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Gruenberg: Efforts to expand banking access making an impact

FDIC research suggests that efforts to connect unbanked consumers to the banking system are having an effect, FDIC Chairman Martin Gruenberg said.

May 24, 2023
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Article
Community Bank Awareness Federal Deposit Insurance Corporation (FDIC)

Bowman: Policy response to bank failures shouldn’t undermine tiered regulation

Policymakers should ensure the response to recent bank failures does not undermine regulatory tailoring and risk-based supervision, Federal Reserve Governor Michelle Bowman said.

May 22, 2023
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Article
Lending Compliance

Wholesale CBDC could speed cross-border payments: N.Y. Fed report

A wholesale central bank digital currency could enable faster, simultaneous, and safer cross-border payments, according to a new report from the Federal Reserve Bank of New York and the Monetary...

May 22, 2023
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Article
Digital Assets

House panel meeting this week on FHFA, megabanks

While the Senate is not in session this week, the House Financial Services Committee has two hearings scheduled.

May 22, 2023
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Article
Housing Finance/GSEs

ICBA to Congress: SBA Should Pause 7(a) Rule

ICBA today told Congress that the Small Business Administration should pause new rules lifting the moratorium on the number of non-federally regulated institutions, including nonbank fintech...

May 17, 2023
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Article
Lending

CFPB issues small entity guide on 1071 rule

The Consumer Financial Protection Bureau issued a small entity compliance guide on the bureau’s Section 1071 rule on small-business data collection and reporting.

May 16, 2023
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Article
Compliance

ICBA Releases 2023 Community Banking Policy Resolutions

ICBA today released its legislative and regulatory policy objectives for 2023 during the ICBA Capital Summit. Developed and approved by ICBA volunteer community bankers, these resolutions will...

May 16, 2023
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Article
Advocacy

ICBA-backed bill offering tax relief for rural lending introduced

ICBA expressed its strong support for the House introduction of legislation to exempt from taxation interest income on farm real estate and rural mortgage loans.

May 12, 2023
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Article
Agriculture Rural Development