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What Innovative Advantage Does Cloud Lending Give Community Banks?

Community banks are using cloud technology to improve efficiency and enhance customer convenience. See how cloud lending is transforming operations for banks and borrowers alike.

Jun 01, 2025
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Article
Payments

ICBA asks court to reverse decision on debit card interchange fee case

ICBA asks court to reverse decision on debit card interchange fee case ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s decision holding...

Jan 12, 2026
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Article
Debit Cards Interchange Payments

ICBA opposes Trump call to cap credit card rates at 10%

ICBA opposes Trump call to cap credit card rates at 10% ICBA and other groups expressed opposition to President Donald Trump’s call for a temporary 10% cap on credit card interest rates. Trump...

Jan 12, 2026
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Article
Credit Cards Payments

Romero Rainey urges stablecoin outreach ahead of markup this week

Romero Rainey urges stablecoin outreach ahead of markup this week With the Senate Banking Committee negotiating digital asset market structure legislation ahead of a markup set for this week, ICBA...

Jan 12, 2026
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Article
Digital Assets Payments

Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses

Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses Washington, D.C. (Jan. 13, 2026) — Following the Administration’s comments in support for the...

Jan 13, 2026
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Article
Credit Cards Payments

ICBA urges market structure grassroots, pushes back on credit card proposals

ICBA urges market structure grassroots, pushes back on credit card proposals ICBA President and CEO Rebeca Romero Rainey urged community bankers to continue contacting their members of Congress on...

Jan 14, 2026
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Article
Credit Cards Payments

ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud

ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud Washington, D.C. (Feb. 28, 2013)—While payments fraud continues to rise, community banks are using technological solutions and...

Feb 28, 2013
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Article
XCards Credit Cards Debit Cards +1 More...

Nacha ACH modernization rules effective next month

Nacha ACH modernization rules effective next month Nacha “Meaningful Modernization” changes to improve and simplify the ACH user experience are scheduled to take effect next month. Nacha...

Aug 25, 2021
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Article
Automated Clearing House (ACH) Payments