ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
FedNow Service will launch in July
The Federal Reserve is scheduled to launch its FedNow Service in July, Fed officials announced at ICBA LIVE 2023 in Hawaii.
March 16, 2023 |
ICBA NewsWatch Today
Federal Reserve
ICBA voicing community bank resiliency amid banking industry developments
Amid a series of developments following the closure of Silicon Valley Bank on Friday, ICBA said it is ensuring the community banking voice is being heard while it reminded consumers they can bank with confidence at a community bank.
March 13, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA, groups urge Congress to oppose proposed tax hikes
ICBA and other groups called on Congress to oppose the more than $4 trillion in proposed tax increases targeting Main Street businesses in the Biden administration’s new fiscal 2024 budget.
March 13, 2023 |
ICBA NewsWatch Today
Taxes & Budget
House committee starts flood insurance reauthorization process
The House Financial Services Committee kicked off its efforts to reauthorize the National Flood Insurance Program before it expires Sept. 30.
March 13, 2023 |
ICBA NewsWatch Today
Flood Insurance Compliance
CFPB seeking input on impact of mortgage loan originator rules
The Consumer Financial Protection Bureau requested feedback on the economic impact of its mortgage loan originator rules on small mortgage companies.
March 13, 2023 |
ICBA NewsWatch Today
Compliance
Latest ICBA podcast spotlights cybersecurity collaboration
The latest episode of ICBA’s “Independent Banker” podcast spotlights cybersecurity collaborations and how to turn vendor relationships into true partnerships to maximize value.
March 10, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
ICBA’s Balcer discusses Durbin Amendment expansion on podcast
ICBA chief of government relations and public policy Anne Balcer appeared on the “Coffee with Closers” podcast to discuss top community bank advocacy priorities, including opposing efforts to apply Durbin Amendment routing restrictions to credit cards.
March 10, 2023 |
ICBA NewsWatch Today
Credit Cards Lending
FDIC issues guidance on Fair Hiring in Banking Act
The FDIC released a Financial Institution Letter on amendments to Section 19 of the Federal Deposit Insurance Act under the Fair Hiring in Banking Act.
March 10, 2023 |
ICBA NewsWatch Today
Compliance
USDA budget would fund $5.6B guaranteed farm loans, $2B for B&I guarantees
The USDA’s portion of the Biden administration’s proposed fiscal 2024 budget would provide $5.6 billion in guaranteed farm operating and ownership loans, the same amount USDA recommended for the 2023 budget cycle.
March 10, 2023 |
ICBA NewsWatch Today
House members raise concerns with CFPB’s 1071 rule
Several members of Congress expressed concerns with the community bank impact of the Consumer Financial Protection Bureau’s pending rule implementing Section 1071 small-business reporting requirements.
March 10, 2023 |
ICBA NewsWatch Today
Compliance
Why community banks should urge updates to TRID mortgage disclosures: blog
ICBA encourages community bankers to submit comments urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update mortgage disclosures, ICBA’s Ron Haynie writes in a new blog post.
March 06, 2023 |
ICBA NewsWatch Today
Mortgage Rules
ICBA backs bill to strengthen CFPB cost-benefit analysis
ICBA expressed support for newly reintroduced House legislation that would require a thorough cost-benefit analysis for proposed Consumer Financial Protection Bureau rules.
March 06, 2023 |
ICBA NewsWatch Today
Compliance
ICBA calls for research on community bank impact of digital assets
ICBA called on the federal government to support and prioritize research on the specific effects of digital assets on community banks and their customers.
March 06, 2023 |
ICBA NewsWatch Today
Digital Assets Technology Fintech Regulation
ICBA accepting service award nominations
ICBA is accepting nominations for its National Community Bank Service Award program recognizing community banks that provide outstanding volunteer services to local communities.
March 06, 2023 |
ICBA NewsWatch Today
ICBA urging comments supporting updated TRID disclosures
ICBA is encouraging community bankers to call on the Consumer Financial Protection Bureau to adopt an ICBA proposal to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure rules.
March 03, 2023 |
ICBA NewsWatch Today
Compliance
Treasury lays out objectives of CBDC working group
A Treasury-led interagency working group charged with advancing work on a possible U.S. central bank digital currency has narrowed its objectives into three key policy areas, Treasury's Nellie Liang said.
March 02, 2023 |
ICBA NewsWatch Today
Payments
Special-purpose nonbank Custodia continues push for Fed master account
Custodia Bank is reportedly continuing its effort to procure a master account with the Federal Reserve after the special-purpose depository institution was denied last month.
February 21, 2023 |
ICBA NewsWatch Today
Federal Reserve
Report on cross-border settlements could influence CBDC debate
The Bank for International Settlements issued a report to help central banks extend operating hours for real-time gross settlement systems to reduce delays in cross-border payments settlement.
February 21, 2023 |
ICBA NewsWatch Today
Digital Assets
OCC updates change-in-control booklet
The OCC issued a revised version of the “Change In Bank Control” booklet of the Comptroller’s Licensing Manual.
February 21, 2023 |
ICBA NewsWatch Today
Compliance
Waller warns banks of crypto risks while PayPal pauses stablecoin work
Federal Reserve Governor Christopher Waller said banks engaging with crypto customers should be “very clear” about the customers’ business models, risk-management systems, and corporate governance structures to ensure the bank is not left “holding the bag if there is a crypto meltdown.”
February 13, 2023 |
ICBA NewsWatch Today
Digital Assets
OCC’s Hsu: Herfindahl-Hirschman Index review on the table
Prepared remarks from Acting Comptroller of the Currency Michael Hsu reiterated his push for regulators to review federal frameworks for bank mergers.
February 13, 2023 |
ICBA NewsWatch Today
ICBA to FDIC: Exercise duty to deny ILC applications
ICBA called on the FDIC to deny pending deposit insurance applications from industrial loan companies, citing the outsized risks ILCs pose to the Deposit Insurance Fund, financial stability, and consumers.
February 13, 2023 |
ICBA NewsWatch Today
Lending
ICBA urging letters to Congress on 2023 priorities
ICBA is calling on community bankers to advocate top policy priorities for the new 118th Congress in direct messages to lawmakers.
February 13, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA’s Bolton: ‘Regulatory blind spot’ shows risks of credit union bank purchases
ICBA Chairman Brad Bolton wrote in a new op-ed that the nation’s chief credit union regulator recently hinted at one of the problems with the growth of credit union acquisitions of community banks: the threat to U.S. cybersecurity.
February 09, 2023 |
ICBA NewsWatch Today
Credit Unions
ICBA’s State of the Union ‘junk fee’ response makes news
ICBA’s response to President Joe Biden’s comments on “junk fees” during Tuesday’s State of the Union address made headlines.
February 09, 2023 |
ICBA NewsWatch Today
Credit Cards
ICBA urges committee to enhance data privacy bill
ICBA expressed support for provisions of legislation designed to improve consumer privacy and data security accountability for more entities that handle consumer data.
February 09, 2023 |
ICBA NewsWatch Today
Data Security/Fraud Privacy
New polling indicates consumer opposition to Durbin Amendment expansion
The Electronic Payments Coalition released new polling conducted by Morning Consult indicating that consumers across all income levels are benefiting from credit card rewards to help make ends meet during uncertain economic times.
February 09, 2023 |
ICBA NewsWatch Today
Interchange Lending
CFPB issues guidance on digital mortgage platforms
The Consumer Financial Protection Bureau issued an advisory opinion to prevent digital mortgage comparison-shopping platforms from illegally referring borrowers to only lenders paying referral fees.
February 08, 2023 |
ICBA NewsWatch Today
Compliance
OCC updates booklet on branch closings
The OCC issued the “Branch Closings” booklet of the Comptroller’s Licensing Manual. The revised booklet replaces the booklet of the same title issued June 2017, makes corrections where necessary, and contains updated guidance.
February 08, 2023 |
ICBA NewsWatch Today
Compliance
FDIC issues update on amended HMDA threshold
The FDIC issued a Financial Institution Letter on changes to the loan-origination threshold for reporting Home Mortgage Disclosure Act data on closed-end mortgage loans following a recent court decision. The OCC previously issued a similar bulletin.
February 06, 2023 |
ICBA NewsWatch Today
Compliance
Politico spotlights ‘powerful’ ICBA push for crypto oversight
ICBA’s push for policymakers to rein in the crypto industry as part of its agenda for the 118th Congress made headlines in Politico.
February 06, 2023 |
ICBA NewsWatch Today
Digital Assets Technology
SEC rethinking climate disclosure proposal: report
The Securities and Exchange Commission is considering “softening” its ICBA-opposed proposed rule to institute climate-related investor disclosures, according to The Wall Street Journal.
February 06, 2023 |
ICBA NewsWatch Today
Climate
House, Senate committee hearings underway this week
The House and Senate’s banking committees this week are scheduled to host their first hearings of the 118th Congress.
February 06, 2023 |
ICBA NewsWatch Today
Capital Small Business Lending
ICBA requests clarity on HUD appraisal guidance
ICBA called on the Department of Housing and Urban Development to clarify lender obligations under draft guidance on borrower requests for Reconsideration of Value, or ROV, of appraised properties for Federal Housing Administration single-family loans.
February 06, 2023 |
ICBA NewsWatch Today
Mortgage Lending
Proposal would require banks to verify U.S. Treasury checks
The Treasury Department’s Bureau of the Fiscal Service issued a proposed rule to amend its regulations governing the payment of checks drawn on the U.S. Treasury.
February 03, 2023 |
ICBA NewsWatch Today
Compliance
ICBA: CFPB credit card proposal misrepresents community bank model
ICBA raised concerns with a new Consumer Financial Protection Bureau proposed rule on credit card late fees and the bureau’s mischaracterizations of community bank credit card lending.
February 02, 2023 |
ICBA NewsWatch Today
Credit Cards
Fed raises interest rates 25 basis points
The Federal Open Market Committee raised the federal funds rate target by 25 basis points to a range of 4.5% to 4.75%.
February 02, 2023 |
ICBA NewsWatch Today
Federal Reserve
OCC issues bulletin on amended HMDA threshold
The OCC issued a bulletin on changes to the loan-origination threshold for reporting Home Mortgage Disclosure Act data on closed-end mortgage loans following a recent court decision.
February 02, 2023 |
ICBA NewsWatch Today
Compliance
FDIC extends deadline on proposed updates to logo rules
The FDIC extended by 45 days the public comment period for proposed changes to its regulations relating to the FDIC’s official sign, official advertising statement, deposit insurance misrepresentations, and misuse of the agency’s name or logo. Comments are now due by April 7.
January 31, 2023 |
ICBA NewsWatch Today
Compliance
Digital transformation webinar series continues tomorrow
ICBA’s Digital Transformation Demystified webinar series continues tomorrow with part three on building or perfecting a digital transformation plan.
January 30, 2023 |
ICBA NewsWatch Today
Instant Payments
Independent Banker
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