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OCC issues computer incident notification points of contact

The OCC issued a bulletin with the designated points of contact banks must use to satisfy recently established interagency incident notification requirements, effective May 1.

Mar 30, 2022
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Article
Compliance

CFPB targets credit card late fees in ‘junk fee’ effort

The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”

Mar 30, 2022
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Article
Credit Cards

FDIC follows OCC with proposed large-bank climate principles

The FDIC requested public comment on draft principles that would provide a high-level framework for institutions over $100 billion in assets to manage exposures to climate-related financial risks.

Mar 31, 2022
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Article
Advocacy Risk

DeFi platform crypto hack might be largest ever

Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.

Mar 30, 2022
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Article
Cybersecurity Digital Assets

NY Fed analysis signals rise in student loan delinquencies

Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly...

Mar 24, 2022
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Article

“PAVE” report outlines pathway to homeownership equity

The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.

Mar 24, 2022
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Article
Mortgage Lending

Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments

The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112...

Mar 23, 2022
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Article
Small Business Administration

Nation’s Community Bankers Meet in Washington for ICBA Capital Summit

ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.

Mar 24, 2022
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Article