ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
OCC issues CRA fact sheets ahead of comment deadline
The OCC released a series of fact sheets on the banking agencies’ proposed updates to Community Reinvestment Act regulations ahead of the Aug. 5 comment deadline.
July 29, 2022 |
ICBA NewsWatch Today
Compliance
CFPB adds new debt-collection FAQs
The Consumer Financial Protection Bureau added a new section to its frequently asked questions on the Debt Collection Rule in Regulation F.
July 29, 2022 |
ICBA NewsWatch Today
Compliance
ICBA to committee: Fully vet stablecoin bill before any vote
While legislation is urgently needed to address risks posed by unregulated stablecoins, taking up last-minute legislation at this week’s House Financial Services Committee markup would be premature, ICBA told the panel.
July 25, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
FS-ISAC spotlights Holy Ghost ransomware group
The Financial Services Information Sharing and Analysis Center’s latest weekly risk report details the Holy Ghost ransomware group, which has been active for more than a year and has connections to North Korea.
July 25, 2022 |
ICBA NewsWatch Today
Cybersecurity Technology
ICBA urges agencies to keep voluntary cyber tool up to date
ICBA called on federal regulators to continue building on the Cybersecurity Assessment Tool risk assessment framework while keeping it voluntary.
July 25, 2022 |
ICBA NewsWatch Today
Cybersecurity Technology
Senators introduce broad cannabis bill as safe harbor push continues
Senate Democrats introduced sweeping legislation to end federal cannabis prohibitions, potentially paving the way for an ICBA-advocated cannabis banking safe harbor.
July 22, 2022 |
ICBA NewsWatch Today
Cannabis banking
Feds announce first crypto insider trading indictment
Federal law enforcement officials announced the first-ever insider trading tipping indictment involving cryptocurrency.
July 22, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Community banks vital to manufacturing-concentrated states: FDIC
Community banks in manufacturing-concentrated states have provided more commercial loans than other community banks and reported higher net interest margins, according to a new FDIC report.
July 22, 2022 |
ICBA NewsWatch Today
Community Bank Awareness Lending
House again passes cannabis banking bill
The House advanced an ICBA-advocated cannabis banking safe harbor as part of a fiscal 2023 defense authorization bill.
July 18, 2022 |
ICBA NewsWatch Today
Cannabis banking
What community banks can do about the super app rise
ICBA Bancard President and CEO Tina Giorgio’s latest blog post covers the rise of the super app and what community banks can do about it.
July 18, 2022 |
ICBA NewsWatch Today
Technology
USPS defends postal banking pilot
The U.S. Postal Service defended its decision to launch an ICBA-opposed postal banking pilot program without first consulting the Postal Regulatory Commission.
July 18, 2022 |
ICBA NewsWatch Today
Postal Service Banking
ICBA testifying today on CRA modernization
ICBA is scheduled to testify today before Congress on the interagency proposal to modernize Community Reinvestment Act regulations.
July 13, 2022 |
ICBA NewsWatch Today
CRA
CFPB confirms March 2023 for 1071 final rule
The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 31, 2023, according to court filing.
July 13, 2022 |
ICBA NewsWatch Today
Compliance Small Business Lending
ICBA to House: Include cannabis, notarization bills in defense act
ICBA and other groups today are calling on the House to include a cannabis banking safe harbor in the fiscal 2023 National Defense Authorization Act (H.R. 7900).
July 13, 2022 |
ICBA NewsWatch Today
Cannabis banking Data Security/Fraud Fraud
‘Buy now, pay later’ surge deflates merchant interchange push
While merchants are urging regulators to expand the Durbin Amendment, the recent surge of “buy now, pay later” is deflating their interchange arguments, according to ICBA’s latest blog post.
July 13, 2022 |
ICBA NewsWatch Today
Interchange Payments
How ICBA’s ThinkTECH Accelerator refines tech solutions
ICBA's latest blog post shares how this year's ICBA ThinkTECH Accelerator program helped three fintech participants refine their solutions to address community bank pain points and opportunities.
July 08, 2022 |
ICBA NewsWatch Today
Technology
CFPB issues advisory on credit report privacy restrictions
The Consumer Financial Protection Bureau issued a legal interpretation on the permissible purposes for companies to use and share credit reports and background reports under the Fair Credit Reporting Act.
July 08, 2022 |
ICBA NewsWatch Today
Compliance
Treasury’s Liang raises prospect of nonbank stablecoin model
Treasury Under Secretary for Domestic Finance Nellie Liang this week explored the appropriate regulatory structure to address stablecoin risks.
July 08, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Agencies encourage risk-based approach to customer due diligence
Federal financial services regulators issued a joint statement to remind banks of the risk-based approach to assessing customer relationships and conducting customer due diligence.
July 07, 2022 |
ICBA NewsWatch Today
Compliance
Bank branching deregulation harmed small businesses: FDIC paper
Community banks and small businesses were affected disproportionately by U.S. branching deregulation during the 1990s, according to a new research paper released by the FDIC’s Center for Financial Research.
July 07, 2022 |
ICBA NewsWatch Today
Agencies/Regulators Credit Unions De Novo Banks Regulatory Compliance
ICBA “dashboard” and briefing highlight community bank-focused advocacy efforts for Q3
ICBA’s third quarter “Advocacy in Action” government relations dashboard and recent advocacy briefing provide community banks with an update on ICBA’s advocacy successes, along with more information about our community bank-focused policy positions before Congress and the financial agencies.
July 05, 2022 |
ICBA NewsWatch Today
Advocacy
ICBA guidance on new FDIC approach to re-presented transactions
With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released member-protected fact sheet on the issue with recommendations for reducing the risk of penalties.
July 05, 2022 |
ICBA NewsWatch Today
Nominations open for Best Community Banks to Work For awards
ICBA’s Independent Banker magazine opened nominations for its 2022 Best Community Banks to Work For awards.
July 05, 2022 |
ICBA NewsWatch Today
Fed: Community Banking Connections makes business case for relationship banking
The latest issue of the Federal Reserve’s Community Banking Connections herald's the financial resilience and commitment of the nation's community banks in serving local communities throughout the pandemic.
July 05, 2022 |
ICBA NewsWatch Today
Community Bank Awareness
ICBA offers guidance on FDIC’s new approach to re-presented transactions
With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released a member protected fact sheet on the issue with recommendations for reducing the risk of penalties.
June 30, 2022 |
ICBA NewsWatch Today
ICBA issues summary on CRA modernization proposal
ICBA released a summary of the banking agencies’ proposed update to Community Reinvestment Act regulations.
June 29, 2022 |
ICBA NewsWatch Today
CRA
CFPB: States can issue fair credit reporting laws
The Consumer Financial Protection Bureau issued an interpretive rule affirming states’ abilities to issue their own fair credit reporting laws.
June 29, 2022 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
Committee set to vote on ILC bill after pulling overdraft measure
The House Financial Services Committee today is set to vote on ICBA-advocated legislation to close the industrial loan company loophole after pulling an ICBA-opposed bill to implement overdraft restrictions.
June 23, 2022 |
ICBA NewsWatch Today
Lending
CFPB initiates review of credit card late fees
The Consumer Financial Protection Bureau issued an advance notice of proposed rulemaking to reopen CARD Act rules that regulate how much financial firms can charge in credit card late fees.
June 23, 2022 |
ICBA NewsWatch Today
Compliance Payments
ICBA, groups urge FDIC to reconsider appeals office change
ICBA and other groups called on the FDIC to reconsider its decision to eliminate the Office of Supervisory Appeals and reinstate the agency’s Supervision Appeals Review Committee.
June 23, 2022 |
ICBA NewsWatch Today
Regulatory Compliance Regulatory Relief
CFPB planning 1071 final rule by March 2023
The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 2023, according to a timeline released by the Office of Management and Budget.
June 23, 2022 |
ICBA NewsWatch Today
Compliance
Committee reschedules ILC, overdraft markup
The House Financial Services Committee rescheduled for next week its markup of several key bills after postponing it earlier this week. The markup is now set to start at 10 a.m. (Eastern time) this Wednesday, June 22.
June 17, 2022 |
ICBA NewsWatch Today
Compliance Lending Small Business Lending
Agencies release 2021 HMDA data
The Federal Financial Institutions Examination Council released 2021 Home Mortgage Disclosure Act data for 4,338 U.S. financial institutions.
June 17, 2022 |
ICBA NewsWatch Today
Mortgage Rules
CFPB gathering overdraft data for regulatory follow-up
The Consumer Financial Protection Bureau said it intends to use information it is gathering from financial institutions on their overdraft practices to identify institutions for further regulatory review.
June 17, 2022 |
ICBA NewsWatch Today
Compliance
Credit union grassroots key with House committee meeting today
With the House Rules Committee meeting today to advance legislation to further empower credit unions, ICBA continues calling on community bankers to urge their lawmakers to oppose the bill.
June 13, 2022 |
ICBA NewsWatch Today
Credit Unions
ICBA concludes blog series on stablecoin collapse
ICBA concluded its new series of blog posts on the collapse of the TerraUSD stablecoin with a post focusing on its impact on community banks and the regulatory debate.
June 13, 2022 |
ICBA NewsWatch Today
Digital Assets
House committee markup in focus this week
Tomorrow’s House Financial Services Committee markup will drive the week on Capitol Hill. The panel will consider an ICBA-supported bill to close the industrial loan company loophole and ICBA-opposed legislation on overdraft, payments, and small-business regulations.
June 13, 2022 |
ICBA NewsWatch Today
Lending
Hsu: CRA update supports MDIs, CDFIs
The proposed update to Community Reinvestment Act regulations incentivizes banks to support minority depository institutions and community development financial institutions, Acting Comptroller of the Currency Michael Hsu said.
June 10, 2022 |
ICBA NewsWatch Today
CRA
ICBA continues blog series on stablecoin collapse
ICBA continued its new series of blog posts on the collapse of the TerraUSD stablecoin and its broader impact.
June 10, 2022 |
ICBA NewsWatch Today
Digital Assets
Op-ed targets credit union acquisitions ahead of committee votes
Congress should join the growing number of states fighting back against credit union acquisitions of community banks, ICBA President and CEO Rebeca Romero Rainey says in a new op-ed.
June 10, 2022 |
ICBA NewsWatch Today
Credit Unions
Independent Banker
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