October 20, 2025

Letter Supporting the STREAMLINE Act of 2025

ICBA sent a letter to Sens. Tim Scott (R-S.C.) and John Kennedy (R-La.) thanking them for introducing the Streamlining Transaction and Ensuring Anti-Money Laundering Improvements for a New Era Act (the STREAMLINE Act).

ICBA said the bill would raise the currency transaction reporting (CTR) and Suspicious Activity Reporting (SAR) thresholds to $30,000 and $10,000 respectively and index the CTR threshold for inflation every five years prospectively, resulting in more targeted, useful information for law enforcement while allowing community banks to redirect resources toward serving their communities.