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Hsu says overdraft practices pose UDAP risks

Acting Comptroller of the Currency Michael Hsu said not all overdraft fees present equal compliance risks and spotlighted “authorize positive, settle negative” and re-presentment fees as...

Apr 03, 2023
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Article
Compliance

ICBA Launches National Campaign: Now More Than Ever, Community Banks Are the Best Financial Choice for Consumers

ICBA delivers a powerful and timely message to consumers: Where you choose to bank matters, and community banks are best positioned to serve your financial needs.

Apr 03, 2023
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Article
Deposit Insurance

CFPB issues guidance on abusive conduct

The Consumer Financial Protection Bureau issued a policy statement statement that explains the legal prohibition on abusive conduct in consumer financial markets and summarizes precedent.

Apr 04, 2023
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Article
Compliance

ICBA Hires Sam Mayper as Vice President of Congressional Relations

The Independent Community Bankers of America (ICBA) today announced the hire of Sam Mayper as vice president of congressional relations.

Apr 03, 2023
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Article
Advocacy

ICBA to CFPB: Failure to Exempt Community Banks in Final 1071 Reporting Rule Raises Significant Privacy Concerns

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Consumer Financial Protection Bureau’s final rule implementing data collection and reporting requirements for...

Mar 30, 2023
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Article
Compliance

ICBA to Congress: CFPB Should Delay 1071 Rule as Supreme Court Considers Constitutionality

ICBA today called on the CFPB to delay the release of its final rule implementing Section 1071 small-business data collection and reporting requirements until the Supreme Court has ruled on the...

Mar 28, 2023
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Article
Compliance Data Security/Fraud

ICBA offers custom op-ed distinguishing community banks

ICBA is offering community bankers a new customizable op-ed to help differentiate community banks from larger and riskier financial institutions.

Mar 27, 2023
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Article
Community Bank Awareness

ICBA continues differentiating community banks in media

ICBA continued its media push to differentiate community banks from larger institutions and to ensure any response to recent banking industry developments does not rope in community banks.

Mar 24, 2023
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Article
Advocacy Community Bank Awareness Regulatory Relief