ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
CFPB extends compliance dates for 1071 rule
The Consumer Financial Protection Bureau issued an interim final rule to extend compliance deadlines for its 1071 small-business rule following a Supreme Court ruling that ended a temporary injunction on the rule.
June 26, 2024 |
ICBA NewsWatch Today
CFPB Compliance
Credit Analyst Institute heads to Texas
ICBA's Credit Analyst Institute, scheduled for Aug. 11-14 in Grapevine, Texas., will examine the evolving role of the credit analyst and dive into the intricacies of financial analysis, business risk, legal liability, and customer relationship needs.
June 26, 2024 |
ICBA NewsWatch Today
KS Bank Invests in Tomorrow's Bankers
Last summer, $613 million-asset KS Bank of Smithfield, N.C., partnered with the Career and Technical Education center at Johnston County Public Schools to hire its first summer intern via the JoCo Works Now internship program.
June 25, 2024 |
Independent Banker
ICBA opposes Freddie Mac pilot to purchase second mortgages
ICBA announced its opposition to the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to purchase certain single-family closed-end second mortgages.
June 25, 2024 |
ICBA NewsWatch Today
Federal Housing Finance Agency
Q2 Community Bank Briefing on Thursday
ICBA this week is hosting a complimentary community bank briefing on key congressional and regulatory developments.
June 25, 2024 |
ICBA NewsWatch Today
Treasury announces push to lower housing costs
The Treasury Department announced initiatives to increase the supply of housing.
June 25, 2024 |
ICBA NewsWatch Today
Powering Potential: Start Planning for the August Recess
In August, your member of Congress will be back in your district looking for things to do. Help them fill their schedule with a visit to your bank.
June 24, 2024 |
Independent Banker
Advocacy
ICBA opposes approval of new industrial loan company
Following the FDIC’s approval of the formation of Thrivent Bank, a new industrial loan company based in Utah, ICBA reiterated its strong opposition to the ILC loophole.
June 24, 2024 |
ICBA NewsWatch Today
FDIC
ICBA Opposes Approval of Freddie Mac Plan to Enter Market Already Well Served by Private-Sector Community Banks
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to purchase certain single-family closed-end second mortgages.
June 24, 2024 |
Press Release
Federal Housing Finance Agency
CDFI Fund extends deadlines for certification application
The Community Development Financial Institutions Fund extended the application deadlines outlining when current CDFIs must reapply for CDFI certification using the revised version of the application.
June 24, 2024 |
ICBA NewsWatch Today
CDFI
Fed issues ICBA-requested extension on Fedwire comment period
The Federal Reserve extended until Sept. 6 the comment period on its proposal to expand Fedwire Funds Service and National Settlement Services operating hours. Comments on the proposal were originally due by July 8.
June 24, 2024 |
ICBA NewsWatch Today
Fine Tuning the Fine Print for Bank Disclosures
As regulators continue to go through financial institution messaging with a fine-tooth comb, community banks must be diligent about maintaining best compliance and regulatory practices for their disclosures.
June 21, 2024 |
Independent Banker
Compliance
ICBA Opposes FDIC Approval of Industrial Loan Company Application
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corp. approval of the formation of Thrivent Bank, a new industrial loan company, or ILC.
June 21, 2024 |
Press Release
ICBA Payments Appoints Three New Members to its Board of Directors
ICBA Payments, the payments-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election to its board of directors of Jack A. Hartings, chairman of the Peoples Bank Co., in Coldwater, Ohio; Kraig Lounsberry, president and CEO of the Community Bankers Association of Illinois; and Andrew Silsby, president and CEO of Kennebec Savings Bank in Kennebec, Maine.
June 21, 2024 |
Press Release
How Intelligent Automation Supports the AI Journey
At ICBA LIVE this year, I had the pleasure of participating in a panel with Kimberly Kirk, Executive Vice President, Chief Operations Officer at Queensborough National Bank & Trust Co., a $2 billion-asset institution based in Louisville, Ga.; and Todd Michaud, CEO of HuLoop Automation, to discuss artificial intelligence.
June 21, 2024 |
Payments Quarterly
Educate the Consumer – Make a Dent in Fighting Fraud
With every passing year, there are new threat attacks and innovative variations of old fraud schemes that still reign successful. And criminals continue to do their possible best to gain financial benefit.
June 21, 2024 |
Payments Quarterly
The FedNow Service is Turning 1, What Comes Next?
With the FedNow Service approaching the anniversary of its July 2023 launch, it's appropriate to reflect on how far we've come and what comes next with respect to instant payments and the FedNow Service, specifically.
June 21, 2024 |
Payments Quarterly
The Technology Take
As ICBA Bancard transitions to ICBA Payments, reflecting on our past will help to fuel our future success. While our name has changed, the goal of serving community banks has remained a constant since ICBA’s payments subsidiary’s inception in 1985.
June 21, 2024 |
Payments Quarterly
Agencies finalize rule on automated valuation models
Federal financial services regulators issued a final rule to implement quality control standards for automated valuation models, or AVMs, which mortgage lenders use to value real estate collateral.
June 21, 2024 |
ICBA NewsWatch Today
CFPB Compliance
FDIC finalizes new resolution filings for banks over $50B
The FDIC approved a final rule to require resolutions plans for banks with at least $100 billion in assets and “informational filings” for banks over $50 billion.
June 21, 2024 |
ICBA NewsWatch Today
Deposit Insurance
Banking agencies propose amending BSA requirements
Federal banking regulators issued a proposed rule that would amend Bank Secrecy Act requirements for anti-money-laundering and countering-the-financing-of-terrorism programs.
June 21, 2024 |
ICBA NewsWatch Today
BSA/AML
Charles Potts: Setting the Stage for Banking the Next Generation
In recent years, community bankers have embraced constant change to drive the future of banking.
June 20, 2024 |
Independent Banker
Advocacy
ICBA urges unified, streamlined bank merger review process
ICBA told the FDIC that its bank merger review process requires significant revisions to be streamlined and equitable to community banks.
June 20, 2024 |
ICBA NewsWatch Today
Bill to pause Fed debit card rule introduced in Senate
ICBA-advocated legislation directing the Federal Reserve to stop and study its proposed changes to Regulation II before finalizing the rule was introduced in the Senate.
June 20, 2024 |
ICBA NewsWatch Today
FDIC board meeting today
The FDIC board of directors scheduled a meeting for 10 a.m. (Eastern time) today.
June 20, 2024 |
ICBA NewsWatch Today
FDIC
Securing Your Cloud Banking Network
Cloud banking is rising in popularity. And as with every new technology, community bankers must learn how to limit risk and secure the platform to protect bank customers and their data.
June 19, 2024 |
Independent Banker
Compliance
Jim Reber: The Fed Loosens Up
A slowdown in quantitative tightening has an element of policy easing.
June 18, 2024 |
Independent Banker
Advocacy Growing the Community
ICBA CRA Solutions/USI Alliance Names NY Community Banker New Chairman
ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, today announced the election of Robert Fisher, chairman and president of Tioga State Bank in Spencer, N.Y. as chairman of the USI Alliance board of directors.
June 18, 2024 |
Press Release
Bank Director/Board Member
CSBS: More transparent bank merger policy proposal needed
The Conference of State Bank Supervisors said the FDIC’s proposed bank merger policy would create more challenges than benefits for the banking industry, especially for community banks.
June 18, 2024 |
ICBA NewsWatch Today
FDIC
Independent Banker publishes guide for succession planning
Only 20% of community banks feel fully prepared for the succession of their CEO and other executives to the next generation, according to a recent article in Independent Banker magazine.
June 18, 2024 |
ICBA NewsWatch Today
Fed's Bowman touts cautious regulatory approach to innovations
Federal Reserve Governor Michelle Bowman said regulators need to understand emerging technologies such as artificial intelligence, blockchain, and tokenization, including how they may be used in the financial system and who has the ultimate responsibility over them.
June 18, 2024 |
ICBA NewsWatch Today
Chippewa Valley Bank: Fueling Growth With Innovative Bank Stock Lending
Chippewa Valley Bank has pioneered an innovative bank stock lending program, providing community banks with an expedited and cost-efficient avenue to acquire capital and interest-earning assets.
June 17, 2024 |
Independent Banker
Lending Growing the Community
Nominations open for Best Community Banks to Work For awards
ICBA’s Independent Banker magazine opened nominations for its 2024 Best Community Banks to Work For awards, sponsored by FIS.
June 17, 2024 |
ICBA NewsWatch Today
FinCEN: Banks should remain vigilant to elder financial exploitation
In recognition of World Elder Abuse Awareness Day, the Financial Crimes Enforcement Network reminded financial institutions to remain vigilant in identifying and reporting suspicious activity related to elder financial exploitation. FinCEN offers resources to help stakeholders.
June 17, 2024 |
ICBA NewsWatch Today
Compliance Elder Financial Abuse
Survey: Almost all central banks are researching CBDC
Nearly all central banks are researching whether to issue a central bank digital currency, according to a Bank for International Settlements survey.
June 17, 2024 |
ICBA NewsWatch Today
Digital Assets
Lindsay LaNore: Make Space for Creativity
Creativity is essential to a leader's success.
June 14, 2024 |
Independent Banker
Advocacy
Community Bank Briefing for Q2
Join ICBA experts for a quarterly update on industry news and highlights on Thursday, June 27, at 2 p.m. (Eastern time). Register here.
June 14, 2024 |
ICBA NewsWatch Today
CFPB director says a level playing field is needed in CRA modernization
Consumer Financial Protection Bureau Director Rohit Chopra provided his semi-annual report to the House Financial Services Committee. Highlights:
June 14, 2024 |
ICBA NewsWatch Today
CFPB
Biden taps Goldsmith Romero to lead FDIC
President Joe Biden announced his intent to nominate Christy Goldsmith Romero as chair of the Federal Deposit Insurance Corporation.
June 14, 2024 |
ICBA NewsWatch Today
Generative AI Fraud: How to Fight It
Generative AI allows fraudsters to easily impersonate real people and makes phishing emails even harder to detect—but your community bank can still dodge these attacks by staying vigilant.
June 13, 2024 |
Independent Banker
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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