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CFPB updates TILA, CLA, FCRA thresholds for 2026
CFPB updates TILA, CLA, FCRA thresholds for 2026 The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a final rule...
Agencies update appraisal exemption threshold
Agencies update appraisal exemption threshold Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from...
ICBA Opposes PayPal Application to Form Industrial Loan Company
ICBA Opposes PayPal Application to Form Industrial Loan Company Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed strong opposition to PayPal’s application to...
FDIC proposes application process for bank subsidiaries to issue stablecoins
FDIC proposes application process for bank subsidiaries to issue stablecoins The FDIC issued a proposed rule that would implement the application provisions under the Guiding and Establishing...
House panel advances five ICBA-supported bills
House panel advances five ICBA-supported bills After ICBA urged the House Financial Services Committee to vote yes on five pro-community bank bills during its two-day markup, the committee voted...
ICBA opposes PayPal’s ILC application
ICBA opposes PayPal’s ILC application ICBA expressed strong opposition to PayPal’s application to form an industrial loan company, saying the FDIC should not allow nonbank firms to benefit from...
OCC issues CRA strategic plan for community banks
OCC issues CRA strategic plan for community banks The OCC issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act. ...
Senate passes NDAA with ICBA-opposed measures removed
Senate passes NDAA with ICBA-opposed measures removed The Senate passed the National Defense Authorization Act by a 77-20 vote after removing several ICBA-opposed measures from the bill. TILA...