ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
ICBA Statement on Fed Report on Silicon Valley Bank
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Reserve report on the failure of Silicon Valley Bank.
April 28, 2023 |
Press Release
Deposit Insurance
Mark Scanlan: Speaking out for rural America in the new Farm Bill
The five-year Farm Bill is set to expire later this year. ICBA is lobbying Congress in the reauthorization with six important provisions.
April 27, 2023 |
Independent Banker
Advocacy
FDIC, OCC issue guidance on overdraft programs
The FDIC and OCC issued supervisory guidance on consumer compliance risks associated with bank overdraft protection programs.
April 27, 2023 |
ICBA NewsWatch Today
Compliance
CFPB issues guidance on ‘zombie mortgage’ collection tactics
The Consumer Financial Protection Bureau issued guidance on debt collectors threatening to foreclose on homes with mortgages past the statute of limitations.
April 27, 2023 |
ICBA NewsWatch Today
Compliance
Romero Rainey: Contrasting views on special assessment show need for community bank voice
The American Bankers Association position that the entire banking industry is responsible for covering the cost of recent large bank failures shows why community banks need their own voice in Washington, ICBA President and CEO Rebeca Romero Rainey said.
April 26, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
Treasury calls for response to de-risking
The Treasury Department issued a strategy on de-risking, which occurs when financial institutions terminate or restrict business relationships indiscriminately with broad categories of customers rather than analyzing and managing the risk of those customers.
April 26, 2023 |
ICBA NewsWatch Today
Compliance
Fed plans to release its review of SVB failure this Friday
The Federal Reserve Board said it will release its review of the supervision and regulation of Silicon Valley Bank at 11 a.m. (Eastern time) this Friday.
April 26, 2023 |
ICBA NewsWatch Today
Deposit Insurance Compliance
ICBA Encourages Financial Literacy at Every Age and Life Stage
In recognition of Financial Literacy Month in April, the Independent Community Bankers of America (ICBA) and the nation's community banks are encouraging Americans to take control of their financial future by learning fiscally responsible habits and applying these lessons in practice.
April 26, 2023 |
News
Community Bank Awareness
OFAC sanctions individuals for cyber efforts supporting North Korea
The Treasury Department’s Office of Foreign Assets Control sanctioned three individuals for supporting North Korea via illicit financing and malicious cyber activity.
April 25, 2023 |
ICBA NewsWatch Today
Cybersecurity
Interview discusses how to control FedNow fraud
In a new Payment Security interview, ICBA Bancard Executive Vice President and Chief Operating Officer Rebecca Kruse discusses how community banks can put anti-fraud controls in place to prepare for the forthcoming launch of the FedNow Service.
April 25, 2023 |
ICBA NewsWatch Today
Fraud
ICBA supports FSOC votes proposing stricter standards for largest nonbanks
ICBA applauded the Financial Stability Oversight Council’s unanimous votes to propose new interpretive guidance on nonbank financial company designations and an analytic framework for identifying potential risks to financial stability from certain activities.
April 25, 2023 |
ICBA NewsWatch Today
ICBA backs bill supporting mortgage applicant financial privacy
ICBA expressed support for legislation to give mortgage applicants more control over their private financial information.
April 25, 2023 |
ICBA NewsWatch Today
Mortgage Rules
Community mortgage lenders adapt to higher-rate cycles
Mortgage interest rates continue to rise, but community bankers are keeping it all in perspective, applying creativity and strategy to their lending portfolios.
April 21, 2023 |
Independent Banker
Lending
ICBA Supports FSOC Vote to Propose Stricter Standards for Largest Nonbank Financial Firms
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Financial Stability Oversight Council’s recent meeting.
April 21, 2023 |
Press Release
Too-Big-To-Fail/Systemic Risk
Recent failures not shaking consumer trust in banks: poll
The recent failures of large financial institutions has not shaken consumer trust in the banking industry, according to a new Morning Consult poll.
April 21, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
ICBA seeking feedback on National Campaign webinars
ICBA is requesting community banker feedback on how to focus upcoming webinars on the ICBA National Campaign.
April 21, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
Grassroots push on 1071 rule continues
ICBA continues calling on community bankers to urge their members of Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule.
April 21, 2023 |
ICBA NewsWatch Today
Compliance
Bulletin Board: A look into ICBA LIVE 2023
Community bankers from across the country gathered in beautiful Honolulu to attend ICBA LIVE 2023. In addition to listening to a variety of guest speakers and networking, bankers had the opportunity to learn about digital innovation, growth, management and more.
April 20, 2023 |
Independent Banker
FHFA proposes rule to codify fair lending requirements
The Federal Housing Finance Agency requested comment on a proposed rule that would formalize many of the agency’s existing practices and programs regarding fair housing and fair lending oversight of its regulated entities.
April 20, 2023 |
ICBA NewsWatch Today
Compliance
Listen Up: Taking bold and brave action
What does it mean to be innovative? In episode 5 of the Independent Banker podcast, host Charles Potts talks to Rebeca Romero Rainey, president and CEO of ICBA, about her passion for community banking and her path to becoming CEO.
April 19, 2023 |
Independent Banker
Advocacy
New ICBA podcast on SVB fallout
The latest episode of ICBA’s “Independent Banker” podcast focuses on fallout from the recent failures of large banks and the opportunity for community banks to shine.
April 19, 2023 |
Podcast
ICBA, states urge House to pass resolution nullifying 1071 rule
ICBA and 44 state community banking associations called on the House of Representatives to approve a resolution to nullify the Consumer Financial Protection Bureau’s 1071 final rule.
April 19, 2023 |
ICBA NewsWatch Today
Compliance
FDIC: Failures won’t have material impact on DIF restoration
The FDIC said it does not expect losses from recent bank failures to materially affect the restoration of the Deposit Insurance Fund, and policymakers continued to signal support for a risk-based special assessment.
April 19, 2023 |
ICBA NewsWatch Today
Deposit Insurance
Liz McIntyre: Friend of the flock
The director of social media and VP of marketing at $17 billion-asset Renasant Bank in Tupelo, Miss., delves into the world of birding.
April 18, 2023 |
Independent Banker
ICBA Announces Cohort for Fifth ICBA ThinkTECH Accelerator
The Independent Community Bankers of America (ICBA) announced the selection of six companies for the fifth ICBA ThinkTECH Accelerator program, which kicks off April 24, 2023, in Atlanta.
April 18, 2023 |
Press Release
CFPB issues additional 1071 sample form formats
The Consumer Financial Protection Bureau issued additional file formats for its Section 1071 small-business data-collection sample form.
April 18, 2023 |
ICBA NewsWatch Today
Compliance
One Community Bank supports the trees
In January, the One Community Bank in Oregon, Wisc., donated $5,000 to the Terrace Tree program, the village of Oregon’s tree planting initiative.
April 17, 2023 |
Independent Banker
ICBA strongly opposes opening 7(a) SBA program to fintechs
ICBA expressed strong opposition to a Small Business Administration final rule that undermines its 7(a) loan program.
April 17, 2023 |
ICBA NewsWatch Today
Technology Fintech Regulation
ICBA to FDIC: Exempt community banks from special assessment
ICBA urged the FDIC to exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.
April 17, 2023 |
ICBA NewsWatch Today
Deposit Insurance
CFPB revises average prime offer rate methodology
The Consumer Financial Protection Bureau announced a revised version of its methodology for determining average prime offer rates.
April 17, 2023 |
ICBA NewsWatch Today
Compliance
Scaling your community bank's core as you grow
As community banks grow, their cores need to, too. We spoke with experts on how to prepare your core for scalability and growth.
April 15, 2023 |
Independent Banker
Payments Growing the Community
Charles Potts: 4 great places to recruit tech talent
Upgrade your community bank's efforts to recruit qualified innovation candidates.
April 14, 2023 |
Independent Banker
Agencies issue updated HMDA guide
The Federal Financial Institutions Examination Council issued the 2023 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collection and reporting.
April 14, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Strongly Opposes SBA Rule Opening 7(a) Program to Unregulated Fintechs
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration final rule on its 7(a) program.
April 14, 2023 |
Press Release
Fintech Regulation Small Business Administration
Add text-to-pay to your payments toolbox
When it comes to payments, customers want convenience. With text-to-pay, community banks can help small businesses meet the needs of their customers.
April 13, 2023 |
Independent Banker
Payments
ICBA to FDIC: Exempt Community Banks from Special Assessment
The Independent Community Bankers of America (ICBA) today called on the Federal Deposit Insurance Corporation to completely exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.
April 13, 2023 |
Press Release
Deposit Insurance
ICBA releases 1071 rule summary ahead of briefing
ICBA published a summary of the Consumer Financial Protection Bureau’s recently released Section 1071 final rule ahead of tomorrow’s ICBA briefing on the rule.
April 13, 2023 |
ICBA NewsWatch Today
Compliance
Jim Reber: Performance? Simple
Some of the least complex bonds now have attractive returns.
April 12, 2023 |
Independent Banker
Growing the Community
Webster Bank's financial literacy
To help the children of low- to moderate-income families, Webster Bank made a $100,000 donation to the Wakeman Boys & Girls Club to aid financial education.
April 11, 2023 |
Independent Banker
FDIC signage and advertising requirements proposal
ICBA wrote in support of a new FDIC proposal to update signage requirements across all banking channels to clearly distinguish insured deposits from noninsured deposits and combat misleading statements to customers regarding the safety of their deposits.
April 11, 2023 |
ICBA NewsWatch Today
Deposit Insurance
Latest ICBA podcast on winning the talent war
The latest episode of ICBA’s “Independent Banker” podcast focuses on thinking creatively about recruitment amid the Great Resignation.
April 11, 2023 |
Podcast
ICBA urging grassroots outreach on farm bill principles
ICBA is calling on community bankers to urge their members of Congress to include six key principles in this year’s farm bill.
April 11, 2023 |
ICBA NewsWatch Today
Agriculture
Lindsay LaNore: Crafting a standout job post
Ideas for capturing the attention of the perfect candidate for your position
April 10, 2023 |
Independent Banker
CFPB reports on small entities’ calls to restrict impact of 1033 rule
The CFPB this week released its Small Business Regulatory Enforcement Fairness Act report on its pending rulemaking to establish standards for sharing consumer financial data, setting the stage for the bureau to issue a proposed rule.
April 10, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Welcomes KlariVis as Newest Preferred Service Provider
ICBA announced today that KlariVis has been selected as the newest Preferred Service Provider. KlariVis, an ICBA ThinkTECH Accelerator program alumni, aggregates high-value, actionable bank data into intuitive, interactive dashboards for more informed decisioning.
April 10, 2023 |
Press Release
Advocacy Community Bank Awareness
Are your community bank's BSA/AML programs up to date?
FinCEN recently reported that a bank willfully violated the Bank Secrecy Act, highlighting the importance of community banks updating their BSA/AML programs.
April 09, 2023 |
Independent Banker
Compliance
Native American Bank supports Indian country's recovery
Native American Bank secured financing for the construction of a $10 million opioid treatment clinic in North Dakota as just one effort in a series of community projects.
April 08, 2023 |
Independent Banker
Derek Williams: A relationship-first approach
For years, megabanks have said they would outperform us, that our business models wouldn’t hold. But we are gaining ground instead of losing it, and that all stems from our relationship-first approach.
April 07, 2023 |
Independent Banker
How to market your community bank as an employer
In the wake of the Great Resignation, the hiring landscape is tough. Learn how to get the word out about why your community bank is a great place to work.
April 06, 2023 |
Independent Banker
FDIC reports effective consumer compliance
The FDIC conducted roughly 1,000 consumer compliance examinations last year and found supervised institutions demonstrated effective management of their consumer compliance responsibilities, the agency said.
April 06, 2023 |
ICBA NewsWatch Today
Compliance
CFPB launches 1071 technical support program
The Consumer Financial Protection Bureau launched a technical support program to help financial institutions implement and comply with its newly released Section 1071 final rule.
April 06, 2023 |
ICBA NewsWatch Today
Compliance
6 ways community banks can build a better onboarding experience
The first few weeks of an employee starting a new job are pivotal in terms of how they’ll connect to the bank and their role. We spoke with community bankers about how they perfected their onboarding processes.
April 05, 2023 |
Independent Banker
Community banks putting community first
Community banks do more than meet the financial needs of their customers and communities. They go above and beyond to make a difference in revitalizing, building and serving their communities. Here, we look at what three community banks are doing to improve the lives of the people they serve.
April 05, 2023 |
Independent Banker
Rebeca Romero Rainey: The importance of outreach
Through national advertising, media relations outreach, social media and more, we will differentiate community banks in the hearts and minds of Americans.
April 05, 2023 |
Independent Banker
Community Bank Month Highlights Benefits and Differentiators at Important Time
In recognition of Community Banking Month in April, the Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of the benefits of banking locally with a community bank.
April 05, 2023 |
Press Release
Community Bank Awareness
CFPB issues guidance on abusive conduct
The Consumer Financial Protection Bureau issued a policy statement that explains the legal prohibition on abusive conduct in consumer financial markets and summarizes precedent.
April 04, 2023 |
ICBA NewsWatch Today
Compliance
Aaron Stetter: Return to Capitol Hill
The 2023 ICBA Capital Summit is next month. Here’s a peek at what you can expect from the premier community bank advocacy event.
April 03, 2023 |
Independent Banker
Advocacy
Meet ICBA's 2023/24 board of directors
With many important legislative and regulatory changes on the horizon, the 2023/24 ICBA board of directors is ready to step up for community bankers across the country. They spoke to us about the importance of grassroots advocacy and how community banks can leverage technology to serve customers.
April 03, 2023 |
Independent Banker
FinCEN reports on business email compromise in the real estate sector
The Financial Crimes Enforcement Network issued an analysis on patterns and trends identified in Bank Secrecy Act data relating to business email compromise in the real estate sector in 2020 and 2021.
April 03, 2023 |
ICBA NewsWatch Today
Compliance
Hsu says overdraft practices pose UDAP risks
Acting Comptroller of the Currency Michael Hsu said not all overdraft fees present equal compliance risks and spotlighted “authorize positive, settle negative” and re-presentment fees as particularly risky.
April 03, 2023 |
ICBA NewsWatch Today
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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