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The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.

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FHA seeks input on the effect of BNPL loans on housing affordability

The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.
June 25, 2025 | ICBA NewsWatch Today   Mortgage Lending 

House passes ICBA-supported bill to restrict mortgage ‘trigger leads’

The House of Representatives passed ICBA-advocated legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.
June 24, 2025 | ICBA NewsWatch Today   Congressional Matters Mortgage Rules 

ICBA to CFPB: Section 1033 should not be mandated for community banks

ICBA told the Consumer Financial Protection Bureau that community banks already meet the requirements of Section 1033 of the Dodd-Frank Act by providing consumers with electronic access to their financial data through online banking portals and mobile apps—and the statute only mandates data access directly to consumers, not third parties.
June 24, 2025 | ICBA NewsWatch Today   Consumer Financial Protection Bureau 

Fed’s Bowman: Community bank leverage ratio should be recalibrated

Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed should reconsider capital requirements for a wide range of banks, including the calibration of the community bank leverage ratio.
June 24, 2025 | ICBA NewsWatch Today   Federal Reserve 

Independent Banker

Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.

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