ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Personalization Strategies, Driven by Community Bank Data
By exploring and analyzing data-driven customer insights, community banks can enhance their personalization efforts to deliver proactive solutions with enhanced trust.
November 03, 2025 |
News
Compliance
Making Homeownership Achievable, Together
Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers. To help them break through, community banks across the country are stepping up with personalized solutions and initiatives built upon their expertise.
November 03, 2025 |
News
Lending
Strengthening Franchise Value: Community Banks’ Growing Use of Reciprocal Deposits
SPONSORED | Why are community bankers increasing their use of reciprocal deposits? In an environment where deposit competition is intensifying and customer concerns about deposit safety remain top of mind, reciprocal deposits have emerged as a vital tool for community banks.
November 01, 2025 |
News
Payments
Free IT Assessment for Banks—Limited-Time Offer
SPONSORED | Banks: Get a free, expert-led IT assessment covering firewalls, MFA, email security, and more. Reduce risk, boost compliance, and plan for growth. Offer ends December 31, 2025. See if you qualify today.
November 01, 2025 |
News
Compliance
Fraud Moves Fast. Are You Keeping Up?
SPONSORED | Bad actors are organized and interconnected, but the systems meant to stop them are often fragmented and siloed. Fraud flows across entire financial ecosystems. Without a unified approach, you risk operating with the same limited visibility that fraudsters exploit.
November 01, 2025 |
News
Compliance
ICBA Applauds Circuit Court Ruling Upholding Fed Discretion Over Master Account Access
The Independent Community Bankers of America® (ICBA) today applauded the decision of the United States Court of Appeals for the 10th Circuit affirming the Federal Reserve’s authority to deny Custodia Bank’s application for a master account.
October 31, 2025 |
Press Release
Federal Reserve Government Banks
Fed’s Bowman prioritizes outreach to community banks
Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.
October 31, 2025 |
ICBA NewsWatch Today
Federal Reserve
CISA, NSA share Microsoft server security best practices
The Cybersecurity & Infrastructure Security Agency, National Security Agency, and international cybersecurity released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on-premises Exchange servers against exploitation by malicious actors.
October 31, 2025 |
ICBA NewsWatch Today
Cybersecurity
FDIC’s Hill: Deposit insurance reform could boost confidence
FDIC Acting Chairman Travis Hill said deposit insurance reform could strengthen depositor confidence.
October 31, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.
October 30, 2025 |
ICBA NewsWatch Today
Federal Reserve
Court halts 1033 rule compliance deadline
The U.S. District Court for the Eastern District of Kentucky stayed the compliance deadline for the Consumer Financial Protection Bureau’s Section 1033 rule.
October 30, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA, others: Interest rate cap bill would hurt consumers’ access to credit
ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781), which would institute new government price controls for consumer loans, diminishing access to credit for individuals and small-business owners.
October 29, 2025 |
ICBA NewsWatch Today
Lending
ICBA supports Travis Hill for FDIC chairman
ICBA encouraged senators to advance the nomination of FDIC Acting Chairman Travis Hill to serve as FDIC chairman.
October 29, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
House Democrats express support for CDFI Fund
A group of 120 House Democrats urged the Trump administration to protect the Community Development Financial Institutions Fund, saying its work is vital in supporting families, businesses, and communities that rely on this source of economic empowerment.
October 29, 2025 |
ICBA NewsWatch Today
CDFI
ICBA Supports Nomination of Travis Hill for FDIC Chairman
The Independent Community Bankers of America (ICBA) today encouraged Senate Banking Committee members to advance the nomination of Federal Deposit Insurance Corporation Acting Chairman Travis Hill to serve as FDIC chairman.
October 28, 2025 |
Press Release
Federal Deposit Insurance Corporation
ICBA calls for unified AI regulations
ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.
October 28, 2025 |
ICBA NewsWatch Today
Artificial Intellegence
OCC proposes rescinding recovery planning guidelines for large banks
The OCC proposed rescinding its recovery planning guidelines for certain large banks.
October 28, 2025 |
ICBA NewsWatch Today
OCC
Fed seeks comments on annual stress test
The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
October 27, 2025 |
ICBA NewsWatch Today
Federal Reserve
Social Security benefits to increase 2.8% next year
Social Security benefits and Supplemental Security Income payments for more than 75 million Americans will increase by 2.8% in 2026, according to the Social Security Administration. SSA said that, on average, Social Security retirement benefits will increase by about $56 per month starting in January.
October 27, 2025 |
ICBA NewsWatch Today
Government Banks
ICBA calls on policymakers to end government shutdown
With the ongoing government shutdown threatening to harm local economic growth, ICBA encouraged all sides to work together to reopen the government.
October 27, 2025 |
ICBA NewsWatch Today
Government Banks
ICBA-backed letter to support CDFIs signed by 105 members of Congress
A group of 105 Republican senators and representatives strongly urged the Trump administration to continue carrying out the statutory obligations of the Community Development Financial Institutions Fund.
October 24, 2025 |
ICBA NewsWatch Today
Congressional Matters
Senate panel touts support for bill to raise CTR, SAR thresholds
The Senate Banking Committee published public support from ICBA and other groups for a bill to raise currency transaction reporting and Suspicious Activity Reporting thresholds.
October 24, 2025 |
ICBA NewsWatch Today
Congressional Matters
ICBA Statement on Ending Government Shutdown
The Independent Community Bankers of America (ICBA) issued the following statement on the federal government shutdown.
October 24, 2025 |
Press Release
Government Banks
ICBA pushes deregulation in EGRPRA comments
ICBA called on federal banking regulators in the Trump administration to continue advancing ICBA’s deregulatory recommendations via the latest Economic Growth and Regulatory Paperwork Reduction Act review.
October 24, 2025 |
ICBA NewsWatch Today
EGRPRA s.2155
ICBA Education releases 2026 seminar schedule
ICBA Education has announced preliminary dates for its 2026 certification institutes, seminars, and forums. While registration is not yet open, the schedule offers a first look at next year’s training opportunities.
October 23, 2025 |
ICBA NewsWatch Today
Senators call for moratorium on ILC approvals
Two Democratic senators called on the FDIC to halt industrial loan company charter approvals until Congress passes a law defining ILCs as banks.
October 23, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
ICBA releases principles for deposit insurance reform to focus policy debate
With lawmakers deliberating deposit insurance reform proposals, ICBA this week released recommended principles to inform the debate.
October 23, 2025 |
ICBA NewsWatch Today
Deposit Insurance
Fed’s Waller proposes ‘skinny master account’
Federal Reserve Governor Christopher Waller said the Fed should explore the idea of a “skinny master account.”
October 22, 2025 |
ICBA NewsWatch Today
Federal Reserve
ICBA unveils principles for deposit insurance reform
With lawmakers deliberating deposit insurance reform proposals, ICBA released recommended principles to inform the debate.
October 22, 2025 |
ICBA NewsWatch Today
Deposit Insurance
ICBA urges CFPB to expand 1033 exemption for community banks
ICBA called on the Consumer Financial Protection Bureau to exempt from its 1033 rule requirements all community banks with assets $10 billion and under.
October 22, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA supports bill to raise CTR, SAR thresholds
ICBA expressed strong support for a Senate bill that would raise the currency transaction reporting and Suspicious Activity Reporting thresholds to $30,000 and $10,000, respectively, and index the CTR threshold for inflation every five years.
October 21, 2025 |
ICBA NewsWatch Today
Department of Treasury Federal Housing Finance Agency
ICBA, other trades urge administration to halt CDFI Fund cuts
ICBA and other groups urged the Trump administration to reconsider actions to eliminate Community Development Financial Institutions Fund resources.
October 21, 2025 |
ICBA NewsWatch Today
CDFI
ICBA, CHLA encourage agencies to reduce 30/10 spread
ICBA and the Community Home Lenders of America called on the Treasury Department and Federal Housing Finance Agency should permit Fannie Mae and Freddie Mac to use their portfolios to help reduce the historically wide spread between 30-year mortgage rates and 10-year treasuries (30/10 spread). ICBA said this action could reduce mortgage rates by 30 basis points or more.
October 21, 2025 |
ICBA NewsWatch Today
Department of Treasury Federal Housing Finance Agency
ICBA: Detecting illicit activity involving digital assets requires bigger effort
ICBA told the Treasury Department that community banks remain open to exploring the potential capabilities of payment stablecoins, but their promise rests on the government’s ability and willingness to deter the skyrocketing growth of illicit finance in the digital economy.
October 20, 2025 |
ICBA NewsWatch Today
Digital Assets
FDIC announces new process for nonbanks to bid on failed large banks
The FDIC announced that it has developed a pre-qualification process for nonbank bidders with the intent of qualifying nonbank bidders in advance of any offering.
October 17, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Agencies withdraw principles for climate-related financial risk management
The federal banking agencies announced the withdrawal of interagency Principles for Climate-Related Financial Risk Management for Large Financial Institutions.
October 17, 2025 |
ICBA NewsWatch Today
Climate
B2B payments on ACH network increase 10% in Q3
Business-to-business ACH volume was nearly 2.1 billion payments in the third quarter, an increase of 10% from the same time last year, according to Nacha.
October 17, 2025 |
ICBA NewsWatch Today
ACH
ICBA urges senators to prohibit payment of interest on stablecoins by all digital market participants
ICBA and its 44 affiliated state partner associations urged senators to ensure proposed legislation to create a regulatory framework for digital assets markets does not impair community banks' ability to utilize deposits to fuel their communities.
October 16, 2025 |
ICBA NewsWatch Today
Congressional Matters Digital Assets
New op-ed spotlights data showing harmful impact of credit union acquisitions
A new op-ed from ICBA leadership bankers says public data show why policymakers should examine the impact of federal tax subsidies on credit union acquisitions of community banks.
October 16, 2025 |
ICBA NewsWatch Today
Credit Unions
ICBA discusses 1033 rulemaking in meeting with CFPB
Senior ICBA staff met with Consumer Financial Protection Bureau leaders to discuss its Section 1033 rulemaking on sharing consumer financial data.
October 16, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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