2022 |
Press Release
Federal Housing Finance Agency Housing Finance/GSEs
The resurgence of de novos
As the number of financial institutions have dropped, the number of de novos has started to rise. The founders of three startup banks discuss the importance of community banks to the country as mission-driven organizations.
December 01, 2022 |
Independent Banker
Out of office: Ryan Monica
The assistant vice president and sales manager of $628.5 million-asset Metairie Bank in Metairie, La., is a passionate music producer, guitarist and DJ. He plays gigs all around Louisiana, including outdoor festivals, weddings, college events and fundraisers.
December 01, 2022 |
Independent Banker
Jim Reber: Historic sell-off
This year’s market rout takes us back decades.
December 01, 2022 |
Independent Banker
Charles Potts: ICBA's legacy of success
In 2022, ICBA’s award-winning ThinkTECH Accelerator program reached more community banks with innovative solutions and partnerships than ever before.
December 01, 2022 |
Independent Banker
A fund for diverse tech companies
First National Bank and Black Tech Nation Ventures teamed up to support minority-owned startups in the Pittsburgh community and beyond.
December 01, 2022 |
Independent Banker
Advocacy
Lexicon Bank: A bank that shows its hand
When it comes to supporting outliers in the Las Vegas community, Lexicon Bank knows how to play its cards.
December 01, 2022 |
Independent Banker
Advocacy
Aaron Stetter & Joe Schneider: ICBA state association partnerships
ICBA works closely with our affiliated state associations to identify creative ways to communicate our collective message to Congress and the regulatory agencies.
December 01, 2022 |
Independent Banker
Advocacy
Super apps: The rise of an all-in-one platform
Convenience is a growing desire from consumers everywhere. Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. What are they, and how can community banks stay on top of this trend?
December 01, 2022 |
Independent Banker
Payments
Board succession planning after a merger
From blending differing values to choosing a new chairman, there are many challenges that can arise after a merger or acquisition. We spoke with legal and financial experts about what questions community bank leaders should ask themselves pre-merger, what issues they may face and how they can build an even stronger financial institution.
December 01, 2022 |
Independent Banker
Growing the Community
Best Community Banks to Work For 2022
What great resignation? In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits.
December 01, 2022 |
Independent Banker
3 ways to spot the right tech partner for banking innovation
SPONSORED | The right tech partner can be the difference between growing your business and watching it grind to a halt. Read our latest guide to learn which questions to ask and what to look for when choosing a technology partner.
December 01, 2022 |
Independent Banker
Payments
Lindsay LaNore: The art of saying "thank you"
The end of the year is the perfect time to share your appreciation for the hard work and successes of the year gone by.
December 01, 2022 |
Independent Banker
Rebeca Romero Rainey: The people make the bank
How we hire, retain, recruit and advance our missions amid momentous change will remain a key topic for community bank leaders and will influence our plans for the future.
December 01, 2022 |
Independent Banker
Maintaining momentum in an unpredictable lending landscape
In the past few years, the lending landscape was unpredictable, to say the least. Community bankers look back at what happened in 2022 and what’s on the road ahead.
December 01, 2022 |
Independent Banker
Compliance Lending
2022 regulatory compliance review
While the creation of new compliance regulations was slow this year compared with years past, some regulations were implemented as expected, and some continue to evolve.
December 01, 2022 |
Independent Banker
Advocacy Compliance
Can AI assist in vendor management challenges?
As community banks grow, their vendor partnerships usually also do, which can lead to challenges with organization, data security and more. To address these issues, some community banks have turned to artificial intelligence.
December 01, 2022 |
Independent Banker
Payments
Is it time to rebrand your community bank?
Some community banks are taking a cue from consumer products and marketing companies as they rebrand with catchy new names they believe are more memorable and better represent their values as an organization.
December 01, 2022 |
Independent Banker
Growing the Community
Brad M. Bolton: Putting the “community” in community banking
People want to be a part of something bigger than themselves, and community banks provide that opportunity.
December 01, 2022 |
Independent Banker
Harnessing technology to empower your staff and automate processes
SPONSORED | The Great Resignation is lingering longer than many anticipated, leaving financial institutions with many roles to fill and duties to reallocate. In this Dialogue on Demand session, we discuss the benefits of utilizing technology to optimize margins and operate more efficiently with less staff.
December 01, 2022 |
Independent Banker
Lending Payments
What community banks need to know about ESG
SPONSORED | The conversation on ESG went from a murmur to deafening in a short amount of time, so much so that taking a first step might seem overwhelming. There are many reasons to consider ESG factors but focus on why it matters to your organization.
December 01, 2022 |
Independent Banker
Growing the Community
ICBA’s Independent Banker Names 2022 Best Community Banks to Work For
Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its 2022 Best Community Banks to Work For recipients.
November 30, 2022 |
Press Release
Community Bank Awareness
ICBA urging grassroots outreach on cannabis banking bill
ICBA is calling on community bankers to urge their members of Congress to pass legislation before year-end that would establish a cannabis banking safe harbor in states where cannabis is legal.
November 30, 2022 |
ICBA NewsWatch Today
Cannabis banking
Senate Finance chair questions crypto exchanges following FTX failure
Washington continued to escalate its response to instability in the crypto sector as the Senate Finance Committee’s chairman questioned leading crypto exchanges on their consumer protections.
November 30, 2022 |
ICBA NewsWatch Today
Cybersecurity Digital Assets Technology
ICBA to CFPB: Promote mortgage refinancing by reducing reg burdens
ICBA responded to a Consumer Financial Protection Bureau request for information on encouraging residential mortgage loan refinances by calling on the bureau to reduce unnecessary compliance burdens for community banks.
November 30, 2022 |
ICBA NewsWatch Today
CFPB issues annual adjustment for file disclosure charges
The Consumer Financial Protection Bureau issued a final rule with its annual adjustment to the maximum amount consumer reporting agencies may charge consumers for making a file disclosure to a consumer under the Fair Credit Reporting Act.
November 28, 2022 |
ICBA NewsWatch Today
Compliance
ICBA post-election briefing next week
ICBA next week is hosting a complimentary post-election briefing on the midterm election results and pending regulatory actions affecting community banks.
November 28, 2022 |
ICBA NewsWatch Today
Community Bank Awareness
Living will deficiencies at Citi as regulators push more stringent approach
The FDIC and Federal Reserve released results of their review of the resolution plans of the eight largest and most complex U.S. banks, finding shortcomings only in Citigroup’s living will.
November 28, 2022 |
ICBA NewsWatch Today
ICBA pressing cannabis banking, other priorities as Congress returns
With Congress returning to Washington this week for the final leg of the lame-duck session, ICBA is pushing several key legislative priorities and calling on community bankers to weigh in with lawmakers via ICBA’s Be Heard grassroots action center.
November 28, 2022 |
ICBA NewsWatch Today
Cannabis banking Interchange Lending
Op-ed: Crypto response must protect banking system stability
The collapse of the FTX cryptocurrency exchange is a predictable example of the serious risks that digital assets pose, and policymakers should ensure new policies directed at the sector fully reflect its risks, ICBA President and CEO Rebeca Romero Rainey wrote in a new op-ed.
November 22, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Proposed Changes to FDIC Supervisory Appeals System Fall Short of Progress
The FDIC has proposed changes to its new supervisory appeals structure aimed at increasing its independence, but the system still requires significant overhauls to preserve banks’ due process rights, ICBA and other groups said.
November 22, 2022 |
Press Release
Deposit Insurance
Revamped podcast explores future of ICBA ThinkTECH
ICBA released the latest episode of its newly revamped podcast: “Independent Banker: A Community Banking Podcast from ICBA.”
November 22, 2022 |
Podcast
Technology
DOJ announces arrests in $575M crypto fraud
The Justice Department announced the arrest of two Estonian citizens for their alleged involvement in a $575 million cryptocurrency fraud and money-laundering conspiracy.
November 22, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
FHA now accepting private flood insurance
The Federal Housing Administration said it will accept private flood insurance policies in which the borrower chooses to obtain a private policy instead of flood insurance available through the National Flood Insurance Program, effective Dec. 21.
November 22, 2022 |
ICBA NewsWatch Today
Flood Insurance Compliance
CFPB report targets credit bureaus, mortgage servicers
The Consumer Financial Protection Bureau issued a new Supervisory Highlights report spotlighting legal violations identified during its supervisory examinations in the first half of 2022.
November 17, 2022 |
ICBA NewsWatch Today
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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