Innovation, Payments and Banking Technology
Many community banks partner with third-party service providers to develop and offer financial services and products. However, the use of third parties does not alleviate banks’ obligations to comply with bank regulations, and therefore, banks must vet and monitor their third-party relationships.
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Articles
ICBA calls for unified AI regulations
ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.
ICBA: AI can help community banks if regulated properly
ICBA told Congress it believes artificial intelligence has the potential to help community banks meet regulatory burdens and expand access to credit, but thoughtful regulation is needed to ensure that innovation does not come at the expense of consumer protection or financial stability.
How to Build an AI Policy at Your Community Bank
Artificial intelligence is here to stay, whether it’s generative AI, part of your bank’s neural network or both. That’s why having an AI policy is important—but how you go about writing it depends on how you plan to use this technology.