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ICBA sent a letter to leaders of the House Financial Services Committee urging them to vote yes on the Fair Audits and Inspections for Regulators’ (FAIR) Exams Act (H.R. 940) and the Taking Account of Institutions with Low Operation Risk (TAILOR) Act (H.R. 3380). ICBA said the FAIR Act would improve the bank examination environment by creating a workable appeals process and the TAILOR Act would promote tiered regulation by requiring the federal financial regulatory agencies to tailor rules and regulations based on the risk profile and business model of affected institutions.