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Loan Pricing strategies: Don’t let your bank become a Castaway.

With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.

Mar 01, 2025
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Article
Lending Payments

Jacob Eisen: The Difference Between Direct and Agent Bank Credit Card Programs

Credit cards remain the most widely used credit product in the U.S., and the Federal Reserve’s latest payments study points to a continued climb in the number of card transactions, their overall...

Feb 05, 2025
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Article
Payments

Kick Lending Up a Notch With Digital Solutions

Increased efficiency and fewer errors are just two of the benefits of digitalizing your loan production process.

Feb 05, 2025
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Article
Payments

Future-Proofing Community Banks: Upgrading Check Processing to Enhance Security, Efficiency, and Remain Competitive

Checks remain vital, requiring banks to consolidate systems for better efficiency and fraud mitigation. Modern solutions enhance security, streamline processing, and provide real-time fraud detection.

Feb 01, 2025
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Article
Payments

7 Lessons Learned by FedNow® Service Participants

Financial institutions live on the FedNow Service have shared valuable lessons they learned along their instant payment journeys.

Feb 01, 2025
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Article
Payments

Powering Potential: Rethinking Your Payments Strategy With ICBA Payments

ICBA Payments hasn’t just rebranded. It has begun a multiyear phased investment strategy to modernize its technology and service offerings, which are designed to elevate your bank’s payments strategy.

Feb 05, 2025
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Article
Payments

Lance Noggle: It's Time to Bolster Cybersecurity Measures—Now and Forever

As the costs of data breaches continue to rise, it’s essential for community banks to access and use available federal cybersecurity tools for combating fraudsters and bad actors.

Jan 01, 2025
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Article
Payments

The Hidden Risks of Legacy Technology: A Community Banker’s Guide

IBT Apps’ newest ebook is available now! Explore the critical risks of legacy systems and learn about a modern solution that helps future-proof your bank.

Dec 01, 2024
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Article
Compliance Payments