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Banking Associations Raise ‘Significant Concerns’ with Proposed Changes to Fed Master Account Guidelines

A coalition of banking associations responded today to the Board of Governors of the Federal Reserve as it seeks to establish guidelines for how institutions applying for a Fed master account will...

Apr 22, 2022
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Article
Payments Technology Fintech Regulation

ICBA: BNPL non-bank providers should face greater reg scrutiny

Regulatory scrutiny of Buy Now Pay Later programs should focus on non-supervised institutions that don’t need to comply with the same rules as banks, and may end up harming customers, ICBA’s...

Apr 18, 2022
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Article
Payments

ICBA engaging policymakers amid rising payments emphasis: blog

A new ICBA blog post spotlights the growing policy focus on payments and how ICBA represents community banks’ payments needs.

Apr 07, 2022
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Article
Payments

ICBA Bancard is Here to Help

Our mission at ICBA Bancard is to deliver flexible, innovative payments and digital commerce solutions that allow community banks to flourish. To this end, ICBA Bancard’s team is here to help and...

Mar 30, 2022
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Article
Payments

Instant Payments Fraud

Instant, faster, real-time: no matter how you describe the newest sets of payment rails, there are many questions as to how those payments may be protected.

Mar 30, 2022
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Article
Payments Instant Payments

Understanding the What, Why, and How of Instant Payments

As bankers try and digest a steady stream of news related to faster payments, it can be overwhelming to try and keep straight what all the different terms mean, what solutions ride which payment...

Mar 30, 2022
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Article
Payments Instant Payments

Chairman's Column: Asking the Right Questions

As we come to the end of the first quarter of 2022, we’re still in the throes of finding our “new normal,” which is shaping everything from our branch strategy to product innovation. For many,...

Mar 30, 2022
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Article
Payments

Blog: How new BIN standards affect community banks

The latest blog post from ICBA Bancard President and CEO Tina Giorgio spotlights new Bank Identification Number standards taking effect in April.

Feb 23, 2022
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Article
Payments