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Cramdown: A Bad Idea That Continues to Smolder
Cramdown: A Bad Idea That Continues to Smolder Sometimes bad ideas are like grease fires—they can be hard to extinguish for good. In fact, one bad idea that ICBA has repeatedly doused with common...
Drawing Parallels to a Nation at War With Itself
Drawing Parallels to a Nation at War With Itself I just got back from an Executive Committee meeting in the great state of New Mexico. On April 12, 1861, guns in Charleston harbor opened up on Fort...
Big-Box Stores Selling Smoke and Mirrors on Interchange
Big-Box Stores Selling Smoke and Mirrors on Interchange A recent Washington Post op-ed suggests that small businesses should be wary of the promises of big-box retailers. A study conducted by David...
Strike Zones, 60 Votes and the Interchange Amendment
Strike Zones, 60 Votes and the Interchange Amendment When I was young I was a baseball player—a southpaw pitcher. I learned early on that each umpire had a slightly different variation on the...
The Genius of General Grant and Community Banks
The Genius of General Grant and Community Banks General Grant did not win one single battle against General Lee’s vaunted Army of Northern Virginia until the last nine days of the Civil War—but he...
ICBA: Celebrating Independence Every Day
ICBA: Celebrating Independence Every Day Like many of you, I got to enjoy our recent July 4th holiday with the essential ingredients for celebrating our Independence Day: family, friends, food and...
ICBA Looking Ahead at One-Year Mark
ICBA Looking Ahead at One-Year Mark It’s hard to believe, but one year ago President Obama signed into law perhaps the most significant financial reform bill in my lifetime. A year later, the...
Backdoor Bailout for Wall Street, Back of the Hand for Main Street
Backdoor Bailout for Wall Street, Back of the Hand for Main Street After nearly a decade of living inside the beltway, not much happens in Washington that surprises me anymore. But I was astounded...