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The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.

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What to Say to Customers When They Are Being Scammed

On a daily basis, my team identifies, investigates, and responds to fraud, including customer scams. While our fraud monitoring systems flag unusual activity, the bulk of our time is spent evaluating the situation and then discussing it with the customer to get to the bottom of what really happened.
December 04, 2024 | Payments Quarterly  

Agencies seek further comment on regulatory burden

The federal bank regulatory agencies announced the third notice requesting comment to reduce regulatory burden as required by the Economic Growth and Regulatory Paperwork Reduction Act of 1996.
December 04, 2024 | ICBA NewsWatch Today   EGRPRA s.2155 

CFPB proposes rule on consumer reporting

The Consumer Financial Protection Bureau issued a notice of proposed rulemaking related to consumer reporting and the requirements of the Fair Credit Reporting Act.
December 04, 2024 | ICBA NewsWatch Today   Consumer Financial Protection Bureau Compliance 

OCC updates unfair practices booklet

The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” booklet of the Comptroller’s Handbook.
December 04, 2024 | ICBA NewsWatch Today   Compliance 

Relationship Managers Are Here for You

Community banks have a strong history of offering their customers personalized service. Our relationship management team has the same philosophy and supports community bank payment needs one-on-one. We know bankers wear many hats, and sometimes taking the time to understand the ins and outs of your card portfolio, or answer critical payments-related questions, can take longer than expected.
December 04, 2024 | Payments Quarterly  

The Card Trends to Watch in 2025

What 2025 holds for payments remains to be seen. Decreasing interest rates may fuel larger spending and comfort with revolving credit, but some businesses have begun limiting their acceptance of cards or passing fees along to customers, which could drive decreased use. Couple those developments with a shifting regulatory environment, and the future of card payments gets a bit murky.
December 04, 2024 | Payments Quarterly  

Regulators hosting fair lending webinar today

Federal regulators are slated to host an interagency webinar on fair lending at 2 p.m. (Eastern time) today. The webinar will cover redlining, Community Reinvestment Act rules, the relationship between CRA and fair lending, and more.
December 04, 2024 | ICBA NewsWatch Today  

Independent Banker honors best community banks to work for

This month’s Independent Banker magazine recognizes the best community banks to work for, selected by the input of full-time employees.
December 03, 2024 | ICBA NewsWatch Today  

Fed’s Waller expects rate cuts to continue over next year

Monetary policy is still restrictive and putting downward pressure on inflation without creating undesirable weakness in the labor market, according to Federal Reserve Governor Christopher Waller, who added that he expects rate cuts to continue over the next year.
December 03, 2024 | ICBA NewsWatch Today   Federal Reserve 

FDIC updates Q&As on official signage

The FDIC updated questions and answers related to its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.
December 03, 2024 | ICBA NewsWatch Today   Federal Deposit Insurance Corporation 

Independent Banker

Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.

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