Principles of Banking Overview

The banking industry can be quite complex. It is important bankers understand the industry as a whole. This course will provide an overview of the banking industry. It will discuss how a bank is structured, how it operates financially, the rules the bank must follow, various products and services the bank may offer to its customers, security and fraud, and the various examinations that banks must participate.

This course is intended for those employees that are new to the banking industry.

Learning Objectives:

• Understand what it means to be a financial intermediary
• Understand how a bank is structured
• Understand how a bank makes money
• Understand basic banking products
• Identify the lending process
• Be familiar with a variety of banking services offered to consumers and businesses
• Understand several compliance laws
• Understand the importance and process of bank security
• Recognize common fraud schemes targeting banks
• Understand how a bank is regulated

Course Outline:

• Banking Landscape
• Bank Structure
• Banking Finance
• Banking Products & Service
• Compliance
• Security
• Fraud
• Regulators & Exams

Rev–Jul. 2021. Course length ≈ 75 minutes. This course is worth 1.25 CPE credits.