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Jackson Hole, Bernanke and Lagarde
Jackson Hole, Bernanke and Lagarde I returned from the Jackson Hole Federal Reserve Economic Symposium having listened to Federal Reserve Board Chairman Bernanke and International Monetary Fund...
How You See the Glass Sets Your Future
How You See the Glass Sets Your Future Experience has convinced me that Norman Vincent Peal was right! How you think of the future will determine it. If you always see half-empty glasses, that is...
Cockroaches and Community Banks
Cockroaches and Community Banks The exterminators are at it again. Another “pundit” is spraying around the latest prediction on the demise of the community banking industry. This particular...
Merchants Having it Both Ways on Interchange and Fraud
Merchants Having it Both Ways on Interchange and Fraud A recent security breach helps demonstrate that when it comes to fraud and interchange price fixing, merchants apparently are looking to have...
Regulatory Burden, Community Banks, and Voices
Regulatory Burden, Community Banks, and Voices There is no doubt that community banks are suffering under a plethora of stifling and, in many cases, unnecessary regulations. For several decades...
Assessment Savings a Testament to Community Bank Resilience
Assessment Savings a Testament to Community Bank Resilience For years we made the case that the deposit-insurance assessment base is unfair for community banks. And for years no one seemed to...
One Size Does Not Fit All
One Size Does Not Fit All The community bank business model is nothing like the Wall Street business model. So why would we want Wall Street firms or mortgage banks to speak for us any more than...
New Report Sheds Light on Wall Street Inequity
New Report Sheds Light on Wall Street Inequity I highly encourage community bankers to read this week’s report from Bloomberg Markets Magazine on the financial assistance provided by federal...