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CFPB issues overdraft proposal with community bank exemption

The Consumer Financial Protection Bureau issued a proposed rule on overdraft services that would exempt community banks under $10 billion in assets.

Jan 18, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

OCC issues guidance on shorter securities settlement cycle

The OCC said banks should prepare for a change in the standard securities settlement cycle for most U.S. securities transactions, effective May 28.

Jan 18, 2024
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Article

Credit card, rural lending grassroots ongoing

ICBA continues calling on community bankers to urge their lawmakers

Jan 18, 2024
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Article
Credit Cards

CISA issues emergency directive on Ivanti vulnerabilities

The Cybersecurity and Infrastructure Security Agency issued an emergency directive that requires agencies to implement vendor-published mitigation guidance immediately to Ivanti Connect Secure and...

Jan 22, 2024
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Article
Cybersecurity

Huizenga: SEC underestimates cost of climate disclosure proposal

HFS Subcommittee on Oversight and Investigations Chairman Bill Huizenga (R-Mich.) said the Securities and Exchange Commission has dramatically underestimated the cost of its proposed rule to...

Jan 19, 2024
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Article

Hsu calls for new liquidity standards for midsize, large banks

Acting Comptroller of the Currency Michael Hsu called for new regulations that would require midsize and large banks to have sufficient liquidity to cover stress outflows over a five-day period.

Jan 19, 2024
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Article

Agencies start 10-year regulatory review

Federal banking regulators kicked off their decennial review of agency rules under the Economic Growth and Regulatory Paperwork Reduction Act.

Jan 18, 2024
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Article
Agencies/Regulators 

ICBA Announces 2024-25 Board of Directors Nominations for Elections During ICBA LIVE in March

ICBA today announced the nominees to serve on its 2024-25 board of directors. ICBA’s current board will vote on the nominations during ICBA LIVE 2024—the largest gathering of community banks in the...

Jan 16, 2024
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Article