ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
New NCUA board member confirmed
The Senate confirmed Tanya Otsuka to serve as a member of the National Credit Union Administration board. Otsuka replaces board member Rodney Hood, whose term expired in August.
December 22, 2023 |
ICBA NewsWatch Today
NCUA
Stearns Bank N.A.'s Mission for Senior Housing
Though Stearns Bank N.A. has experienced significant growth over the years, the $2.2 billion-asset community bank hasn’t forgotten its roots.
December 22, 2023 |
Independent Banker
FDIC finalizes rules on official sign, misrepresentations
The FDIC board of directors adopted a final rule to modernize rules governing the use of official FDIC signs and to clarify agency regulations on deposit insurance misrepresentations.
December 21, 2023 |
ICBA NewsWatch Today
Agencies adjust CRA asset thresholds
Federal regulators announced the 2024 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.
December 21, 2023 |
ICBA NewsWatch Today
CRA
ICBA urges Congress to override veto of 1071 resolution
ICBA expressed opposition to President Joe Biden’s veto of a bipartisan resolution to overturn the Consumer Financial Protection Bureau’s Section 1071 rule and called on Congress to override the veto.
December 21, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
FDIC emphasizes impact of largest banks on 2024 budget
The FDIC board of directors approved the agency’s 2024 operating budget while citing the disproportionate cost of overseeing the largest and riskiest banks.
December 21, 2023 |
ICBA NewsWatch Today
Member Benefits: New Look, Expanding Values
In November, ICBA announced a rebrand that would better represent the organization and its mission as a whole. Here’s what inspired and drove this change.
December 21, 2023 |
Independent Banker
Romero Rainey: ICBA mission crucial to 2023 successes
Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said in a message to the nation’s community bankers.
December 20, 2023 |
ICBA NewsWatch Today
Biden vetoes ICBA-advocated 1071 resolution
President Joe Biden vetoed an ICBA-advocated bipartisan resolution to overturn the Consumer Financial Protection Bureau’s Section 1071 rule.
December 20, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA Urges Congress to Override Veto of Resolution Scrapping Onerous Small-Business Reporting Rule
The Independent Community Bankers of America (ICBA) today expressed opposition to President Joe Biden’s veto of a bipartisan resolution that would nullify the Consumer Financial Protection Bureau’s Section 1071 small-business data collection and reporting requirements.
December 20, 2023 |
Press Release
Consumer Financial Protection Bureau Compliance
Navy Federal faces lawsuit following reports of discriminatory lending
Plaintiffs this week filed a class-action lawsuit against Navy Federal Credit Union following last week’s CNN report of the credit union’s wide racial disparities in mortgage approval rates.
December 20, 2023 |
ICBA NewsWatch Today
Credit Unions
CFPB issues overdraft report ahead of proposed rule
The Consumer Financial Protection Bureau issued a report on consumer experiences with overdraft and non-sufficient-fund fees ahead of an expected rulemaking.
December 20, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
Charles Potts: The Innovation Journey Moves into 2024
For me, the close of the year signals a time for reflection, for taking stock of our accomplishments and formulating a plan to embrace the opportunities and challenges that lie ahead. And this year, there’s been a lot to contemplate.
December 20, 2023 |
Independent Banker
Payments
Key lawmaker to Navy Federal: Explain report on lending disparities
House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) said Navy Federal Credit Union must explain itself to Congress following last week’s CNN report of its wide racial disparities in mortgage approval rates.
December 19, 2023 |
ICBA NewsWatch Today
Federal Housing Finance Agency
Senate bill would improve supervisory appeals process
ICBA-advocated legislation to improve the bank examination environment through a workable appeals process was introduced in the Senate.
December 19, 2023 |
ICBA NewsWatch Today
Congressional Matters
FDIC board meeting tomorrow on budget, signage
The FDIC scheduled a board meeting for 2 p.m. (Eastern time) tomorrow, Dec. 20.
December 19, 2023 |
ICBA NewsWatch Today
FDIC issues advisory on CRE concentrations
The FDIC issued an advisory to reemphasize the importance of strong capital, appropriate credit loss allowance levels, and robust credit risk-management practices for institutions with commercial real estate concentrations.
December 19, 2023 |
ICBA NewsWatch Today
2023 Regulatory Review: A Late-Year Surge
Regulatory changes in 2023 may have started slowly but picked up speed in the fourth quarter.
December 19, 2023 |
Independent Banker
Advocacy
ICBA urges passage of new Senate bill to close ILC loophole
ICBA expressed strong support for the introduction of Senate legislation to close the industrial loan company loophole.
December 18, 2023 |
ICBA NewsWatch Today
Congressional Matters
SEC rejects Coinbase request for crypto framework
The Securities and Exchange Commission denied Coinbase’s request for the agency to develop a new regulatory framework for cryptoasset securities.
December 18, 2023 |
ICBA NewsWatch Today
Digital Assets
Farm Credit System growth slows in 2023
The Farm Credit Administration board met last week to receive a quarterly report on economic conditions affecting the agricultural economy and Farm Credit System institutions.
December 18, 2023 |
ICBA NewsWatch Today
FCS
ICBA-backed bill would clarify CFPB’s UDAAP authority
Rep. Andy Barr (R-Ky.) formally introduced his ICBA-advocated bill to clarify the Consumer Financial Protection Bureau’s authority to oversee unfair, deceptive, and abusive acts and practices, known as UDAAP.
December 18, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Jim Reber: Pushing the Boundaries
Cost of funds is putting pressure on bond portfolio’s net margins.
December 18, 2023 |
Independent Banker
ICBA Hosts First ThinkTECH Connect To Showcase Community Bank Innovation
The Independent Community Bankers of America® (ICBA) hosted its first ThinkTECH Connect event, an ICBA event showcasing rapid-fire pitches from 10 emerging fintechs that address community bank pain points and business opportunities.
December 15, 2023 |
Press Release
Technology
Webinar to help navigate recent CRA changes
ICBA is hosting a webinar next month on the federal banking agencies’ recently finalized changes to Community Reinvestment Act regulations.
December 15, 2023 |
ICBA NewsWatch Today
CNN reports on credit union lending disparities, citing CRA exemption
The nation’s largest credit union has the widest racial disparities in mortgage approval rates of any major lender, CNN reported.
December 15, 2023 |
ICBA NewsWatch Today
Mortgage Lending Diversity and Inclusion MDI
Basel panel proposes tighter standards on bank stablecoin exposures
The Basel Committee published a new consultation paper proposing to refine how it treats stablecoins in its standards for banks’ cryptoasset exposures.
December 15, 2023 |
ICBA NewsWatch Today
Digital Assets
ICBA Strongly Supports Senate Bill to Close ILC Loophole
The Independent Community Bankers of America (ICBA) today expressed its strong support for bipartisan legislation to close the industrial loan company (ILC) loophole, which allows commercial companies to own full-service banks without the same regulatory oversight and violates U.S. policy separating banking and commerce.
December 15, 2023 |
Press Release
Compliance Lending
ThinkTECH Accelerator registration open
Community bankers can now register to participate in the sixth ICBA ThinkTECH Accelerator program to meet with six emerging fintech companies advancing community bank innovation.
December 15, 2023 |
ICBA NewsWatch Today
A Rare Partnership Between Two Community Banks
When Oconee State Bank acquired Elberton Federal Savings & Loan in a rare merger conversion earlier this year, it saved the mutual savings institution from closing and, in turn, deepened its commitment to the community.
December 15, 2023 |
Independent Banker
Williams: Community bankers focused on regulatory environment
ICBA Chairman Derek Williams discusses the community banking industry’s 2024 outlook in the latest “Banking with Interest” podcast from IntraFi.
December 14, 2023 |
Podcast
Community Bank Awareness
Fed holds rates steady, hints at 2024 cuts
The Federal Open Market Committee voted to hold target interest rates at a range of 5.25-5.50% and indicated rate cuts are on the table in 2024.
December 14, 2023 |
ICBA NewsWatch Today
Federal Reserve
Postal Inspectors warning consumers about check washing
The U.S. Postal Inspection Service is warning consumers about check washing, in which fraudsters change payee names and dollar amounts on checks and fraudulently deposit them.
December 14, 2023 |
ICBA NewsWatch Today
Fraud
ThinkTECH Connect set for today
ICBA today is hosting a fast and informative session to explore fintech solutions for community banks.
December 14, 2023 |
ICBA NewsWatch Today
ICBA Supports Bill to Restrict Sale of ‘Trigger Leads’
The Independent Community Bankers of America (ICBA) today expressed support for bipartisan legislation to help protect the financial privacy of mortgage applicants.
December 14, 2023 |
Press Release
Mortgage Lending Mortgage Rules
Lindsay LaNore: The Gift of Clear Communication
ICBA quarterly briefing today
ICBA today is hosting its fourth-quarter update on industry news and highlights.
December 13, 2023 |
ICBA NewsWatch Today
ICBA supports bill to clarify CFPB’s UDAAP authority
ICBA expressed support for new legislation designed to bring clarity and balance to the Consumer Financial Protection Bureau’s application of its authority to oversee unfair, deceptive, and abusive acts and practices, known as UDAAP.
December 13, 2023 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
Today: CDFI Fund webinar on revised certification application
The Community Development Financial Institutions Fund is slated to host a live webinar at 1:30 p.m. (Eastern time) today on its recently revised CDFI certification application.
December 13, 2023 |
ICBA NewsWatch Today
CDFI
Buhrmaster named New York Fed director
The Federal Reserve Bank of New York announced that former ICBA Chairman John Buhrmaster, president and CEO of 1st National Bank of Scotia, N.Y., has been elected as a Class A director representing Group 3.
December 13, 2023 |
ICBA NewsWatch Today
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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