ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
Waller warns banks of crypto risks while PayPal pauses stablecoin work
Federal Reserve Governor Christopher Waller said banks engaging with crypto customers should be “very clear” about the customers’ business models, risk-management systems, and corporate governance structures to ensure the bank is not left “holding the bag if there is a crypto meltdown.”
February 13, 2023 |
ICBA NewsWatch Today
Digital Assets
OCC’s Hsu: Herfindahl-Hirschman Index review on the table
Prepared remarks from Acting Comptroller of the Currency Michael Hsu reiterated his push for regulators to review federal frameworks for bank mergers.
February 13, 2023 |
ICBA NewsWatch Today
ICBA to FDIC: Exercise duty to deny ILC applications
ICBA called on the FDIC to deny pending deposit insurance applications from industrial loan companies, citing the outsized risks ILCs pose to the Deposit Insurance Fund, financial stability, and consumers.
February 13, 2023 |
ICBA NewsWatch Today
Lending
ICBA urging letters to Congress on 2023 priorities
ICBA is calling on community bankers to advocate top policy priorities for the new 118th Congress in direct messages to lawmakers.
February 13, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA Urges FDIC to Exercise Statutory Duty to Deny Pending ILC Applications
The Independent Community Bankers of America (ICBA) today called on the Federal Deposit Insurance Corp. to deny pending deposit insurance applications from industrial loan companies, or ILCs, which present outsized risks to the Deposit Insurance Fund, financial stability, consumers, and taxpayers.
February 10, 2023 |
Press Release
Lending
ICBA’s Bolton: ‘Regulatory blind spot’ shows risks of credit union bank purchases
ICBA Chairman Brad Bolton wrote in a new op-ed that the nation’s chief credit union regulator recently hinted at one of the problems with the growth of credit union acquisitions of community banks: the threat to U.S. cybersecurity.
February 09, 2023 |
ICBA NewsWatch Today
Credit Unions
ICBA’s State of the Union ‘junk fee’ response makes news
ICBA’s response to President Joe Biden’s comments on “junk fees” during Tuesday’s State of the Union address made headlines.
February 09, 2023 |
ICBA NewsWatch Today
Credit Cards
ICBA urges committee to enhance data privacy bill
ICBA expressed support for provisions of legislation designed to improve consumer privacy and data security accountability for more entities that handle consumer data.
February 09, 2023 |
ICBA NewsWatch Today
Data Security/Fraud Privacy
New polling indicates consumer opposition to Durbin Amendment expansion
The Electronic Payments Coalition released new polling conducted by Morning Consult indicating that consumers across all income levels are benefiting from credit card rewards to help make ends meet during uncertain economic times.
February 09, 2023 |
ICBA NewsWatch Today
Interchange Lending
CFPB issues guidance on digital mortgage platforms
The Consumer Financial Protection Bureau issued an advisory opinion to prevent digital mortgage comparison-shopping platforms from illegally referring borrowers to only lenders paying referral fees.
February 08, 2023 |
ICBA NewsWatch Today
Compliance
OCC updates booklet on branch closings
The OCC issued the “Branch Closings” booklet of the Comptroller’s Licensing Manual. The revised booklet replaces the booklet of the same title issued June 2017, makes corrections where necessary, and contains updated guidance.
February 08, 2023 |
ICBA NewsWatch Today
Compliance
ICBA to Fed: Consider Impact of Climate Risk Management Proposals
ICBA today said it appreciates that the Federal Reserve Board tailored its proposed climate risk management framework to institutions over $100 billion in assets, though the association expressed concerns about the impact of such proposals for community banks.
February 07, 2023 |
Press Release
Climate
ICBA Rejects President Biden’s Misleading Remarks on ‘Junk Fees’ During State of the Union Address
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Joe Biden’s State of the Union address.
February 07, 2023 |
Press Release
Overdraft Services
FDIC issues update on amended HMDA threshold
The FDIC issued a Financial Institution Letter on changes to the loan-origination threshold for reporting Home Mortgage Disclosure Act data on closed-end mortgage loans following a recent court decision. The OCC previously issued a similar bulletin.
February 06, 2023 |
ICBA NewsWatch Today
Compliance
Politico spotlights ‘powerful’ ICBA push for crypto oversight
ICBA’s push for policymakers to rein in the crypto industry as part of its agenda for the 118th Congress made headlines in Politico.
February 06, 2023 |
ICBA NewsWatch Today
Digital Assets Technology
SEC rethinking climate disclosure proposal: report
The Securities and Exchange Commission is considering “softening” its ICBA-opposed proposed rule to institute climate-related investor disclosures, according to The Wall Street Journal.
February 06, 2023 |
ICBA NewsWatch Today
Climate
House, Senate committee hearings underway this week
The House and Senate’s banking committees this week are scheduled to host their first hearings of the 118th Congress.
February 06, 2023 |
ICBA NewsWatch Today
Capital 1071
ICBA requests clarity on HUD appraisal guidance
ICBA called on the Department of Housing and Urban Development to clarify lender obligations under draft guidance on borrower requests for Reconsideration of Value, or ROV, of appraised properties for Federal Housing Administration single-family loans.
February 06, 2023 |
ICBA NewsWatch Today
Mortgage Lending
FHA Single Family Housing Policy Feedback: Single Family Mortgagee Letter - Borrower Request for Review of Appraisal Results
ICBA called on the Department of Housing and Urban Development to clarify lender obligations under draft guidance on borrower requests for Reconsideration of Value, or ROV, of appraised properties for Federal Housing Administration single-family loans.
February 03, 2023 |
News
Mortgage Lending Housing Finance/GSEs
Proposal would require banks to verify U.S. Treasury checks
The Treasury Department’s Bureau of the Fiscal Service issued a proposed rule to amend its regulations governing the payment of checks drawn on the U.S. Treasury.
February 03, 2023 |
ICBA NewsWatch Today
Compliance
ICBA: CFPB credit card proposal misrepresents community bank model
ICBA raised concerns with a new Consumer Financial Protection Bureau proposed rule on credit card late fees and the bureau’s mischaracterizations of community bank credit card lending.
February 02, 2023 |
ICBA NewsWatch Today
Credit Cards
Fed raises interest rates 25 basis points
The Federal Open Market Committee raised the federal funds rate target by 25 basis points to a range of 4.5% to 4.75%.
February 02, 2023 |
ICBA NewsWatch Today
Federal Reserve
OCC issues bulletin on amended HMDA threshold
The OCC issued a bulletin on changes to the loan-origination threshold for reporting Home Mortgage Disclosure Act data on closed-end mortgage loans following a recent court decision.
February 02, 2023 |
ICBA NewsWatch Today
Compliance
Listen Up: Talent recruitment and retention
Is there a strategy or method to recruiting and retaining talent? In episode 3 of the Independent Banker podcast, community banker Kim Kirk and fintech insider Tommy Marshall discussed today’s competitive job market and explained how they attract and keep skilled employees in a highly competitive job market.
February 01, 2023 |
Independent Banker
Out of Office: Brian Dowers
Since 2009, senior vice president and chief operations officer of $700 million-asset Fountain Trust Company in Covington, Ind., has made several long-distance motorcycling trips across the U.S.
February 01, 2023 |
Independent Banker
First Bank of Alabama: STEM day at the races
First Bank of Alabama partners with Talladega Superspeedway track to host a hands-on educational STEM program event for seventh graders.
February 01, 2023 |
Independent Banker
Community banks that weathered Hurricane Ian
Following the damage of Hurricane Ian last fall, Florida’s community banks rallied to help affected employees and customers, providing above-and-beyond service without missing a beat.
February 01, 2023 |
Independent Banker
How community banks can leverage payment trends
Data analysis can illuminate patterns and trends in your customers’ transactions. Community bankers and industry experts share how to best put this data to use.
February 01, 2023 |
Independent Banker
Payments
Navigating new overdraft fee guidance for community banks
The CFPB recently issued new guidance on overdraft fees that was unanticipated by community banks. Learn what this means for the industry and how community banks can stay in compliance.
February 01, 2023 |
Independent Banker
Advocacy Compliance
Jim Reber: Time to lock in?
SBICs can hit the sweet spot on the yield curve.
February 01, 2023 |
Independent Banker
Lending
Rebeca Romero Rainey: Our banking family
When we assemble at LIVE, it’s about coming together to ignite the passion for community banking on behalf of our communities in a way that moves the industry forward.
February 01, 2023 |
Independent Banker
Member Benefits: Advocacy through digital channels
Digital media gives community bankers a platform for advocacy, and ICBA’s Virtual Advocacy Primer details how you can put it to work.
February 01, 2023 |
Independent Banker
Advocacy
MDIs and CDFIs bolster minority-owned businesses
When the U.S. Treasury created the Emergency Capital Investment Program (ECIP), it provided MDIs and CDFIs with an influx of capital that they’re using to help minority-owned businesses in their communities.
February 01, 2023 |
Independent Banker
Advocacy
What is digital twin technology?
Through digital twinning, a range of industries are better understanding situational risk using technologies that can simulate scenarios using a virtual version of an organization.
February 01, 2023 |
Independent Banker
Payments
Charles Potts: Assesing potential fintech partners
Maximizing each step in the innovation journey, including the fintech evaluation process, will set you on the right path to a fruitful fintech partnership.
February 01, 2023 |
Independent Banker
Payments
Brad M. Bolton: Passion for LIVE
[ICBA LIVE is] an opportunity to continue training up the next generation, so I would encourage community bank leaders to join us and bring your rising community continuators with you.
February 01, 2023 |
Independent Banker
Lilly Thomas: Shaping the regulatory year ahead
With a full agenda of topics that need attention, ICBA’s government relations team is meeting with the regulatory agencies, writing comment letters and offering up research and ideas to help shape the discussion.
February 01, 2023 |
Independent Banker
Advocacy
Lindsay LaNore: Fighting the February lull
Here are 12 ways to light up your February and find your focus.
February 01, 2023 |
Independent Banker
Scottsdale Community Bank: Making microloans
De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.
February 01, 2023 |
Independent Banker
Lending
3 Simple Strategies to Maximize your Financial Education Offerings
SPONSORED | Financial literacy is the backbone of consumers’ ability to manage their money and make smart, informed choices. But the absence of accessible, effective financial education is drastically decreasing the average financial literacy rate, thus handicapping people’s potential financial prosperity. This crisis of financial knowledge has led to rapidly rising financial anxiety rates, especially amongst Millennials and Gen Z.
February 01, 2023 |
Independent Banker
Payments
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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