ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Independent Banker focuses on all things cybersecurity
The October issue of ICBA Independent Banker magazine features six things community banks need to know about cybersecurity today.
October 03, 2023 |
ICBA NewsWatch Today
Cybersecurity
Regulators propose updated reporting on web addresses
The federal banking agencies proposed regulatory reporting changes related to the Financial Accounting Standards Board’s accounting standards update on troubled debt restructurings and vintage disclosures.
October 03, 2023 |
ICBA NewsWatch Today
Regulatory Compliance
Supreme Court to begin hearing arguments on CFPB constitutionality
The U.S. Supreme Court today is set to hear arguments in a case challenging the constitutionality of the Consumer Financial Protection Bureau.
October 03, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA urging outreach on 1071, credit card legislation
ICBA continues urging community bankers to reach out to their lawmakers on two key initiatives pending in Congress.
October 03, 2023 |
ICBA NewsWatch Today
Lending Payments
Chris Cole: Basel III Endgame Proposals Targeted at Large Banks
With legislation like the Interagency Proposal to Amend Regulatory Capital Requirements for Large Banks, it’s as important as ever for community bankers to share their opinions on why “too big to fail” banks and community banks should be regulated differently.
October 03, 2023 |
Independent Banker
Advocacy
ICBA Provides Consumer Tips to Safeguard Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month in October, the Independent Community Bankers of America (ICBA) and the nation’s community banks are offering tips to consumers on practical measures they can take to protect their sensitive data and reduce risk.
October 02, 2023 |
Press Release
Cybersecurity
New ICBA podcast on how community banks can use AI
The latest episode of ICBA’s “Independent Banker” podcast spotlights what artificial intelligence means for community banks and how they can take advantage of it.
October 02, 2023 |
Podcast
Technology
Short-term funding extension averts government shutdown
Congress on Saturday passed a short-term government funding extension, which President Joe Biden signed into law, averting a government shutdown. The agreement keeps the government funded at current levels until Nov. 17.
October 02, 2023 |
ICBA NewsWatch Today
Crisis Preparedness
FinCEN issues updated guidance on beneficial ownership reporting
The Financial Crimes Enforcement Network issued additional guidance and resources on pending beneficial ownership information reporting requirements.
October 02, 2023 |
ICBA NewsWatch Today
Compliance Technology
6 Things Community Banks Need to Know About Cybersecurity Today
From dealing with emerging cyber threats, such as attacks on third-party open banking APIs or deep fakes via WormGPT, to finding ways to get all your employees to be aware and proactive, we spoke to community bankers and experts about the tools and knowledge that will help you fight cyberattacks.
October 02, 2023 |
Independent Banker
Payments
Gruenberg: Interest in reforming deposit insurance has dissipated
There does not seem to be any imminent likelihood of changes to U.S. deposit insurance coverage, FDIC Chairman Martin Gruenberg said.
September 29, 2023 |
ICBA NewsWatch Today
Deposit Insurance Deposit Insurance
OCC issues 2024 supervision plan
The OCC released its bank supervision operating plan for fiscal 2024, which the agency’s staff uses to guide supervisory priorities, planning, and resource allocations.
September 29, 2023 |
ICBA NewsWatch Today
Compliance
Central bank group says CBDC experiment successful
The Bank for International Settlements said an experiment showed that wholesale central bank digital currencies can be used to facilitate cross-border trading and settlement between financial institutions.
September 29, 2023 |
ICBA NewsWatch Today
Digital Assets
FDIC updates consumer compliance exam manual
The FDIC issued an updated version of its Consumer Compliance Examination Manual, which exam staff use for supervisory activities.
September 29, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN seeking comment on application for reporting identifier
The Financial Crimes Enforcement Network is seeking additional comment on a proposed application that entities would use to obtain an identifier for reporting beneficial ownership information.
September 29, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
FinCEN proposes extending deadline for filing beneficial owner info
The Financial Crimes Enforcement Network issued a proposal to extend the deadline for certain reporting companies to file their initial beneficial ownership information reports.
September 28, 2023 |
ICBA NewsWatch Today
Compliance
CISA launches cybersecurity public awareness campaign
The Cybersecurity and Infrastructure Security Agency announced the launch of a nationwide cybersecurity public awareness campaign to educate Americans on how to stay safe online.
September 27, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
ICBA opposing congressional efforts to advance rate caps
ICBA and other groups expressed united opposition to a legislative proposal to impose a national cap on the fees and interest charged on consumer loans.
September 27, 2023 |
ICBA NewsWatch Today
Lending
Senate preps for vote on resolution to reverse 1071 rule
With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to support the measure.
September 27, 2023 |
ICBA NewsWatch Today
Compliance Payments
ICBA Commends Senate Banking Committee for Passing Bipartisan Cannabis-Banking Bill
The Independent Community Bankers of America (ICBA) today commended the Senate Banking Committee for its passage of the SAFER Banking Act (S. 2860), bipartisan legislation that would establish a safe harbor from federal sanctions for financial institutions that serve cannabis-related businesses in states where cannabis is legal.
September 27, 2023 |
Press Release
Cannabis banking
ICBA requests comment extension on overtime proposal
ICBA and other groups asked the Labor Department to extend by 60 days the comment period on its proposal to increase the number of employees who are entitled to overtime compensation.
September 27, 2023 |
ICBA NewsWatch Today
Small Business Administration
Fed joins crackdown on re-presented transactions
The Federal Reserve has joined the FDIC and OCC in targeting how banks treat single items that are repeatedly rejected for insufficient funds.
September 26, 2023 |
ICBA NewsWatch Today
Compliance Federal Deposit Insurance Corporation
Out of Office: Rich Moldenhauer
The vice president of operations and information technology at $185 million-asset New Market Bank in Elko New Market, Minn., carries on the beekeeping legacy of his father and grandfather.
September 26, 2023 |
Independent Banker
Introducing ICBA Payments’ New Chairman: Ruth Christopher
When she launched her career as a certified public accountant (CPA), Ruth Christopher wasn’t necessarily envisioning a role at a community bank. But after a few years at a regional CPA firm, a partner encouraged her to apply as an internal auditor at one of their client banks, Citizens Bank of Las Cruces, N.M.
September 25, 2023 |
Payments Quarterly
Unlock Your Portfolio’s Potential with Credit Card Marketing
Marketing programs are critical to portfolio health and expansion. The key to success is simple: get started and take action! The steps below should help you start your journey.
September 25, 2023 |
Payments Quarterly
Key stakeholders join opposition to credit card routing bill
A key member of the House along with major airlines and transportation unions last week announced their opposition to legislation that would impose credit card routing restrictions, which ICBA continues urging community bankers to speak out against.
September 25, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
Fed’s Bowman urges community banks to weigh in on agency rulemakings
Federal Reserve Governor Michelle Bowman encouraged community bankers to provide feedback on agency rulemakings.
September 25, 2023 |
ICBA NewsWatch Today
Climate CRA Risk
Branding on Purpose
There’s been a lot of chatter lately about brand power and how brand drives an organization’s outward expression of its mission and values by being at the heart of great client and employee experiences.
September 25, 2023 |
Payments Quarterly
Rethinking Merchant Services
Banks have traditionally relied on interest income from loans and deposits, but non-traditional financial services companies are providing competition for these core products. To survive long term, banks must find alternative revenue streams and recognize the demand for innovative products and services.
September 25, 2023 |
Payments Quarterly
Mid-year Checkpoint on Digital Payments Transformation
With over half of 2023 now firmly in the rearview mirror, we’re hoping community banks have put our digital payments transformation resources (icba.org/digital-transformation) to good use—leveraging our whitepaper and workbook to refresh (or create) a digital payments strategy and accompanying roadmap.
September 25, 2023 |
Payments Quarterly
Payments
Grassroots urgent as Senate prepares to act on 1071 reversal
With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to support the measure.
September 25, 2023 |
ICBA NewsWatch Today
Compliance
SBA Advocacy roundtables on new overtime proposal
The Small Business Administration’s Office of Advocacy this week is hosting roundtable discussions on the Labor Department’s proposal to increase the number of employees who are entitled to overtime compensation. Banks with less than $850 million in assets—which are defined as small businesses by the SBA—are invited to join.
September 25, 2023 |
ICBA NewsWatch Today
Small Business Administration
Football, Fun and Fundraising at One Community Bank
On Oct. 21, One Community Bank in Waunakee, Wisconsin, will host an outdoor viewing party for the University of Wisconsin-Madison football game. The event is a fundraiser for the Waunakee School District Student Financial Assistance Fund.
September 25, 2023 |
Independent Banker
CFPB outlines proposals to remove medical bills from credit reports
The Consumer Financial Protection Bureau said it is beginning a rulemaking process to remove medical bills from Americans’ credit reports.
September 22, 2023 |
ICBA NewsWatch Today
Compliance
ICBA opposing latest effort to advance credit card routing bill
ICBA continues calling on community bankers to urge their senators to oppose legislation that would impose credit card routing restrictions amid renewed efforts to attach it to government funding measures.
September 22, 2023 |
ICBA NewsWatch Today
Credit Cards Payments
Consumer groups press CFPB for arbitration crackdown
Several consumer groups recently petitioned the Consumer Financial Protection Bureau for a rulemaking on pre-dispute arbitration.
September 22, 2023 |
ICBA NewsWatch Today
Compliance
FDIC’s Hill cites credit unions in discussion of bank merger review
If the FDIC reopens its policies on bank mergers, it should consider competition from credit unions and other nonbank institutions that perform bank-like functions, FDIC Vice Chairman Travis Hill said.
September 22, 2023 |
ICBA NewsWatch Today
Compliance Credit Unions De Novo Banks
Member Benefits: Tips for IT Outsourcing
For community banks that are considering or are already working with a third-party IT vendor, ICBA’s IT Outsourcing Toolkit has a collection of resources that address the process and considerations.
September 22, 2023 |
Independent Banker
Compliance
Modernizing the Community Reinvestment Act
To meet the needs of today’s world, the Community Reinvestment Act is getting an update. Here’s what to know about it.
September 21, 2023 |
Independent Banker
Advocacy
ICBA Commends House Committee Passage of Bill Barring Creation of U.S. Central Bank Digital Currency
The Independent Community Bankers of America (ICBA) today commended the House Financial Services Committee for passing ICBA-advocated legislation to restrict the ability of the federal government to introduce a U.S. central bank digital currency.
September 20, 2023 |
Press Release
Digital Assets Payments
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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