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New BIS report raises concerns with stablecoins

The Bank for International Settlements said that while tokenization can enhance efficiency & open new possibilities in cross-border payments & securities markets, stablecoins pose a risk to...

Jun 25, 2025
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Article
Digital Assets

House passes ICBA-supported bill to restrict mortgage ‘trigger leads’

The House of Representatives passed ICBA-advocated legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.

Jun 24, 2025
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Article
Congressional Matters Mortgage Rules

Nissan is latest automaker to apply for ILC charter

Nissan this week became the latest automaker to apply to form an industrial loan company in Utah.

Jun 25, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

FHA seeks input on the effect of BNPL loans on housing affordability

The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.

Jun 25, 2025
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Article
Mortgage Lending

ICBA to CFPB: Section 1033 should not be mandated for community banks

ICBA told the CFPB that community banks already meet the requirements of Section 1033 of the Dodd-Frank Act by providing consumers with electronic access to their financial data through online...

Jun 24, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Fed’s Bowman: Community bank leverage ratio should be recalibrated

Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed should reconsider capital requirements for a wide range of banks, including the calibration of the community bank leverage...

Jun 24, 2025
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Article
Federal Reserve

Scott Anchin: How to Prevent Wire Fraud

With electronic payments increasingly the norm, wire fraud is becoming more common and varied in format.

Aug 01, 2025
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Article
Compliance

West Shore Bank and Timberland Bank Offer Unique Avenues for Charitable Giving

West Shore Bank and Timberland Bank are fostering generosity by giving their customers unique avenues to support local charities.

Aug 01, 2025
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Article