At ICBA Securities, we provide community bankers the tools to grow their investments.

After years of navigating a challenging interest rate landscape—with shrinking margins and rising funding costs—2025 brought a welcome turning point: expanding margins and stronger earnings. Yet as we move through this easing cycle, one pressing question looms: What comes next?

With the Federal Reserve having delivered 175 basis points of rate cuts from late 2024 through 2025, senior management and ALCOs continue to face the dual challenges of uncertainty and volatility. Will the Fed achieve a soft landing, or could the US economy tip into recession in 2026? While the path forward remains unclear, policymakers have signaled the potential for additional rate cuts—making strategic planning more crucial than ever.

This seminar is designed for CEOs, CFOs, and investment officers ready to take control of the next rate cycle. Learn how to protect your balance sheet, optimize margins, and strengthen your investment portfolio amidst uncertainty. Join us for an engaging, forward-looking discussion on:

• Economic and Market Update
• The Fed’s Next Moves
• Industry Trends
• Regulatory Hot Topics and Focus Items
• Interest Rate Risk Management Best Practices
• Liquidity Risk Management Best Practices
• Investment Portfolio Strategies for Today’s Environment

Ensure the physical safety of your bank, staff, and customers. Cover everything from the basics of bank security to some situations you may not have even prepared for.

Learn to address security situations through interactive sessions and discussions that will inspire new ideas and challenge you to look at security from a new perspective.

To earn the Certified Community Bank Security Officer (CCBSO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Understand what is required of the security officer with regulation H, the supervision of staff, and the training requirements for staff.
• Sharpen your observation skills and detect potential threats in events happening around you.
• Distinguish body language in a confrontation and proactively address verbal and potentially physical confrontations.
• Identify the warning signs a person might show when embezzling.
• Recognize the dos and don’ts as it relates to speaking with the media.
• Outline the key steps to take in preparing your bank and staff in the event of a robbery.
• Identify physical security enhancements you can make to improve security at your bank.
• Understand the methodology required to solve a case using a scientific approach.
• Recognize when you have a crime scene.
• Understand the components of conducting an interview after an incident.
• Institute effective security reporting to your board.
• Identify specific records to retain for effective security management.
• Recognize the security gaps when working with cash intensive businesses and onboarding casinos, private ATM operators, or marijuana related businesses.

Financial institutions and payment processors undergo payment audits annually. While each payment channel has its own audit requirements, much of the requested documentation is similar. This webinar examines the audit requirements for ACH, Wire, Remote Deposit Capture, and RTP® and discusses what you can expect throughout the audit process.

Learning Objectives:

• Identify audit requirements across multiple payment channels.
• Understand the documentation and compliance expectations for ACH, Wire, Remote Deposit Capture, and RTP®.
• Apply practical strategies to anticipate auditor expectations and ensure audit readiness.

Duration: 75 minutes

Presented live and recorded on Aug. 4, 2026.