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Main Street Victory on Faster Payments
Main Street Victory on Faster Payments After years of ICBA-led advocacy on behalf of a real-time payments system that ensures access and choice for community banks, the Federal Reserve has...
How the Fed Can Stop a Megabank Monopoly
How the Fed Can Stop a Megabank Monopoly A Fed-operated real-time settlement system is needed to ensure universal access and to promote future payments innovations. By Rebeca Romero Rainey As the...
Where Does Your Community Bank Fall on the Digital Payments Spectrum?
Where Does Your Community Bank Fall on the Digital Payments Spectrum? Payments Executive Brief Issue 1 For a printable PDF of this issue, click here. By Tina Giorgio Use the ICBA Bancard Digital...
Digital Payments: Defining Opportunities for Community Banks
Digital Payments: Defining Opportunities for Community Banks The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital...
Value of the FedNow Service for Community Banks
Value of the FedNow Service for Community Banks The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the...
Community Banks Can Directly Influence the Future of Faster Payments
Community Banks Can Directly Influence the Future of Faster Payments Today, faster payments are changing the overall payments landscape. With the advent of Same Day ACH, The Clearing House’s...
Same Day ACH: A Viable Faster Payments Solution for Community Banks
Same Day ACH: A Viable Faster Payments Solution for Community Banks In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily...
Digital Payments Strategy: A Necessity for Your Community Bank
Digital Payments Strategy: A Necessity for Your Community Bank Digital payments continue to grow in popularity as an easy-to-use way for both businesses and consumers to make payments. Not only...